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Owner Financed Businesses For Sale

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Multi unit Restaurants for Sale with Real Estate in Marion County!

REAL ESTATE INCLUDED

Own Multiple Restaurants for Sale with Real Estate in Marion County, Florida with this turnkey, second generation spaces positioned for an operator who wants control and equity. Total approximately...

$1,500,000

$1,500,000

REAL ESTATE INCLUDED

Restaurant for Sale with Full Bar and Patio in Arapahoe County!

Arapahoe County, CO

Don't miss this rare opportunity to acquire a turnkey Indian Restaurant for Sale on Arapahoe Rd. Step into a second generation restaurant space with a full liquor license, large patio seating, 2...

$190,000

$190,000

Cash Flow: $114,799

Profitable Frozen Dessert Franchise for Sale in Warner Robins

Warner Robins, GA

Own this profitable frozen dessert Franchise for Sale in Warner Robins, GA and step into immediate, reliable cash flow today. 2025 sales of $359,182 produce a verified Owner Benefit of $124,438 that...

$350,000

$350,000

Cash Flow: $124,438

Profitable Tier 1 Multi Unit Sub Sandwich QSR Franchises for Sale!

Multi, UT

Buy this profitable Tier 1 QSR Sub Sandwich Franchises for Sale in Utah with YTD Sales through November of $4,794,472 and verified Owner Benefit of $380,916. Presented by We Sell Restaurants, this...

$1,499,000

$1,499,000

Cash Flow: $380,916

St Pete Florida Buffalo Wing Restaurant for Sale!

Gulfport, FL

This Buffalo Wing Restaurant for Sale is a sizzling opportunity to own a beloved Buffalo wing restaurant in St. Petersburg, Florida. Boasting a prime location and a loyal customer base, this...

$60,000

$60,000

Turnkey quick service food business for sale! Owner Financing!

Canton, MI

Finally a truly affordable turnkey quick service food business for sale with a strong repeat customer base, efficient operations, and exceptionally low fixed overhead. Monthly gross sales have reached...

$75,000

$75,000

Cash Flow: $115,506

Columbia SC Bar and Grill For Sale! Large Owner Benefits!

Columbia, SC

Own this turnkey Bar and Grill for Sale in Columbia, South Carolina. Presented by We Sell Restaurants, this second generation restaurant space is poised for a fast transfer and a smooth opening with...

$329,000

$329,000

Cash Flow: $124,049

Bistro Earning over $250,000 in Texas! Bring Your Offers Today!!

Bee Cave, TX

This profitable bistro Restaurant for Sale in Bee Cave, Texas reports annual sales of $928,000 with owner earnings of $259,000 qualifies for SBA lending. Located in a high income, growing market, this...

$675,000

$675,000

Cash Flow: $259,773

Profitable Franchise Deli for Sale in Rockaway Township NJ

Rockaway Township, NJ

This profitable Franchise Deli for Sale in Rockaway Township, New Jersey generated $564,526 in annual sales and an impressive owner benefit of over $97,000. This opportunity is ideal for a hands on...

$149,000

$149,000

Cash Flow: $97,446

Restaurant & Bar in Greater Orlando Florida, Ready for Your Concept!

St Cloud, FL

Capitalize on the chance to own a fully built out restaurant and bar in the Greater Orlando market. Offered at $175,000, this 1,520 square foot Florida restaurant and bar for sale is a true turnkey...

$175,000

$175,000

Restaurant with Full Bar Business for Sale in Third Lake IL

Third Lake, IL

Buy this fully built, second generation restaurant and Bar Business for Sale in Third Lake, Illinois. At 2,500 square feet with seating for 85 and a Full Liquor License, this turn key space is ready...

$250,000

$250,000

BBQ Bar and Grill for Sale with Food Trucks in Cary, NC

Cary, NC

Buy this Bar and Grill for Sale in Cary, North Carolina and take over a proven second generation restaurant space in sought after Wake County. At approximately 2,800 square feet with 52 indoor seats...

$449,000

$449,000

Keep the Smoke Rolling or Bring Your Concept Bar and Grill for Sale

Cary, NC

Live the dream of restaurant ownership with this Bar and Grill for Sale in the heart of the Raleigh market. This established BBQ concept is your chance to own a piece of the South's culinary tradition...

$299,000

$299,000

Stunning Mexican Restaurant for Sale with Liquor License!

