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Owner Financed Businesses For Sale

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Patented Vent Pipe Extensions ! Manufacturing and Distribution !!
Start Up

Tubos® Vent Pipe Extensions ! Business ONLY-no Real Estate. A Patent-Protected, High-Margin, Tariff-Proof Building Products Acquisition ! Executive Summary: Tubos® Vent Pipe Extensions is a patented,...

6

$3,800,000

$3,800,000

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Get in on one of the fastest growing concepts in the U.S.!
Start Up

FRANCHISE OPPORTUNITY: Barrio Burrito Texas - Tex-Mex Concept Expansion Barrio Burrito Bar presents an exciting franchise opportunity in the rapidly expanding Tex-Mex fast-casual market. Established...

3

$100,000

$100,000

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Electric Motorcycle Rentals & Sales Business (start up)
Start Up

The purchase would include approximately 15 new 2022-2024 electric motorcycles, spare parts, dealership rights, and domain name for Adventure Motorcycle Rentals....

5

Not Disclosed

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Wellness Clinic with Early Detection Imaging
Start Up

TURNKEY MEDICAL IMAGING & WELLNESS CENTER - ABSENTEE OPPORTUNITY Established outpatient imaging center featuring state-of-the-art CT scanner technology, serving Orange County with advanced early...

6

$100,000

$100,000

Screen Printing Opportunity!
Start Up

Promotional Product Business Opportunity Established in 1995, this promotional product business opportunity offers entrepreneurs the chance to enter a thriving industry with flexible operations and...

$10,000

$10,000

Turnkey Wearable Tech Startup for Sale — Kickstarter-Validated
Start Up

Turnkey Wearable Technology Startup - Kickstarter Validated and Ready to Scale Dott represents a rare opportunity to acquire a fully developed wearable technology company that has successfully...

5

$50,000

$50,000

Create generational wealth
Start Up

Founded in Portage, Indiana, ACL Home Care LLC provides non-medical, in-home support services that enable individuals to live independently and comfortably in their own communities. Recognizing the...

2

$35,000

$35,000

"At Home Real Estate Investing Company $220k - $350k Actual Net"
Start Up

You WILL be expected to do your first real estate deal with me in the first 30-90 days and make $10,000-$85,000 or more on it...even if you have no experience, 100% in writing! How? We get deals...

Not Disclosed

Established & Profitable Salon Suites Business

DuPage County, IL

This well-established salon suite business has been a fixture in the Chicago western suburbs for over two decades, providing a professional home for independent stylists, barbers, nail and makeup...

$74,999

$74,999

Cash Flow: $25,213

Well-Established Full-Service Moving Company for Sale

Colorado

Discover an exceptional opportunity with a leading full-service moving company that specializes in both residential and commercial relocations. This highly-rated company offers an extensive range of...

$699,000

$699,000

Cash Flow: $219,296

6 Bed Adult Foster Care Home in Kent County

REAL ESTATE INCLUDED

Kent County, MI

We are excited to present a prime investment opportunity with the sale of a well-established adult foster care facility located in Kent County, MI. This licensed facility offers 6 beds and provides a...

$540,600

$540,600

Cash Flow: $125,477

REAL ESTATE INCLUDED

SoCal Insulation & Fire-Hardening Co. — SBA-Financeable

Los Angeles County, CA

Established, veteran-founded specialty contracting business in the Greater Los Angeles market, providing insulation, air-duct/indoor-air-quality, energy-efficiency, and fire-hardening solutions to...

$1,256,000

$1,256,000

Cash Flow: $629,044

Outdoor Equipment Company For Sale

REAL ESTATE INCLUDED

North Carolina

From time to time, we come across a company that has been in business for over 25 years with an elderly owner who says, “It’s time to move on.” This dealership sells and services several well-known...

$1,450,000

$1,450,000

REAL ESTATE INCLUDED

5 FedEx Linehaul Routes - Troutdale OR | $300K SDE | Dedicated Runs

$920,000 - Troutdale, OR

$920,000

Troutdale, OR

Chris Holzgraf

Premier Route Consulting

Turnkey Opportunity: Established Truck Repair Biz with Property!

REAL ESTATE INCLUDED

Marion, IL

A thriving full-service diesel mechanic shop with a solid reputation in Southern Illinois. Known for dependable big truck, tire, and trailer repairs plus 24/7 mobile service, this established business...

