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Owner Financed Businesses For Sale

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Market Info
Health Tech Brand w/ 75% Net | Zero Paid Ads | 45% Repeat Customers

The business is a rapidly growing direct-to-consumer ecommerce company operating in the premium research compounds category, built around a reputation for quality, transparency, and efficient global...

$900,000

$900,000

Cash Flow: $850,343

Turnkey Orlando Immigration Law Firm for Sale – Established

Orange County, FL

Located in the heart of Orlando, this respected immigration law firm offers a rare opportunity to step into a thriving practice with a strong reputation and steady stream of clients. The firm provides...

$805,000

$805,000

Cash Flow: $439,799

3109 Turnkey Assisted Living Facility in Northern WI

REAL ESTATE INCLUDED

Wisconsin

This established 15-bed licensed Community-Based Residential Facility (CBRF) offers a compelling opportunity to acquire a stable, needs-based healthcare business with immediate upside. The facility...

$1,605,000

$1,605,000

REAL ESTATE INCLUDED

Profitable Food Truck Business for Sale

Bergen County, NJ

LISTING ID # 37514 Do You want To Be Your Own Boss?? This incredible food truck catering business is a unique opportunity because their fully booked schedule means you're already set up for success....

$295,000

$295,000

Cash Flow: $185,000

5-Star Holistic Massage Practice | Semi-Absentee | Seller Financing

Jacksonville, FL

Here's an opportunity to acquire a thriving, 5-star rated holistic wellness practice with 180 Google reviews and a database of approximately 2,000 clients. The business operates out of a...

$85,000

$85,000

Cash Flow: $52,931

Artisan Ice-cream Franchise -Prime Palm Beach County Location

Palm Beach County, FL

Rare opportunity to acquire a turnkey artisan dessert franchise in a prime Palm Beach County retail corridor — situated right next to a Starbucks with excellent foot traffic and visibility. The...

$99,000

$99,000

Cash Flow: $24,081

Pet Grooming Business- $100K+ SDE- Semi-Absentee- Management in place

Montgomery County, PA

Well-established pet grooming business generating over $100K in SDE, with a semi-absentee structure and experienced management already in place. This business is pre approved for SBA lending. This is...

$265,000

$265,000

Cash Flow: $100,000

Well Run Wireless Service Provider

Greene County, MO

LISTING ID # 37015 This is a well-run wireless service provider that has clientele in the residential & commercial sectors, you do not need to be in the industry to own & run this business. The...

$210,000

$210,000

Cash Flow: $56,000

Established, Fully Equipped Fitness Gym, great opportunity to Grow

Vista, CA

Turnkey Fitness Center - Prime Vista Location This established fitness facility represents an exceptional opportunity to acquire a fully operational gym in Vista's thriving San Diego County market....

$99,000

$99,000

Profitable Milk Tea & Boba Shop — Pittsboro, NC

Pittsboro, NC

SELLER FINANCING AVAILABLE — Qualified Buyers Welcome This established Milk Tea & Boba shop in Pittsboro, NC sits in a prime, high-traffic location at the heart of the booming Chatham Park corridor —...

$150,000

$150,000

Outstanding FedEx P&D Routes

Colorado

Business Sale Opportunity – Established Rural CSA After six successful years’ operating 14 CSAs, (9 awards) ownership has decided to retire. With only four CSAs remaining in our portfolio, we will...

$3,500,000

$3,500,000

Cash Flow: $1,275,000

Established Franchise Soda & Cookie Shop | Semi-Absentee Opportunity

Dardenne Prairie, MO

Valued at $399K; Selling for $295K for quick sale Rare opportunity to acquire a thriving specialty beverage franchise featuring signature soda drinks and gourmet cookies in the rapidly expanding soda...

$295,000

$295,000

Cash Flow: $50,000

Turnkey Multi-Service Wellness Studio – $50K+ SDE – Semi-Absentee

Riverside, CA

Established 10-year multi-service recovery and wellness studio generating approximately $50,000+ in trailing twelve-month Seller’s Discretionary Earnings. Operates under a semi-absentee model with...

