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Owner Financed Businesses For Sale

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Flowers Bread Route, Fort Lauderdale, FL

Fort Lauderdale, FL

Flowers Bread Route distributorship for sale in the Fort Lauderdale, Florida region for $270,000! Company related financing available with an estimated $192,000 down. In addition, a 10% cash reserve...

$270,000

$270,000

Cash Flow: $96,304

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Turnkey Wellness Spa in Rapidly Growing Hernando County

Spring Hill, FL

Imagine stepping into your own thriving wellness sanctuary in one of Florida's fastest-growing counties. This isn't just another spa - it's your chance to own a complete beauty and wellness...

$149,900

$149,900

Cash Flow: $61,500

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Established Insurance Agency for Sale – Allstate Opportunity in PA

Chester County, PA

Business Overview: Established insurance agency available for acquisition. This agency has a strong presence in their respective community, a loyal customer base, and significant growth potential....

$1,000,000

$1,000,000

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Established Insurance Agency for Sale – Allstate Opportunity in PA

Allegheny County, PA

Business Overview: Established insurance agency available for acquisition. This agency has a strong presence in their respective community, a loyal customer base, and significant growth potential....

$500,000

$500,000

Established Insurance Agency for Sale – Allstate Opportunity in PA

Luzerne County, PA

Business Overview: Established insurance agency available for acquisition. This agency has a strong presence in their respective community, a loyal customer base, and significant growth potential....

$750,000

$750,000

Online multi-state flag themed clothing & accessory business for sale

Cockeysville, MD

Home-based online retail business featuring state themed products including shirts, hats, bibs, magnets, decals, and accessories. Excellent relationship with 50+ grocery store chain...

6

$75,000

$75,000

Commercial/ Industrial Painting Company

McHenry County, IL

Imagine stepping into a thriving commercial painting business that's been the backbone of the greater McHenry County and the Greater Chicago area industry for 35 years. You'll inherit something truly...

$114,000

$114,000

Cash Flow: $103,000

Northeast U.S. Lumber and Hardware Retailer

This third generation lumber yard and hardware store serves professional contractors, government entities and homeowners with lumber, windows, cabinets, paint, hardware, tools and more. The Company...

Not Disclosed

Cash Flow: $693,000

HSC CNC Machining Company W/RE and Additional income

REAL ESTATE INCLUDED

Hutchinson, MN

HSC is proud to offer this 30 Year old well established CNC machine shop that fully equipped and Turn-key. Fully operational with good long term employees. Very consistent sales with strong cash...

$1,625,000

$1,625,000

Cash Flow: $370,149

REAL ESTATE INCLUDED

High Growth Texas Dog Training Brand

Santa Fe, TX

Bellum K9 is an established Texas dog training company with multiple locations, strong brand recognition, proven marketing systems, and consistent revenue. Founded in 2017, the business has built a...

6

$280,000

$280,000

Cash Flow: $130,000

Campbell’s Snacks Route, Yakima, WA

Yakima, WA

Pepperidge Farm Cookie and Snyder’s – Lance Chips Combo route for sale in the Yakima, Washington area for $523,944. Financing available with an estimated $52,394 down. Currently grossing $918,580 in...

$523,944

$523,944

EBITDA: $151,564

Turnkey Craft Beer Bar & Retail Shop - MADISON WI

Madison, WI

Take the reins of BarleyPop Tap & Shop, a beloved and established local business situated in the vibrant Atwood neighborhood. Boasting a stellar reputation with both the beer makers and local...

6

$99,000

$99,000

Profitable Manufacturing Business with Owned Real Estate

$3,700,000 - Grand Prairie, TX

$3,700,000

Grand Prairie, TX

Teet Ratsep

Legacy Acquisitions USA

Turnkey Pepperidge Farm Distribution Route – Profitable; Fully Staffed

Lee County, FL

Turnkey Pepperidge Farm Distribution Route – Profitable; Fully Staffed This established Pepperidge Farm distribution franchise presents an exceptional opportunity for a qualified buyer seeking a...

$440,000

$440,000

Boutique Hotel Greater Palm Springs

Palm Springs, CA

Located in the vibrant and highly desirable Greater Palm Springs area, this beautifully renovated boutique hotel offers a unique blend of charm, elegance, and modern luxury. The property has been...