$1,800,000

$1,800,000

Cash Flow: $199,363

REAL ESTATE INCLUDED

Dominant Industrial Services Firm in Booming SE Port City – $1.6M SDE

REAL ESTATE INCLUDED

Savannah, GA

Step into a cornerstone role in the industrial construction sector with this exceptional, well-established business. For nearly 20 years, this company has been the trusted partner for major utilities,...

$8,900,000

$8,900,000

Cash Flow: $1,657,236

REAL ESTATE INCLUDED

Dan Walkowski

Transworld Business Advisors of Portland

Serving Multnomah County, OR

Transworld Business Advisors of Portland is locally owned and operated, serving business owners across Oregon and Southwest Washington. As part of the world’s largest business brokerage firm—with over 250 offices and 850+ Brokers globally—we combine deep local expertise with the resources and reach of a global network. Our team specializes in facilitating the sale of privately held businesses, from main street to middle-market M&A transactions, and we are committed to delivering ethical, professional service throughout every engagement. We have a team of experienced Brokers and M&A Advisors, many of whom have owned businesses themselves or gone through the Transworld process as sellers. This firsthand experience allows us to better understand our clients’ needs and provide strategic, informed guidance throughout the transaction. Our firm also includes Certified Franchise Consultants who assist entrepreneurs in exploring franchise ownership opportunities. While we represent over 300 franchise brands, our primary focus is helping business owners grow through franchise development—providing full support including legal and regulatory compliance across all states. Whether you're preparing to sell, planning for growth, or considering franchising, we offer a collaborative, confidential, and results-driven approach. Contact us today for a free initial consultation.

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HVAC Company in High-Growth Market – Profitable & Scalable!

Worcester County, MA

This successful HVAC company has seen rapid revenue growth. Sales have increased every year since inception, and 2025 is tracking to be their best year to date (20% YoY revenue increase is projected)....

$1,875,000

$1,875,000

Cash Flow: $410,111

Asset Sale - Below Market Fast Casual Restaurant w DriveThru

Revere, MA

Imagine walking into your own turnkey restaurant that's already been built to perfection. This isn't just any opportunity - it's a $2.5 million fast casual restaurant with drive-thru that you can step...

$499,000

$499,000

Cash Flow: $250,000

Luzerne County Restaurant for Sale

Luzerne County, PA

Opportunity Awaits! This restaurant is situated in the parking lot of a popular hotel. There is a large Catering/Banquet room as well as a great outside seating area. Kitchen is huge and can...

$300,000

$300,000

Child Daycare Center

North Dakota

This well-established childcare center represents a premier business opportunity in North Dakota's early childhood education sector. Operating continuously for 35 years, the facility has demonstrated...

$175,000

$175,000

Cash Flow: $99,812

Well Established High End Residential Landscaping Company

Austin, TX

In business since 1980, this high-end residential landscaping contractor has established excellent relationships with award winning landscape architects as well as homeowners. The company has built...

$1,150,000

$1,150,000

EBITDA: $435,074

Rapidly Growing HVAC Home Service Company

Tulsa County, OK

Some owner financing available. This Home Service company is a premier HVAC company dedicated to providing top-notch heating, ventilation, and air conditioning solutions to residential and commercial...

$180,000

$180,000

Cash Flow: $151,103

World renowned fitness branded gym with yearly competitions.

Horry County, SC

Fully equipped Crossfit gym, fully equipped with infrared sauna and cold plunge....

$225,000

$225,000

Cash Flow: $75,000

Promising Future Awaits: 35+ Year Mental Health Private Practice.

Canton, OH

Mental Health Private Practice in Stark County, Ohio with 35 Years of Continuous Community Service Annual Revenue of $631,082 with Seller's Discretionary Earnings of $317,368. Business Description...

$549,000

$549,000

Cash Flow: $317,368

Established Telehealth & Wellness Clinic

$50,000 - Coral Gables, FL

$50,000

Coral Gables, FL

Huge Price Drop on Profitable Pool Service Business for Sale

Horry County, SC

Price is now at $295,000 but will take offers. Recent price changes due to owner adding more vehicles and equipment like vacuums, Batteries and work trucks to meet demand. Business makes more profits...