$175,000

$175,000

Cash Flow: $53,000

Established Tex-Mex Restaurant - - Owner Financing

$395,000 - Alexandria, VA

$395,000

Alexandria, VA

Family owned plumbing company serving Eastern Cincinnati Area Counties

Brown County, OH

A small family-owned plumbing company based in Brown County and established about 30 years ago. Residential and small commercial services; plumbing and backflow testing. They serve multiple counties...

$249,000

$249,000

Cash Flow: $89,000

Motel/Restaurant/Ice Cream Shop

Bronson, FL

ESTABLISHED MOTEL, RESTAURANT & ICE CREAM SHOP - TURNKEY HOSPITALITY BUSINESS This unique hospitality enterprise combines three revenue streams in one prime Bronson, Florida location. Operating since...

$5,200,000

$5,200,000

Gary Schroeder

Transworld Business Advisors OKC SW

Serving Cleveland County, OK

I assist business owners in the confidential sale of their business and/or growth through franchising. Through the process, I assist entrepreneurs with finding great opportunities of business ownership by buying existing businesses or franchises. Transworld Business Advisors has assisted thousands of owners with the sale of their business across the country and throughout Oklahoma.

Contact Me >

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Vending-Rare Find great small route ideal for 1 person or couple

Myrtle Beach, SC

This established vending machine operation represents a turnkey business opportunity in the Myrtle Beach market, featuring a comprehensive route of thirteen high-technology vending machines with...

$159,000

$159,000

Cash Flow: $67,500

Garage Door Business - OWNER WILLING TO STAY

Arlington, TX

Established residential garage door service company operating in the DFW metroplex for nearly a decade. Specializes in repair, replacement and new door installation. The business generated $140,000...

$300,000

$300,000

Cash Flow: $140,000

Custom Trophy Shop - Awards Plus

Grand Island, NE

Awards Plus is an established custom trophy and awards business serving Grand Island, NE since 1987. This 37-year-old enterprise has built a loyal customer base providing personalized trophies,...

$225,000

$225,000

Cash Flow: $145,000

Established Resturant for Sale

Seattle, WA

Established Restaurant for Sale in Seattle's Premier Capitol Hill Location This turnkey 2,164 sq ft restaurant with bar presents a rare opportunity in one of Seattle's most vibrant neighborhoods at...

$135,000

$135,000

Cash Flow: $102,000

Commercial Landscaping & Snow Removal Business

Hyrum, UT

COMMERCIAL LANDSCAPING MAINTENANCE COMPANY - This established commercial landscaping operation demonstrates strong financial fundamentals with 89% profit margins and consistent year-over-year revenue...

$107,000

$107,000

Cash Flow: $53,658

Prime Downtown Ellensburg Restaurant for Sale

Ellensburg, WA

RARE FIND! Established Restaurant Business for Sale in Prime Downtown Ellensburg Location! Established in 2021, this fully built-out restaurant sits in the heart of downtown Ellensburg, Washington,...

$289,000

$289,000

Franchise Pizzeria

Washtenaw County, MI

ESTABLISHED FRANCHISE PIZZERIA - WASHTENAW COUNTY This turnkey franchise pizzeria presents an exceptional opportunity for an owner-operator in Washtenaw County, Michigan. Established in 1989 with over...

$130,000

$130,000

Non Emergency Medical Transportation Business for Sale

Apex, NC

Established Non-Emergency Medical Transportation (NEMT) company serving the Raleigh–Durham (RTP) area, providing reliable and professional transportation for seniors, individuals with disabilities,...

$169,000

$169,000

Cash Flow: $130,000

Midtown Social & Midtown Hall | Turnkey Restaurant, Cocktail Lounge, E

$700,000 - Chester County, PA

$700,000

Chester County, PA

High-Traffic Immersive Attraction – Great Cash Flow, Passive Owners

Miami-Dade County, FL

High-Traffic Experiential Entertainment Business – Profitable, Turnkey, Semi-Absentee Location: South Florida Price: $3,900,000 Cash Flow (SDE): $915,000 Industry: Experiential Entertainment /...

$3,900,000

$3,900,000

Cash Flow: $940,000

Successful - Easy to Operate – Franchise Deli

Houston, TX

This modern, well designed deli is constructed where one person can manage the counter and the register while the other manages the kitchen area and supports the counter person when needed. The...