Ferndale, MI

This is a rare opportunity to acquire a fully built out, Mexican Restaurant for Sale located on one of Oakland County's busiest commercial corridors, positioned in the heart of one of the county's...

$199,000

$199,000

Highly Profitable Sumner County Restaurant for Sale! Limited Hours!

Hendersonville, TN

Buy this profitable Restaurant for Sale in Sumner County, Tennessee, showing verified sales of over $2,000,000 and an Owner Benefit of over $300,000. Presented by We Sell Restaurants, this established...

$915,000

$915,000

Cash Flow: $313,434

Popular Asian Restaurant For Sale in Central Indiana

Fishers, IN

This independent Asian Restaurant for Sale with beer & wine license represents a golden opportunity for an owner/operator to take over a well established and thriving business. With solid annual sales...

$110,000

$110,000

Cash Flow: $114,004

Doug Hubler

Apex Business Advisors

Serving Johnson County, KS

Apex Business Advisors offers a complete business sales, merger and acquisition service. Our experience is critical to a business owner or buyer who needs guidance in completing a successful transaction. We’ve been in the industry since 1998 and have successfully completed hundreds of transactions. Our professionals hold various licenses and professional certifications such as Series 7 and 66, CBI, CPA, Real Estate, Life and Health Insurance, and MBAs. We also have relationships with other professional advisors that can assist in business sale strategy or resources to build your new business. These include Tax Attorneys, Accountants, Insurance, Business Sales Coaching and Wealth Managers. Our professional facilities provide a comfortable meeting space to bring buyers and sellers together. We have the experience, knowledge and skills necessary for any size or type of asset transaction. Our experienced professionals are well equipped to explain the often confusing world of business sales and mergers.

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Multi Unit Franchise for Sale in Jacksonville Earning $523,000

Jacksonville, FL

Discover an exceptional opportunity to own Profitable Multi Unit Franchises for Sale featuring two high performing franchise locations located in the heart of Jacksonville. Together, these locations...

$1,500,000

$1,500,000

Cash Flow: $523,900

Own Dream Restaurant for Sale with Real Estate! Downtown Griffin!

REAL ESTATE INCLUDED

Griffin, GA

Discover an exceptional opportunity to own a fully renovated, move in ready Restaurant for Sale with Real Estate in the vibrant heart of Downtown Griffin, GA. Located along a busy corridor with strong...

$599,000

$599,000

Cash Flow: $100,000

REAL ESTATE INCLUDED

High Cash Flow Restaurant with Real Estate $416K SDE

REAL ESTATE INCLUDED

Bellingham, MA

This Confidential Restaurant for Sale with Real Estate presents a rare opportunity to acquire a long established, highly profitable restaurant together with the underlying real estate in a desirable...

$1,700,000

$1,700,000

Cash Flow: $416,421

REAL ESTATE INCLUDED

Fully Equiped Restaurant Space for Sale! Open YOUR concept today!

Columbia, SC

OWNER FINANCING AVAILABLE! Take advantage of a rare opportunity to acquire a thriving full service, fully equipped, turn key Bar and Restaurant Space for Sale located in the heart of downtown...

$175,000

$175,000

Established Colorado Restaurant For Sale with Full Liquor License

Fort Collins, CO

This exceptional Restaurant for Sale in Colorado offers a rare opportunity to step into a thriving, well established business with a strong local following. Occupying an impressive 3,500 square feet,...

$199,000

$199,000

Cash Flow: $110,555

Ready To Go Restaurant for Sale! Owner Financing Available!

Greenville, SC

This Ready To Go Restaurant for Sale in the bustling area of South Carolina offers an exceptional opportunity for an experienced operator seeking a fully equipped, turn key space. Located in a high...

$149,000

$149,000

Auntie Anne's | Jamba Co Branded Franchise for Sale

Mckinney, TX

Step into a drive thru equipped beautifully built, fully operational Franchise for Sale in the thriving Dallas Fort Worth suburb of McKinney, Texas. With sales over 321K, this location offers a...

$99,000

$99,000

Popular, Profitable Tampa Food Truck for Sale with Indoor Dining!

Tampa, FL

This thriving Food Truck for Sale is serving up serious sales and profits! With $293,200 in annual sales, this Tampa location delivers an impressive $89,280 in owner earnings, perfect for an owner...

$200,000

$200,000

Cash Flow: $86,080

Move In Ready Restaurant for Sale in Columbia Great Opportunity!