$295,000

$295,000

Cash Flow: $142,456

Occupational Clinic and MedSpa in El Paso County With Seller Financing

El Paso County, CO

An amazing opportunity to own an established occupational clinic with medspa services in an up-and-coming area of El Paso County, Colorado. Featured in a desirable location with high street...

$300,000

$300,000

8 year history of over $140,000 SDE

REAL ESTATE INCLUDED

Warsaw, IN

This family run business has been in Warsaw for 30 years performing auto service. This a great opportunity for a young mechanic to own his own business and start with a great customer following. The...

$292,000

$292,000

Cash Flow: $140,000

REAL ESTATE INCLUDED

25+ Year old, Busy Auto Body shop for sale in Middlesex County

New Brunswick, NJ

This established 25+ year auto body business is ready for a new owner. Owners are ready to retire. This shop is a direct repair facility for several insurance companies. Over $150k in Inventory is...

$699,000

$699,000

Cash Flow: $450,000

Manufacturer of high quality stone veneer for residential/commercial

Minnesota

We are pleased to present this 25-year-old manufacturer of man-made veneer stone that has full-color integration. The company offers an extensive variety and colors, profiles, blends, accessories, and...

$895,000

$895,000

EBITDA: $225,000

Hydronic Heating System Company

Montrose, CO

Since 1995, this company has specialized in residential and light commercial hydronic hot water heating system. The company provides installation, upgrades, replacements and service of both heating...

$310,000

$310,000

Cash Flow: $139,000

Multi-Location Residential Remodeling - PA and MD

Pennsylvania

This established residential renovation company serves a broad territory across Eastern and Central Pennsylvania. Backed by a national franchisor, the enterprise specializes in wet-area modifications...

$1,750,000

$1,750,000

Cash Flow: $864,493

Sushi, Hibachi restaurant in busy comm area

Woodhaven, MI

Sushi and Hibachi (kitchen cooked) restaurant in busy commercial area surround by retail, restaurants. super busy area. rent 6500/m, great opportunity to increase sales....

$210,000

$210,000

High End Residential Construction Company Serving NH and Maine

Carroll County, NH

For over 20 years, this business has been an award-winning design-build firm, specializing in custom home construction and remodeling services in Northern New Hampshire and Western Maine. The services...

$995,000

$995,000

Cash Flow: $327,885

Unique Fitness Concept

Monmouth County, NJ

***This is a confidential listing. Please complete the contact form to receive an NDA and additional details before any phone calls. Thank you!*** Rare opportunity to acquire Monmouth County's first...

$125,000

$125,000

Auto Dealership with the land! Hard Corner + 2 folios

$3,500,000 - Miami-Dade County, FL

$3,500,000

Miami-Dade County, FL

Turnkey Fitness Studio | High Visibility | Proven $500K+ Potential

Ocean County, NJ

This is a unique opportunity to acquire a fully operating boutique fitness studio with strong historical performance and significant upside potential. Located on a busy highway in a standalone...

$75,000

$75,000

Modern Day Spa in Lawrenceville, North Pittsburgh #11005

Pittsburgh, PA

This is your chance to own a modern day spa in one of Pittsburgh’s hippest northern neighborhoods! Thrive as a spa business owner in a growing area where preserved architecture meets indie cafés,...

$75,000

$75,000

Cash Flow: $30,000

Dog walking and pet sitting

Denver, CO

Lucky Dog Walkers LLC is a local company providing professional & affordable pet sitting in client's homes and daily dog walks in the neighborhood. Dog walking is a great service for pet owners who...

$70,000

$70,000

SUSHIHOLIC Restaurant, fully running and ready to be taken over

San Antonio, TX

Sushi restaurant for sale in San Antonio TX, located in a high-traffic shopping center. Located just off of highway 1604 and Bandera road, excellent traffic and plenty of parking. Perfect for new...

$85,000

$85,000

Highly Profitable Orlando Aesthetics Spa - Seller Financing Available

Winter Springs, FL

This business is a non-invasive aesthetics and wellness spa offering premium, device-based treatments across face, body, and wellness. Core services include ultrasonic cavitation body contouring,...

$3,750,000

$3,750,000

Cash Flow: $820,463

Lakewood Ranch, FL Pool Route for Sale!

