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Owner Financed Businesses For Sale

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Profitable, Scalable Mobile Paintless Dent Repair Business

Fairfax County, VA

Excellent opportunity to take over a successful, well-run, and growing paintless dent repair company based in Fairfax County, Virginia. The business was founded in 2019 when current ownership...

$950,000

$950,000

Cash Flow: $388,722

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Profitable Nostalgic Martini Lounge

Racine County, WI

Turnkey Martini Lounge & Bourbon Bar – Racine County, Wisconsin Established Hospitality Business | Approx. $150,000 Revenue | Approx. $50,000 Cash Flow Rare opportunity to acquire a unique and...

$100,000

$100,000

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Built Wellness Studio Already at 292 Members

Loveland, CO

Opened in 2025, this premium sauna and recovery studio already has 292 active members, trained staff, recurring revenue, and a fully completed buildout in place. The hardest part of the startup phase...

3

$299,990

$299,990

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SBA Pre-Qual Digital Marketing Agency | Interior Design & Architects

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified Digital Marketing Agency that has become a recognized leader within the Interior Design, Architecture, and Home Industry markets. Established in 2018,...

$395,000

$395,000

Cash Flow: $176,929

Highly Profitable Pet Salon - Semi-Absentee Owned - SC2278

California

This pet salon in a highly affluent area in Northern California has been established for 2 ½ years under the founding ownership. They perform all kinds of pet grooming services, including Doodle...

$349,000

$349,000

Cash Flow: $175,000

SBA Pre-Qual Award-Winning Media, Publishing & Digital Ad Agency

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified Digital Marketing, Publishing, and Content Media Agency that has spent more than 16 years building trusted relationships across highly targeted...

$900,000

$900,000

Cash Flow: $292,164

Established Lawn and Garden Equipment Sales and Service Provider

Riverside County, CA

Established commercial and homeowner lawn equipment sales and repair business with a reputation for quality and service since 1989, is on the market, and is approved for SBA financing. The Company...

$349,500

$349,500

Cash Flow: $217,237

Mohs Surgery & Derm | Coastal CT | $6.7M Collections | $3.4M SDE

New London County, CT

A 20-year-old, fully independent Mohs surgery and medical dermatology practice in coastal southeastern Connecticut is available for acquisition. The practice generated $6.7 million in gross...

$4,400,000

$4,400,000

Cash Flow: $3,397,862

Boutique retail shop in beautiful coastal village

New London County, CT

Destination-quality boutique retail shop located in beautiful coastal village in New London County. The store offers a carefully curated selection of approximately 600 active wine SKUs spanning all...

3

Not Disclosed

Not Disclosed

EBITDA: $112,000

Top South Tampa Smoothie Business Highest income Location!

Tampa, FL

Imagine yourself serving up vibrant, nutrient-packed smoothies to health-conscious customers who'll become part of your daily routine. This thriving South Tampa smoothie and wellness business isn't...

$179,000

$179,000

Cash Flow: $92,235

Licensed Architectural & Engineering Firm - Central Valley

California

Established full-service architectural and engineering firm with decades of operating history and a strong reputation for delivering public and private sector projects throughout California....

$3,800,000

$3,800,000

Cash Flow: $1,570,000

Flowers Bread Route, Pinellas Park, FL

Pinellas Park, FL

Flowers Bread Route distributorship for sale in the Pinellas Park, Florida region for $115,000! Company related financing available with an estimated $68,000 down. In addition, a 10% cash reserve of...

$115,000

$115,000

EBITDA: $64,189

Turnkey Vodka RTD Brand & Production Facility – Atlanta Metro

$250,000 - Atlanta, GA

$250,000

Atlanta, GA

Flowers Bread Route, St. Petersburg, FL

Saint Petersburg, FL

Flowers Bread Route distributorship for sale in the St. Petersburg, Florida region for $150,000! Company related financing available with an estimated $97,000 down. In addition, a 10% cash reserve of...

$150,000

$150,000

EBITDA: $73,283

All Regions Texas Home Health Care License

El Paso, TX

This is a rare opportunity to acquire a CMS-licensed, formerly CHAP-accredited Home Health Care agency currently operating in Texas, with the added strategic advantage of an additional operating Home...