Columbia, SC

Looking to own your own Restaurant for Sale? This fully equipped 1,580 square foot Restaurant for Sale in Columbia, SC, is the perfect turn key opportunity for an aspiring owner/operator or seasoned...

$150,000

$150,000

$237K SDE Orlando Bar and Restaurant for Sale! Absentee!

Orlando, FL

This thriving bar and Restaurant for Sale offers a rare opportunity to acquire a well established, highly profitable business with fully absentee ownership already in place. Generated $237,540 in...

$700,000

$700,000

Cash Flow: $237,541

Turnkey Restaurant and Bar for Sale!

Columbia, SC

This independent Restaurant and Bar for Sale is a golden opportunity for an owner/operator looking to step into an established business. With solid annual sales of and a manageable monthly rent of...

$289,000

$289,000

Wake Forest North Carolina Restaurant for Sale!

Wake Forest, NC

Don't miss this rare opportunity to acquire a fully built out, fast casual North Carolina Restaurant for Sale in one of Wake County's most desirable trade areas without the high cost or long delays of...

$190,000

$190,000

Cash Flow: $98,503

Pizza Business for Sale. Turnkey Mobile Pizza Trailer Magnolia TX

REAL ESTATE INCLUDED

Magnolia, TX

This is a turn key opportunity to purchase a proven, high demand mobile Pizza Business for Sale operating out of a fully equipped, professionally built food trailer. The business has generated...

$215,000

$215,000

Cash Flow: $82,492

REAL ESTATE INCLUDED

Hot Piedmont Park Location Cafe for Sale! $360,000 in Sales

Atlanta, GA

Don't miss this rare opportunity to own a charming and well located Cafe for Sale in the heart of Midtown Atlanta, just steps from the city's beloved Piedmont Park. This established 1,296 square foot...

$199,000

$199,000

Schlotzsky's Franchise for Sale with $1,317,050 in Sales!!

Lee's Summit, MO

Acepting ALL OFFERS!!! This Schlotzsky's & Cinnabon Franchise for Sale for sale presents a fantastic opportunity for a hands on owner seeking to take over an established business. Priced at just...

$250,000

$250,000

Turnkey Coral Gables Restaurant for Sale! Great Location!

Coral Gables, FL

Positioned in the heart of Coral Gables, this thriving independent Restaurant for Sale presents a rare chance to acquire a proven, revenue producing concept in one of South Florida's most desirable...

$300,000

$300,000

Jamba for Sale! Drive Thru & Patio Keep or Convert!

Centennial, CO

Franchise for Sale! Jamba End Cap with Drive Thru and Patio Available in Centennial Keep the Franchise Brand or Convert! This nationally recognized Franchise for Sale offers exceptional visibility...

$149,999

$149,999

Cash Flow: $53,745

Multi Unit Legacy Pizza Restaurants for Sale with Liquor License!!

Two Locations, KS

Step into ownership with this rare opportunity to acquire profitable, high performing independent Pizza Restaurants for Sale in the heart of the Kansas City market. With combined annual sales...

$1,348,000

$1,348,000

Cash Flow: $586,072

Sports Bar and Grill for Sale with Owner Earnings of $158,837!!

Kansas City, MO

ALL OFFERS CONSIDERED!! This independent Bar and Grill for Sale is a golden opportunity for an owner/operator looking to step into an established business. With solid annual sales of $1,200,000 and a...

$299,000

$299,000

Cash Flow: $158,837

Rare 2nd Gen Buckhead Restaurant for Sale $1.5M Buildout 1 Year Old

Atlanta, GA

A rare opportunity awaits in the heart of Buckhead, GA, a fully built out, second generation Restaurant for Sale available for just $150,000. Situated in the bustling Lindbergh City Center...

$150,000

$150,000

Great Downtown Coffee Shop for Sale! Prime Location Make an Offer!

Saint Paul, MN

Looking for your next big adventure in the world of food, coffee, and community? Here is your chance to own a thriving, one of a kind Coffee Shop for Sale that is available for sale! Perfectly...

$225,000

$225,000

Cash Flow: $51,388

Turnkey! Second Generation Restaurant Space for Sale Just $32,500

Houston, TX

This 1260 square foot fully equipped Texas Restaurant Space for Sale is the perfect place to start your restaurant business! A very attractive lease of only $1890 a month plus NNN is a great way to...

$32,500

$32,500

Cafe for Sale in Central Baldwin County Alabama

This thriving Cafe for Sale concept is serving up serious sales and profits! With close to $1,000,000 in annual sales, this location delivers impressive owner earnings of over $150k — perfect for an...