$1,300,000

$1,300,000

Eduardo Alarcon, MBA, CM&AA, ASBB

Sunbride M&A

Serving Miami-Dade County, FL

SunBridge M&A Advisors is a boutique mergers & acquisitions advisory and business brokerage firm led by Eduardo Alarcon, MBA, CM&AA. Based in Miami, we specialize in confidentially selling lower middle-market companies throughout Florida and beyond. Our team brings decades of combined experience and has successfully closed over $450 million in transactions across industries like manufacturing, distribution, logistics, and professional services. At SunBridge, we provide end-to-end guidance to help business owners unlock maximum value for their companies. From accurate business valuation and strategic exit planning to targeted buyer outreach, thorough buyer qualification, and expert deal structuring and negotiation, we manage the entire sale process with discretion and diligence. Our selective, hands-on approach ensures each client receives personalized attention, and we are dedicated to achieving results that align with your goals and timeline. Whether you are re looking to sell your company, merge with a strategic partner, or explore growth through acquisitions, SunBridge M&A Advisors offers the expertise, network, and commitment to help you succeed. If you’re considering a sale, we provide the clarity, strategy, and execution to enable you to exit on your terms – maximizing value while minimizing risk.

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Established Commercial Door and Security Franchises

Tampa, FL

This is a rare opportunity to acquire a well-established access control, commercial door and automatic door business in one of Florida’s fastest-growing regions. The company has built a strong...

$800,000

$800,000

EBITDA: $180,000

Campbell’s Snacks Route, Everett, WA

Everett, WA

Pepperidge Farm Cookie and Snyder’s – Lance Chips Combo route for sale in the Everett, Washington area for $331,562. Financing available with an estimated $33,156 down. Currently grossing $563,992 in...

$331,562

$331,562

EBITDA: $87,739

Upscale Japanese Style Nail Salon with Seller Financing

Norfolk County, MA

This is an established, upscale nail salon specializing in modern Japanese-style nail art, premium manicure and pedicure services, beauty treatments, eyelash services, and waxing. The business serves...

$280,000

$280,000

Cash Flow: $110,480

Mexican Restaurant for Sale in West Palm Beach Absentee

Lake Worth, FL

Mexican Restaurant for Sale in West Palm Beach, Florida is ready for a new owner. Great location and lease in place. This is a great opportunity for an owner/operator. The Mexican Restaurant for Sale...

2

$135,000

$135,000

Cash Flow: $58,264

High-End Restaurant, Bar, & Karaoke Venue in Las Vegas

Las Vegas, NV

This one-of-a-kind Las Vegas venue combines a high-end restaurant, lounge with stage, and 10 private karaoke rooms in a single location. With over $2M invested in custom buildout, multiple independent...

$1,500,000

$1,500,000

High-Volume Italian Market & Butcher Shop–South Shore Suffolk Co

Suffolk County, NY

For sale turnkey Italian Market & Butcher Shop located in a beautiful, high-income South Shore town in Suffolk County, NY. This well-known neighborhood staple has developed a loyal, repeat customer...

$950,000

$950,000

Cash Flow: $313,758

Lucrative Flooring Installation Company

Las Vegas, NV

SBA pre-approved the business for a qualified buyer. Turnkey - Profitable - Established! This Flooring Installation Company serves the greater Las Vegas Valley with strong margins and consistent...

$360,000

$360,000

Cash Flow: $189,325

Profitable Amazon FBA Wellness Brand · <10 hrs/week

$620,000 - Tempe, AZ

$620,000

Tempe, AZ

Premier Indoor Pickleball Business with Full-Service Dining & Bar

Dallas, TX

This is a rare opportunity to acquire a state of the art indoor pickleball and social entertainment complex located in one of North Dallas’ fastest-growing and most desirable areas. This modern, fully...

$4,500,000

$4,500,000

Cash Flow: $630,256

Price Drop + 75% Seller Financing! Elite Sports Performance Franchise

Nevada

Northern Nevada Sports Performance Training Franchise - Amazing Growth Potential and Semi-Absentee Owned! - SC2260 This Northern Nevada based Sports Performance Training Franchise is a Nevada C...

2

$149,000

$149,000

Award Winning, Profitable Independent Pharmacy - Wellness Center

Lackawanna County, PA

Established over 10 years ago, this community-based independent pharmacy has built a substantial customer base in the Wilkes-Barre Scranton region. Providing personalized, patient-centered care...