$175,000

$175,000

Jason Dougher

First Choice Business Brokers

Serving Maricopa County, AZ

First Choice Business Brokers is a premier business brokerage firm dedicated to providing exceptional services in facilitating the buying and selling of businesses. With a proven track record and a commitment to excellence, we are the trusted partner for entrepreneurs, investors, and business owners alike. Our team of experienced professionals possesses a deep understanding of the market, industry trends, and the intricacies involved in business transactions. We pride ourselves on delivering personalized solutions tailored to meet the unique needs and objectives of our clients. Whether you're looking to sell your business at the optimal value or searching for the perfect acquisition opportunity, First Choice Business Brokers stands as your guiding force, ensuring a seamless and successful journey towards your goals. Trust, integrity, and expertise define our approach, making us the first choice for all your business brokerage needs.

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SBA Pre-Qual Web Design & Website Management Agency | 2-Yr Contracts

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified 19-year-old Web Design and Managed Website Services Agency that has built a durable, recurring-revenue business serving micro and small businesses that...

$2,300,000

$2,300,000

Cash Flow: $522,076

Salon in Annapolis - Good One!

Anne Arundel County, MD

In business at this prime location for almost 40 years! Seller was fortunate to get in at the ground floor with a good location, good landlord with favorable rent terms, surrounded by high-end...

Not Disclosed

Not Disclosed

Cash Flow: $170,000

Established Specialty Hobby Retailer with Amazon, Shopify & Inventory

Cumming, GA

Rare opportunity to acquire a long-established North Metro Atlanta specialty hobby retailer with both local retail strength and national e-commerce reach. Founded in 1978, this business has served...

3

$379,000

$379,000

Austin, Texas High End Custom Van Builder

Austin, TX

The owner intentionally did not actively operate the business during 2025 due to personal lifestyle changes, though the company has continued to receive consistent inbound leads and build inquiries...

$100,000

$100,000

Cash Flow: $108,478

Physical Therapy Clinic Offering Aquatic & Land-Based Rehabilitaiton

Travis County, TX

This business is a therapist-owned outpatient rehabilitation practice founded in 2001 and recognized as the first physical therapy clinic established in its market. The Company remains the only...

$531,000

$531,000

Cash Flow: $191,933

Profitable Office Image Equipment Dealer - Local & Export

Miami, FL

Well-established and highly reputable office equipment (copying, scanning, and printing) provider serving a major metropolitan region in South Florida, with additional reach into international markets...

$1,150,000

$1,150,000

Cash Flow: $197,700

Multi Territory Estate Sale Company

Boulder, CO

MULTI TERRITORY ESTATE SALE COMPANY - Boulder, Colorado Established franchise estate sale business serving multiple territories in Boulder County, generating strong cash flow with minimal competition....

3

$110,000

$110,000

Cash Flow: $133,000

Established High-Margin Digital Asset Flipping Online Business

$450,000 - Los Angeles County, CA

$450,000

Los Angeles County, CA

$1.5M Revenue National Franchise | Premium ASU Location

Tempe, AZ

**Turnkey National Franchise Restaurant — Premier Arizona University Corridor | Owner-Operator Opportunity | $300K** This is the kind of restaurant deal that doesn't sit on the market long: a...

$75,000

$75,000

Cash Flow: $162,000

Real Estate | 3500 sq ft of Newer Construction/Restaurant

REAL ESTATE INCLUDED

Westchester, IL

This "Turnkey" 3500 SF standalone newer construction commercial restaurant space with high visibility signage on busy Roosevelt Rd in Westchester, IL and has 25 parking spots & two outdoor-dining...

6

$2,200,000

$2,200,000

REAL ESTATE INCLUDED

Walk In & Start Earning Day One – Turn-Key Pizza Shop for Sale

Gilford, NH

Profitable, turn-key pizza business with a loyal customer base. Fully equipped, easy to operate, and requires no additional investment. Ready for a new owner to step in and start earning from day one....

