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Owner Financed Businesses For Sale

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Vending Machines & Locations Throughout Austin.

Austin, TX

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Dallas.

Dallas, TX

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Houston.

Houston, TX

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Miami

Miami, FL

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Raleigh.

Raleigh, NC

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Milwaukee.

Milwaukee, WI

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Louisville.

Louisville, KY

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Nashville.

Nashville, TN

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Memphis.

Memphis, TN

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Detroit.

Detroit, MI

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Indianapolis.

Indianapolis, IN

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Chicago.

Chicago, IL

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Boston.

Boston, MA

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Jacksonville, FL

Jacksonville, FL

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Charlotte

Charlotte, NC

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Vending Machines & Locations Throughout Philadelphia

Philadelphia, PA

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Daniel Talbott

RightExit

Serving Indian River County, FL

RightExit is a business brokerage and exit planning firm dedicated to helping entrepreneurs achieve the right exit—not just any sale. We specialize in guiding business owners through the full lifecycle of selling a business, from initial valuation and exit strategy to buyer selection, negotiation, and closing. Our mission is to ensure owners maximize value, preserve their legacy, and transition their companies to the right next steward. Serving Main Street and lower middle market businesses, RightExit works with companies generating approximately $1M to $10M in revenue across a wide range of industries, including professional services, home services, and accounting firms. Founder Daniel Talbott brings a unique blend of experience in accounting, M&A advisory, and business development, enabling clients to approach their exit with both financial precision and strategic clarity. Our proprietary exit planning approach helps business owners increase valuation, reduce risk, and prepare their operations for a successful transition. Unlike traditional business brokers who focus solely on transactions, RightExit emphasizes long-term preparation and alignment—ensuring the right buyer, right price, and right timing for every deal. RightExit offers a white-glove, advisory-driven experience that combines investment banking-level strategy with hands-on deal execution. Services include Broker Opinions of Value (BOV), exit readiness assessments, confidential business marketing, buyer sourcing, deal negotiation, and closing support. Whether you are planning to sell your business in the next 6 months or the next 5 years, RightExit provides the expertise, network, and process needed to achieve a successful and meaningful exit.

Contact Me >

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Vending Machines & Locations Throughout Northeast Ohio.

Cleveland, OH

Turn-key vending route opportunity with several machines and very desirable locations from the most awarded vending company in the industry. Vending is a $56 Billion dollar a year industry and this is...

$53,000

$53,000

Very Profitable HVAC & Appliance Repair Service Business

Arcadia, FL

Very profitable HVAC & Appliance Repair Service business. Same owner for 38 years. Residential and Commercial air conditioning & heating, Commercial Appliance Repair. Fully licensed and Insured....

$427,000

$427,000

Cash Flow: $424,866

Import and Distribution of Lifestyle Clothing and Apparel

New York, NY

This private label clothing design and distribution company designs lifestyle apparel and imports and manufactures the apparel under private labels. With over 20 years of experience in the industry...

$3,000,000

$3,000,000

Cash Flow: $990,629

Price Improvement: Fast Growing York County Neighborhood Pizza Shop

York County, PA

Local favorite pizza shop with 25 years of success. Located in a fast-growing residential neighborhood. After 26 years in business, Since 1997 this very profitable, well-established pizzeria is for...

$168,999

$168,999

Cash Flow: $172,000

Specialized Optical Lens Processing Equipment Repair Business

Virginia

Specialized Optical Lens Processing Equipment Repair Business in Central Virginia Filament Business Advisors is proud to offer for sale a unique business that specializes in repairing, rebuilding and...

$499,000

$499,000

Cash Flow: $216,479

STOP! RENT CAN'T BE BEAT! Italian Cafe with Pizza & Pasta to die for!

Mesa, AZ

You can't pass up the rent with this beautiful restaurant. This location has been a restaurant for 23 years and loved by the neighborhood. The neighborhood is growing and a big Condo complex is going...

$195,000

$195,000

Cash Flow: $96,000

Sitework, Construction & Infrastructure Business. Secured contracts.

Miami-Dade County, FL

Diverse Infrastructure company: Roads, bridges, underground water mains, sewer, wastewater treatment and storm drains. 100% local and state government contract work....

Not Disclosed

Not Disclosed

EBITDA: $5,500,000

South Shore LI Waterfront Full-Service Marine Business and Dealership

REAL ESTATE INCLUDED

Suffolk County, NY

Moxie is proud to exclusively represent the sale of a solid, well rounded, and trusted family-owned boat storage and boat service facility for over 34 years.Full Service Marine Business with Boat...

$3,500,000

$3,500,000

EBITDA: $400,000

REAL ESTATE INCLUDED

North Metro Atlanta Fully Renovated Huddle House Franchise

Alpharetta, GA

North Atlanta suburbs long-standing Huddle House franchise that has been in business since 1976, an absentee-run, successful and profitable operation that operates from 6 am to 10 pm with the...

$199,000

$199,000

Cash Flow: $124,815

Great local real estate company

Murrells Inlet, SC

Established Real Estate company and Unique Third party closing business for manufactured homes on leased land....

$55,000

$55,000

Fast Food Grill Avg 40-50k per week! Management to Stay

Suffolk County, NY

Highly Profitable Fast Food Grill with Tremendous Following averagoing $40-50k weekly. Located in busy shopping center on North Shore of Long Island. This powerhouse, casual eatery is a well-oiled...

$900,000

$900,000

Cash Flow: $310,000

Intermittent Fasting App with Subscription Revenue

Delaware

Available for acquisition is an app that provides weight loss services for women through an intermittent fasting protocol. The app is very simple to use and that is what users love in comparison to...