$395,000

$395,000

Cash Flow: $113,697

Established Main Line Artisan Jewelry & Curated Gift Store

Chester County, PA

Terrific, high end location with strong repeat customer base! Established specialty boutique offering a curated mix of artisan jewelry, functional pottery, home décor and accessories. Positioned for...

$95,000

$95,000

Cash Flow: $1,785

Largest, Residential, Luxury Assisted Living Ever Sold in Arizona

REAL ESTATE INCLUDED

Scottsdale, AZ

Highlights: • Prime residential assisted living facility with over 16,000 square feet of living space under the roof line. • High and stable cash flow private-pay model that generates an average gross...

$8,999,900

$8,999,900

Cash Flow: $1,171,822

REAL ESTATE INCLUDED

Natural Skincare Star Up - Perfect for Creatives

St. Augustine, FL

All natural skincare start up made with love. I started Good Host for myself originally. A bit let down by all the chemicals in products sold in stores, I wanted to know what was in my skincare to the...

$20,000

$20,000

Cash Flow: $3,000

Independently Owned & Operated Farm Winery, Tasting Room, & Venue

Minnesota

Impressive market share with award-winning wines Multiple revenue streams including wine sales, tasting room/restaurant, and event center for weddings and corporate events. 80-acre farm complete with...

$1,525,000

$1,525,000

Cash Flow: $316,100

Profitable Event Venue with Real Estate & Year-Round Revenue Streams

Tulsa, OK

Resort-style estate with waterfront ceremony space, on-site accommodations, and a turnkey vendor ecosystem ready for a new owner. This wedding and event venue offers a diversified business model with...

$350,000

$350,000

Cash Flow: $169,483

Turnkey Bar in Heart of Portland, ME – Below-Market Lease

Portland, ME

Portland, Maine is one of the hottest hospitality markets in the country right now, and timing is everything. Here’s your chance to own a piece of Portland’s legendary hospitality scene. Located in a...

$550,000

$550,000

Profitable Sign Company - Fast-Growing Illinois Market

$340,000 - Will County, IL

$340,000

Will County, IL

Jeremiah Scroggins

United Franchise Group

Successful, Growing Landscape Company in North Texas!

Garland, TX

Picture yourself owning a thriving commercial landscaping business that's perfectly positioned in one of America's fastest-growing regions. This North Texas operation has cracked the code on...

$3,950,000

$3,950,000

EBITDA: $1,046,000

REDUCED -Two Boutique Yoga and Dance studio's for Sale in Dallas -!

Dallas, TX

EXECUTIVE SUMMARY Two established boutique yoga and dance studios operating in Dallas present a compelling acquisition opportunity in the thriving wellness and fitness sector. These premium facilities...

2

$350,000

$350,000

Cash Flow: $125,000

Campbell’s Snacks Route, Kent, WA

Kent, WA

Pepperidge Farm Cookie and Snyder’s – Lance Chips Combo route for sale in the Kent, Washington area for $367,146. Financing available with an estimated $36,715 down. Currently grossing $624,520 in...

$367,146

$367,146

EBITDA: $98,634

Established HVAC | $1.7M+ Revenue | Strong Reputation & Repeat Clients

Bibb County, GA

This established HVAC service company offers a strong opportunity to acquire a growing, reputable business with consistent revenue and increasing profitability. Serving a mix of residential and light...

2

$2,000,000

$2,000,000

Cash Flow: $400,000

“Profitable Neighborhood Bar – Low Rent – Owner Financing Available –

Duval County, FL

“Own a place where everybody knows each other — and turn a well-loved neighborhood bar into your own success story.” Looking for a New Owner – A Place With History After 19 years of ownership, it’s...

3

$250,000

$250,000

YOY 20% Growth National Frozen Food Item: Semi-Absentee

Boulder, CO

Awarded #1 out of 15 top national brands in its category. Experienced over 66% growth in profitability in both 2024 and 2025. Gross sales increased over 20% in both 2024 & 2025 ($7.7M in 2025 gross...

$5,000,000

$5,000,000

Cash Flow: $824,027

Two Residential Assisted Living Homes in Cobb County

REAL ESTATE INCLUDED

Cobb County, GA

Two Residential Assisted Living Homes in Cobb County - Owner Retiring After Seven Years of Consistent Performance Established boutique residential assisted living operation serving the North Metro...