$599,999

$599,999

Cash Flow: $165,685

Bring Your Own Concept! UCF Restaurant with $1M in Proven Sales!

Orlando, FL

This is a rare opportunity to acquire a fully built, polished restaurant and bar in Orlando, Florida, just minutes from the University of Central Florida, located on a major corridor with over 39,000...

$325,000

$325,000

Restaurant For Sale, Frisco Tx! Bring your own concept, 45K

Frisco, TX

This Turnkey Restaurant for Sale in Frisco, TX is a rare opportunity to step into a fully Equiped and Prime Location, that generated 316,256 in sales. Perfectly located in a high traffic strip center,...

$45,000

$45,000

Turnkey Convenience Store Food Business for Sale! High Traffic 99K

Smithfield, RI

This turnkey convenience store Food Business for Sale opportunity is located in the desirable town of Smithfield, Rhode Island, on a busy roadway surrounded by other commercial and retail businesses...

$99,000

$99,000

Turnkey Restaurant for Sale Suisun City!!! LOW RENT!!!

Suisun City, CA

This independent Restaurant for Sale is a rare turnkey opportunity for an owner operator to step into a well established business with solid sales and an exceptionally manageable monthly rent of just...

$125,000

$125,000

Profitable Restaurant for Sale with Real Estate

REAL ESTATE INCLUDED

Fort Smith, AR

This Restaurant for Sale with Real Estate presents a rare opportunity to acquire a cash flowing commercial property anchored by a mega profitable, well established hamburger restaurant in the heart of...

$1,200,000

$1,200,000

Cash Flow: $161,038

REAL ESTATE INCLUDED

Kevin Everts

Transworld Business Advisors

Serving Onondaga County, NY

When a company owner needs to sell their business, they can't just stick a for sale sign in the window. For someone that personally went through the process of selling a business in Syracuse, I understand the challenge to selling while maintaining a profitable business. Owners need the assistance of a business broker to locate and vet potential buyers. On the other side, buyers rely on the broker to help facilitate the process of evaluating potential businesses and franchises for sale. Transworld Business Advisors of Syracuse provides the solution for both scenarios. Transworld Business Advisors of Syracuse focuses on three core concepts: business brokerage, franchise consulting, and franchise development.

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Established Breakfast and Lunch Restaurant for sale! Owner Retiring!

Leesburg, FL

GREAT OPPORTUNITY!! This well established breakfast and lunch Restaurant for sale in Leesburg, Florida, has been serving the community since 2005 and is ready for a new owner to take over. Known as a...

$170,000

$170,000

Wok This Way! Beloved Asian Restaurant for Sale!

Noblesville, IN

Step into a beautifully maintained Asian Restaurant for Sale that has proudly served the Hamilton County community for over two successful decades! This rare offering represents not just a business,...

$150,000

$150,000

Coffee and Cafe for Sale! Limited hours.

Pensacola, FL

This independent Cafe for Sale is a golden opportunity for an owner/operator looking to step into an established business. With solid annual sales of $65,000 and a manageable monthly rent of...

$49,999

$49,999

State of the Art Bar for sale with $1.16 Million sales!

Marietta, GA

HUGE $50,000 PRICE REDUCTION!! State of the Art Bar for sale with $1.16 Million sales! This Bar for Sale in Marietta, GA presents a rare opportunity to step into a premier location in one of the...

$149,000

$149,000

Franchise Business For Sale Healthy Concept Great Tampa Location

Tampa, FL

Join the Tampa scene with this unbeatable opportunity to acquire an established Franchise Business for Sale at a fraction of the cost of starting from scratch! The current owner is absentee and...

$199,000

$199,000

Cash Flow: $12,481

Established Drive Thru Subway Franchise for Sale $69K!

Greenville, SC

Why wait? Take advantage of this Drive Thru Subway Franchises for sale in Greenville, SC, offered at just $69,000! Even though traditional SBA financing may not be an option, qualified buyers could...

$69,000

$69,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

Houston Metro

California

San Francisco Bay Area

Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

Atlanta Metro

Washington

Orlando Metro

Massachusetts

Kansas City Metro

Pennsylvania

Columbus Metro

Michigan

Philadelphia Metro Area

Virginia

Nashville Area

Ohio

Denver Metro

Maryland

Washington D.C. Metro

Utah

Cincinnati Metro

Minnesota

Las Vegas Area

Tennessee

San Antonio Metro Area


How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.