Lakewood Ranch, FL

This pool route has $1,760.00 monthly recurring income, with 18 pool accounts established. 18 residential accounts & 0 commercial accounts. Additionally seller may charge extra for parts & minor...

$21,120

$21,120

Full Service Remote Digital Marketing Agency

Chatham County, NC

An established, end-to-end ecommerce and performance marketing agency serving US manufacturers and direct-to-consumer brands across Shopify, Amazon, paid media, and search - with a distinctive...

$3,250,000

$3,250,000

Cash Flow: $1,143,851

Licensed Cannabis Growing and Extraction Business

Snohomish County, WA

Step into Washington’s highly regulated cannabis industry with this fully operational and compliant Tier-2 I‑502 licensed producer. While the state is currently issuing new licenses, they are limited...

$450,000

$450,000

Tony Nguyen

Fairfax Realty Select

Serving Fairfax County, VA

Trusted source in the local business community of the Metropolitan areas of Virginia, Washington DC and Maryland. Buying, Selling and Leasing variety of businesses: Restaurant, Beauty salon, Convenient Store, Gas Station, Auto Repair shop, Dry Clean, Laundromat...etc. are what we have been serving our clients successfully for years. We are committed to help you to achieve your goals with successful results.

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$200K+ Revenue | Power Washing & Outdoor Services Business

Smithville, MO

This established outdoor services business offers a unique opportunity to acquire a growing operation with strong recurring revenue, experienced employees, valuable equipment, and significant upside...

$225,000

$225,000

Cash Flow: $150,000

Luxury Nail Salon for Sale!

Atlanta, GA

An exceptional opportunity is now available to acquire a well established nail salon with a proven operating history, loyal clientele and experienced staff already in place. This luxury salon is in a...

$600,000

$600,000

Popular SE Denver Metro Used Car, ATV, UTV, Boat, RV, and Equip Rental

$625,000 - Castle Rock, CO

$625,000

Castle Rock, CO

Jeff C Eisnaugle

Business Broker Colorado

Turnkey Atl Studio Rental Business, Strong Demand,Equipment & Buildout

Atlanta, GA

Seller Financing Available Step into an established Atlanta Creative Rental Studio with Strong Customer Demand, 3 studio spaces, approximately $244K in 2025 revenue, estimated SDE of approximately...

$275,000

$275,000

Well-Established Auto Body Shop And Real Estate

Saint Louis, MO

This well-established automotive repair facility represents a compelling acquisition opportunity, combining operational excellence with valuable real estate assets. The business generates...

$225,000

$225,000

Cash Flow: $100,000

Established Specialty Retail Business |Inventory Included

Providence County, RI

Established Specialty Retail Business | Turnkey Opportunity | Inventory Included Asking Price: $65,000 An exceptional opportunity to acquire a well-established specialty retail business with a loyal...

$65,000

$65,000

#1 Google-Ranked Clearwater Boat Rental – High-Profit & Scalable

Clearwater, FL

EXECUTIVE SUMMARY This turnkey luxury boat rental operation in Clearwater, Florida represents a rare opportunity to acquire the market-leading business with dominant digital presence and immediate...

$600,000

$600,000

Cash Flow: $220,000

Established Local and Grill

Catskill, NY

We are a well established local bar and kitchen waiting for others to grow the business to it's potential. We have a a strong Facebook account with almost 5,00 followers in just over a year. Growing...

$60,000

$60,000

Turnkey 9Round Kickboxing Studio for Sale – Prime Growth Opportunity

New Braunfels, TX

This is a rare opportunity to acquire a thriving 9Round Kickboxing studio in New Braunfels, Texas, one of the fastest-growing cities in the state. With a rapidly expanding population of young families...

$25,000

$25,000

Established Neighborhood Haunt w/ 47 License For sale

Oceanside, CA

Full Service Kitchen with an incredibly large walk-in cooler. Type 47 2am full liquor license, valued at 150K-200K alone. Equally large outdoor dining area that is in the process of being permitted...

$950,000

$950,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

Houston Metro

California

San Francisco Bay Area

Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

Atlanta Metro

Washington

Orlando Metro

Massachusetts

Kansas City Metro

Pennsylvania

Columbus Metro

Michigan

Philadelphia Metro Area

Virginia

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Ohio

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Maryland

Washington D.C. Metro

Utah

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Minnesota

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Tennessee

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.