6

$1,800,000

$1,800,000

EBITDA: $158,037

REAL ESTATE INCLUDED

Shawn Pepe

Transworld Business Advisors of Albany

Serving Albany County, NY

Transworld Business Advisors is a world leader in the marketing and sale of businesses and franchises. Transworld is the business sale specialist. With over 1,000 brokers in 250+ worldwide offices, Transworld offers the professional services that successfully bring buyers and sellers together. 40+ Years Experience | 15,000+ Business Sold | 950+ Brokers | 250+ Offices Worldwide

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Thriving Motorsports Brand Ecommerce Business With Low Overhead

Maricopa County, AZ

I am offering a unique opportunity to acquire a highly successful Motorcycle Parts Brand, eCommerce business that has been carefully cultivated and grown over the years. This business has not only...

$7,000,000

$7,000,000

Cash Flow: $1,500,000

Long Established Busy High End Optical Practice Available

Broward County, FL

Established High End High Dollar Volume Optical Practice Available: Here's your chance to own a thriving upscale optical practice with a sterling 24-year reputation for excellence. Located in a busy...

$649,000

$649,000

Cash Flow: $306,204

Luxury Resort on Large Recreational Lake!

$2,975,000 - Eclectic, AL

$2,975,000

Eclectic, AL

Established Family Medicine | Austin Area | 914 Senior Pts | $1.2M Rev

Travis County, TX

Rare opportunity to acquire a 30-year family medicine practice in Central Texas — 30 miles from Austin — with proven financial stability and an exceptionally loyal patient base. FINANCIAL PERFORMANCE...

$850,000

$850,000

Cash Flow: $485,430

Music Store | Sales, Rentals, Repairs & Lessons: Mountain Town

Colorado

Established full-service music retail business serving Western Colorado with a strong reputation built over decades in the community. The company generates revenue through multiple streams including...

$675,000

$675,000

Cash Flow: $216,389

15 YEAR Turn-key pizza shop for sale

Troy, NY

This well established pizza shop located in Troy, NY presents an excellent opportunity for an entrepreneur seeking a profitable business situated in a busy residential and commercial area. This...

2

$105,000

$105,000

Cash Flow: $75,000

Gas Station for sale with real estate.

Jasper, AL

Established gas station and convenience store opportunity in Jasper, AL, strategically positioned at a three-way stop sign in a high-traffic residential area near a historic lake that attracts...

3

$850,000

$850,000

Top Performing Local Bar – Loyal Customer Base

Kitsap County, WA

Long-standing neighborhood bar available for acquisition after decades of successful operation. This well-known local establishment has built a loyal customer base and consistently delivers strong...

$910,000

$910,000

Cash Flow: $400,752

Fast Growing Window Cleaning & Exterior Services Business – Turnkey Op

San Antonio, TX

This established service business generated over $120,000 in revenue in its first full year of operation (2025) and includes a solid base of both residential and commercial customers, with...

2

$100,000

$100,000

SBA Pre-Qualified High-Profit Korean BBQ & Fusion Restaurant

Hammond, LA

Established Korean BBQ/Asian Fusion Restaurant - Prime Location in Hammond, Louisiana, Right next to the Hammond Square Mall Le Saigon was established in downtown Hammond in 2017 and quickly gained...

6

$625,000

$625,000

Cash Flow: $480,000

Brand-New Turnkey Hot Pot Restaurant Near Intel – No Competition

Hillsboro, OR

? Vietnamese Hot Pot Restaurant and À la cart for Sale – Easy Terms! Own a fully operational restaurant without paying full price upfront! ? Price: $295,000 ? Only $95,000 Down ? Monthly payments...

$275,000

$275,000

Profitable Turnkey Tailor Studio – $4K Monthly Revenue – $100K Quick

Bakersfield, CA

Macario Alterations & Design is a fully operational turnkey fashion alteration and custom design business located in a prime Bakersfield retail area near Panorama Drive and Bakersfield College. This...

6

$100,000

$100,000

Cash Flow: $100,000

High-Margin Outdoor Lighting Business

Shallotte, NC

Established outdoor lighting service company for sale serving coastal North and South Carolina. 17 years in business with strong reputation, repeat and referral-based revenue, and low overhead...

6

$199,800

$199,800

Cash Flow: $90,000

Newly Renovated Hair Salon in Ellicott City, Maryland

Ellicott City, MD

NEWLY RENOVATED HAIR SALON IN ELLICOTT CITY, MARYLAND This well-established and profitable hair salon presents an exceptional turnkey opportunity in the desirable Ellicott City market. With annual...

4

$500,000

$500,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.