$245,000

$245,000

Cash Flow: $100,000

High End Drapes & Window Coverings, Denver Metro, Owner will Stay

Denver, CO

As of April 30 2026, 5.7M Revenue, 873K Earnings, which is 15% profit margin. 2025’s revenues were 5.56M with adjusted earnings of 739K which is a 13% profit margin. The owner has been making many...

$2,100,000

$2,100,000

EBITDA: $873,000

High-Demand Home Improvement Business - Proven Systems

Denver, CO

Step into ownership of a thriving cabinetry and garage enhancement brand serving both interior and exterior spaces in a desirable market. This opportunity offers a refined operation with a respected...

2

$100,000

$100,000

Cash Flow: $200,000

Garage Upgrade Opportunity

Phoenix, AZ

This Brand is a high-end custom garage renovation and concrete coating company in a rapidly growing luxury home service market. Since the brands founding in 2021, the Brand has built a strong...

2

$100,000

$100,000

Cash Flow: $200,000

Niche Cabinet and Flooring Business

Philadelphia, PA

Indoor & Outdoor Cabinetry and Garage Enhancement Company – Turnkey & Ready to Scale Take the helm of a successful indoor/outdoor cabinetry and garage improvement brand positioned in an attractive...

2

$100,000

$100,000

Cash Flow: $200,000

Donelson, Tennessee Cafe & Bakery for Sale LOW Rent!

Nashville, TN

This independent Bakery for Sale is an ideal match for a motivated owner/operator ready to create their own coffee forward concept. With very limited competition in the immediate Donelson market, this...

$39,000

$39,000

Cocktail Bar, Full-Liquor Restaurant, and Top Music Venue

Brevard County, FL

Award-winning cocktail bar, full-liquor restaurant, and top music venue established in 2017 in central Brevard County, Florida. This thriving hospitality business operates from 4,000 square feet of...

3

$395,000

$395,000

B2B, Print, Promotional & Marketing Business - High Cashflow

$3,700,000 - Butte County, CA

$3,700,000

Butte County, CA

Minuteman Press International

Minuteman Press

Growing Pet Service Business with Seller Financing

Kings County, NY

The pet industry continues to outperform many traditional service sectors, and this business is proving it. With trailing twelve-month Seller's Discretionary Earnings of approximately $191,000,...

$349,000

$349,000

Cash Flow: $191,696

Montessori-Inspired Childcare Center – Prime Pearland Location

Pearland, TX

Ideal for expanding operators or first-time investors. Step into ownership of a thriving, well-established childcare center in the rapidly growing area of Houston. With over 12 years of success, this...

$250,000

$250,000

Family Friendly Sports & Arcade Bar in Historic Clover SC

Clover, SC

Family Friendly Sports & Arcade Bar - Historic Downtown Clover, SC Established sports bar and arcade located in the heart of historic downtown Clover, South Carolina. This turnkey operation combines...

2

$150,000

$150,000

Established $8.9M Premium Farmers Agency avail in Williamson Cty, TX

Cedar Park, TX

Established Farmers Insurance Agency - Turnkey Operation with $8.9M Premium and very good cash-flow. This premier Farmers Insurance franchise presents an exceptional opportunity to acquire a large...

$2,288,000

$2,288,000

Cash Flow: $546,399

Dry Cleaning Plant & Route

Denver, CO

High traffic location, affluent customers in this family business. Environmentally friendly, Hydro-Carbon dry cleaning machine 40 lbs. Clean and press shirts on premise. Shirt machine recently...

$99,000

$99,000

Cash Flow: $67,919

Asian Restaurant for Sale, PRIME location! $133,000 Owner Benefit!

Miami, FL

This thriving Asian Restaurant for Sale is serving up serious sales and sizzling profits! With annual sales topping $1.2 million, this Miami hotspot delivers impressive owner earnings of over $133,000...

$369,000

$369,000

Cash Flow: $133,301

Brewery & Pub for Sale Sales $1.4 Million 4COP Liquor License

Jacksonville, FL

This Brewery & Pub for Sale in a PRIME location in Jacksonville presents an exceptional opportunity for a passionate, hands on owner ready to step into a well established, high performing business....