$125,000

$125,000

Premier Commercial Truck Repair Facility with Strong Fleet Client Base

Pennsylvania

? An exceptional opportunity to acquire a highly reputable, full-service commercial truck and trailer repair operation with a loyal client base and strong, consistent demand. This well-established...

$2,700,000

$2,700,000

Cash Flow: $399,441

Seattle center marijuana retail store

Seattle, WA

Established Retail Cannabis Dispensary - Seattle Center Location This one-year operational cannabis retail establishment represents a compelling investment opportunity in Washington State's regulated...

$1,500,000

$1,500,000

Cash Flow: $350,000

Full Service Central California Pet Grooming Salon for sale

California

This Pet Salon aims to pamper your pet with personalized care and attention. The owner prides herself with building relationships with her customers and pet companions. She specializes in all breeds...

$380,000

$380,000

Cash Flow: $328,677

Metals Recycling about 1 hour East of Lebanon - Semi-Absentee

Lebanon, TN

Semi-Absentee - Locally owned scrap and recycling business providing collection, hauling and processing of Metals and other recyclable goods. Established in 2013, the business operates with a small...

$1,499,999

$1,499,999

Cash Flow: $457,000

Established Municipal Water Infrastructure Distributor — SE US

North Carolina

Long-tenured distributor of specialized products serving municipal water and wastewater systems across North Carolina, South Carolina, and parts of Virginia. The company provides water meters, service...

$1,100,000

$1,100,000

Cash Flow: $349,015

Highly Profitable and Well-Established Commercial Cleaning

Vail, CO

This well-established commercial cleaning company represents a premier service provider in the mountain region market, serving high-stakes institutional and hospitality clients with exceptional...

$3,400,000

$3,400,000

Cash Flow: $920,000

Turnkey Pizza Takeout & Delivery Concept – All New Equipment

Mauldin, SC

This is a rare opportunity to acquire a fully built-out, nearly new pizza takeout and delivery operation in the fast-growing residential market of Mauldin, just outside Greenville. Open for only one...

$149,000

$149,000

Cash Flow: $85,000

Allstate Agency in the Cincinnati, Ohio Area

Clermont County, OH

Established insurance agency opportunity in the Cincinnati, Ohio area featuring $3,673,711 in Written Premium, 2,227 Policies in Force, and an 86.63% retention rate. With $450,181 in revenue, this...

$750,000

$750,000

Established Landscaping Company of 12 years for Sale

$600,000 - Salem, CT

$600,000

Salem, CT

“Easygoing Café with Steady Income & Minimal Pressure”

Lansdowne, MD

This is a rare opportunity to acquire a long-established, easy-to-operate deli/café that has been successfully run by a husband-and-wife team for over 25 years. The owners are now ready to retire,...

$299,000

$299,000

Cash Flow: $150,000

Newly Remodeled Nevada Truck Stop!

Lovelock, NV

This established truck stop facility represents a strategic commercial opportunity located directly off Interstate 80 in Lovelock, Nevada. The business has undergone comprehensive renovations within...

$999,999

$999,999

Cash Flow: $300,000

Beloved Music School + Retail Business - Turnkey + Profitable!

Cobb County, GA

Don't miss this rare opportunity to acquire a well-established music education and retail business in a thriving north metro-Atlanta suburb. With nearly 20 years of goodwill, a loyal customer base,...

$398,000

$398,000

Cash Flow: $152,586

High-Volume Asian Restaurant with Liquor License

Oakland County, MI

Our firm is proud to present a highly unique and fast-growing Asian restaurant concept with a full liquor license located in Oakland County, Michigan. This business offers a modern, experience-driven...

$675,000

$675,000

Cash Flow: $226,370

Beauty supply store on busy road

Detroit, MI

Beauty supply store doing 65k-70k/m sales. Located on busy road. Exterior recently repainted in white. 7500sf at 9k/m gross. Including 1M in inventroy at wholesale price, asking 700k min 50% down....

$700,000

$700,000

Airport Shuttle & Group Tour Transportation Services

Sacramento County, CA

Turnkey opportunity in Sacramento County to acquire a highly profitable and well-established personal transportation and shuttle company serving a diverse and growing customer base. This business...

$1,100,000

$1,100,000

Cash Flow: $360,000

Turnkey Pet Grooming Franchise Store in Prime Market Area

Tallahassee, FL

Woof Gang Bakery & Grooming is a pet centric franchise founded in 2007 in Florida, now with 450+ stores open or under development across 34 states. Each location is locally owned and operated, giving...

$390,000

$390,000

Pizzeria For Sale In Fairfield, CT

Fairfield, CT

Well-established and highly visible pizzeria in a sought-after Fairfield, CT location, surrounded by schools, office complexes, medical facilities, and dense residential neighborhoods that drive...

$119,000

$119,000

Mariya Vlasova

Mariya Vlasova Real Estate

Serving Broward County, FL

I am a South Florida real estate professional specializing in business opportunities, real estate sales, and strategic marketing. My approach combines market knowledge, strong presentation, negotiation, and modern marketing strategies to help clients position their assets effectively and reach the right audience. I focus on providing personalized service, professional representation, and hands-on guidance throughout every stage of the transaction.

Contact Me >

Contact me
Well Established Custom Specialty Builder

REAL ESTATE INCLUDED

Lafayette County, LA

This woodworking enterprise represents a rare opportunity to acquire a respected operation serving Acadiana. For more than two decades, the business has delivered exceptional custom furniture,...

$660,000

$660,000

Cash Flow: $187,000

REAL ESTATE INCLUDED

Grooming Business For Sale in Berkeley County

Berkeley County, SC

LISTING ID # 32719 This is a pet grooming business with space to grow. Loyal clientel booking grooming and play time 1-2 weeks in advance. Open 4 days per week, this business could grow fast with a...

$80,000

$80,000

Cash Flow: $55,000

Prime Waterfront Investment Property with Operating Garden Center

$1,999,000 - Brevard County, FL

$1,999,000

Brevard County, FL

Est. 44-Year Suffolk County Deli & Caterer

Suffolk County, NY

LISTING ID # 37333 Established 44-Year Suffolk County Deli & Caterer – $865K Sales | Growing | Seller Financing Available. Price Reduced! Landmark gourmet deli and catering business located in an...

$325,000

$325,000

Cash Flow: $146,623

Exceptional Plumbing Business for Sale in Texas

Harris County, TX

LISTING ID # 36035 This unique venture, established 38 years ago, stands out due to its distinctive business model and the owner's unwavering passion for the industry. Despite being on the brink of...

$675,000

$675,000

Cash Flow: $250,000

Beautiful Restaurant and Bar with Real Estate for Sale

REAL ESTATE INCLUDED

Hennepin County, MN

Management in Place! Well-established neighborhood bar and restaurant offering a rare opportunity to own both the business and real estate located in the West Metro. A new owner can continue the...

$824,999

$824,999

REAL ESTATE INCLUDED

100-Year Legacy Engine Machine Shop for Sale

Nassau County, NY

LISTING ID # 36550 100-Year Legacy Engine Machine Shop Welding Facility | $287K SDE | Real Estate Option Triple Net Lease: $6,000/month | First Right / Option to Purchase Real Estate Rare opportunity...

$550,000

$550,000

Cash Flow: $287,185

11 FedEx Ground Routes - Corpus Christi, TX - Seller & Vehicle Finance

Corpus Christi, TX

Asking Price: $850,000 in outright cash, plus the possible $150,000 in vehicle financing, plus $100,000 in seller financing (Total Purchase Price: $1,100,000). FedEx Ground Routes for Sale:...

$1,100,000

$1,100,000

Cash Flow: $353,635

Bagel Franchise Netting $95K-Seller Financing 80%

Bucks County, PA

SELLER FINANCING 80% - BUYER 20% DOWN ($56,000) 3 YEAR BALLOON AMORTIZED OVER 15 YRS Established bagel Franchise and breakfast café in a high-traffic shopping center in Bucks County, PA, offered at...

$280,000

$280,000

Cash Flow: $95,145

Profitable Kitchen & Bath Showroom – 16 Years | $300K SDE | Prime Loca

Broward County, FL

Established and highly reputable kitchen & bath showroom with 16 years of consistent operation in a prime South Florida market. This business generates approximately $1.5M in annual revenue with $300K...

$649,000

$649,000

Cash Flow: $300,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

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Colorado

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Florida

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Georgia

Sacramento Area

Illinois

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New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

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Washington

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Massachusetts

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Pennsylvania

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Ohio

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Utah

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.