$650,000

$650,000

Andre Gulmesoff

California Business Ventures

Serving Los Angeles County, CA

Founded in 2016, California Business Ventures was established in response to the need for greater transparency in business sales, along with honesty and ethics from those facilitating the process.

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Well established latin fusion restaurant for sale(Owner Retiring)

Norwalk, CT

Brasitas Restaurant has been a staple in the community for over 20 years. Fully equipped and staffed businesses situated in excellent location. Currently running 90% absentee, offering significant...

4

$500,000

$500,000

Cash Flow: $175,000

Turnkey Vegas Party Bus Business – Strong Revenue & Client Base

Las Vegas, NV

Turnkey Opportunity & Owner Support This is a truly turnkey acquisition. The sale includes the entire fleet of 5 party buses, all current professional drivers, and established operational procedures....

6

$650,000

$650,000

Cash Flow: $169,000

Spread Smiles and Enjoy doing it!

$49,000 - Kingman, AZ

$49,000

Kingman, AZ

Restaurant Bar for Sale with Tavern & Cabaret License! New concept!

Denver, CO

Take advantage of this rare opportunity to own a fully equipped Restaurant Bar for Sale located in the heart of one of Denver's most dynamic and rapidly growing neighborhoods. Situated near bustling...

$100,000

$100,000

Thriving Nail Salon for Sale in Prime Location

Loudoun County, VA

Take advantage of this rare opportunity to acquire a well-established, highly rated nail salon in one of Loudoun County’s most sought-after commercial areas. Since opening in 2022, this modern, fully...

$290,000

$290,000

Cash Flow: $150,000

Scottsdale, Arizona Award Winning Carpet Cleaning Franchise for sale

Scottsdale, AZ

Excellent Opportunity to own a successful franchise Priced to sell at $41,900. This is an excellent opportunity to purchase this franchise located in Scottsdale, Arizona. Included in the purchase:...

5

$41,900

$41,900

Custom Deck Construction

Utah

Well-established custom decking business specializes in designing, fabricating, and installing high-quality, tailored outdoor decking solutions for residential and commercial properties. With a...

$1,545,000

$1,545,000

Cash Flow: $329,665

Mexican Restaurant $2,000,000 Annual Revenue Seller Financing!

Denver, CO

Take advantage of a rare opportunity to own a Mexican Restaurant for Sale that has been a beloved fixture in the community for over 35 years. Known for its authentic Mexican cuisine and welcoming,...

$625,000

$625,000

Cash Flow: $120,408

Live Music & Entertainment Venue – Event Space

Bergen County, NJ

Here is your chance to own one of New Jersey’s leading entertainment venues. The venue located in affluent Bergen County is known for its diverse lineup of national and local bands, large stage, and a...

$649,000

$649,000

Zen Salon Suites: Elevate Your Business in a Luxurious, Private Space

Decatur, TX

Established Salon Suite Business in Growing North Texas Market Opportunity to acquire a profitable and established salon suite business located in Decatur, Texas, one of the fastest-growing...

5

$250,000

$250,000

Churro, Ice Cream, and Coffee Shop and Dessert Restaurant for Sale!

Troy, MI

Premier Mexican Dessert Restaurant for Sale in Southeast Oakland County is a golden opportunity for an owner/operator looking to step into an established business. With a manageable monthly rent of...

$199,000

$199,000

Cash Flow: $100,924

REDUCED PRICE! Busy Marathon Gas In Orlando

Orlando, FL

REDUCED PRICE! This Busy Marathon Gas Station and C-Store is located on a busy main road in Orlando in Orange County. Business is not very far from 408 East-East Expressway. C-Store is approx 4000 sq...

$199,000

$199,000

Cash Flow: $96,600

Established Sunoco Gas Station with Real Estate Included For Sale

Lorain, OH

For additional information, please call or leave a voicemail/text message. I look forward to discussing the opportunity and answering any questions you may have. Thank you....

6

$950,000

$950,000

SBA Pre-Qual Military Advertising Network & Digital Marketing Platform

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified Digital Advertising Network built around one of the most dependable and consistent consumer groups in the country. Since 2005, this agency has connected...

$1,700,000

$1,700,000

Cash Flow: $482,376

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

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Illinois

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Massachusetts

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.