$450,000

$450,000

EBITDA: $290,000

Dental Practice For Sale

Miami, FL

GREAT ESTABLISHED DENTAL OFFICE. FULLY REMODELED , 4 SURGERY ROOMS, RECEPTION AREA, FRONT DESK, EVERYTHING NEW, NEW PANOREX & CBCTEQUIPMENT. 2 XRAY DENTAL SENSORS, SCAN FOR PROTHESIS IMPRESSIONS,...

$350,000

$350,000

Reputable TX Pool Designer with Property Included! (17878)

REAL ESTATE INCLUDED

Texas

Strong profit margins! Southeast of the Dallas-Fort Worth Metro, the company designs and installs residential swimming pools, swim spas, and quality maintenance services, plus outsourced construction...

$1,200,000

$1,200,000

Cash Flow: $436,000

REAL ESTATE INCLUDED

LI Express Flex North Shore Car Wash $1,150,000/YR + 1 Acre Land Avail

Suffolk County, NY

Express Flex Car Wash North Shore of Long Island established full serve car wash Great area surrounded by car dealerships, fast food franchises and dense upscale population Located on a very busy road...

$3,600,000

$3,600,000

EBITDA: $380,000

Dream Home based Magazine

Myrtle Beach, SC

Print & Online publication that has been in Myrtle Beach for 25 years. Clearly a dream part time business with full time income! Great repeat business with many long-term contracts already in place (2...

$129,000

$129,000

Cash Flow: $80,000

Franchise Painting and Repair Business For Sale In Metro Dallas, Texas

Texas

Sunbelt Business Brokers of Dallas presents this franchise painting and repair business for sale in Metro Dallas-Fort Worth, Texas. This business has an excellent reputation and has developed a...

$450,000

$450,000

Cash Flow: $131,000

Fabulous Car Wash Lube $2M first Year

Kings County, NY

Fantastic Bklyn Location upscale area Established 35 years New owners have transformed this facility and is averaging $165,000/Month in sales and growing Net profit is currently $500,000/YR Sellers...

$2,700,000

$2,700,000

Cash Flow: $500,000

Wholesale Catering business sales of $1.2 mil nets $198k asking $560k

LONG ESTABLISHED CASH & CARRY CATERING BUSINESS LOCATED IN SE FLORIDA. COMPANY SUPPLIES THEIR CUSTOMERS WITH BOTH HOT & COLD FOOD, BEVERAGES AND PAPER GOODS. LONG TIME CUSTOMERS WHO BUY AND PAY...

$560,000

$560,000

EBITDA: $198,000

Auto Repair & Service Center - Absentee Owner!

Arkansas

Invest in a leading automotive service center, deeply trusted within the community for its stellar reputation and consistently growing clientele. This business boasts a proven track record in North...

$350,000

$350,000

Cash Flow: $176,243

Packaging prototyping

Minnesota

Established Packaging Design Business. Opportunity for a competitor to enter the Upper Midwest Market and build upon this groups reputation for quality and service....

$350,000

$350,000

Cash Flow: $130,000

Airline Wholesale Food Company

Miami, FL

Looking for an established wholesale food company with a strong customer base? Look no further than this wholesale food company created in 2004, serving major airlines in the US. With a product line...

$20,000,000

$20,000,000

EBITDA: $5,100,000

2 Physical Therapy Locations in Western Virginia

Virginia

2 established and well-known therapy centers in Virginia. Semi-absentee owner, locations are 52 miles apart, growth potential at both locations. Real estate for lease or purchase. Location 1: PT,...

$799,000

$799,000

Cash Flow: $181,885

Free Standing Korean BBQ Restaurant #10899

Mesa, AZ

Imagine walking into your own Korean BBQ restaurant where the aroma of sizzling meats fills the air and customers gather around interactive cooking tables. This established Korean BBQ concept has been...

$790,000

$790,000

Cash Flow: $168,000

Highly Profitable Full Service Car Wash & Investment Property

REAL ESTATE INCLUDED

Florida

Discover the ultimate opportunity in West-Central Florida — a recently renovated, thriving, full-service car wash with prime real estate for sale packed with a variety of paying tenants. This 22,000SF...

$6,250,000

$6,250,000

REAL ESTATE INCLUDED

Flooring - Wood, Tile, Carpeting and Installation Business For Sale

Martin County, FL

Family owned retailer of quality flooring products in a fast growing area of South Florida. The company has a professional team of building experts on hand to provide customers with creative ideas,...

$295,000

$295,000

Cash Flow: $80,000

79 Machine Card System store.- Nassau County

East Meadow, NY

79 Machine Card System store.- Nassau County - $325,000 down payment - Proof of funds and NDA Required. NYLaundromats.com has been serving the tri-state area for over 40 years. To find out about this...

$390,000

$390,000

82 Machines Brooklyn - Card System

Brooklyn, NY

Seller Financing- Brooklyn 82 Machines– Card System, approx $500,000 down payment -Very Low Rent Nets absentee $100-125k per year. part time working owner nets $170,000 per year. - Lot of room for...

$698,000

$698,000

Cash Flow: $170,000

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$242,208. Yr Profit- $400,000 Down Payment Bronx Superstore Laundromat

Bronx County, NY

114 Machine Beautiful Bronx Superstore Laundromat – need $400,000. Down Payment - Central Air Conditioning. Proof of funds and NDA required. NYLaundromats.com has been serving the tri-state area for...

$898,000

$898,000

Cash Flow: $242,208

Pizzeria And Restaurant

Somerset County, NJ

Great little place ! 72 seats plus 50 outside seats, outside clam bar, low rent of $2,500. per month, gross sales of $8k per week, closed on Mondays, perfect for the experienced pizza man or chef or a...

$135,000

$135,000

Established Gas Station with C-store

REAL ESTATE INCLUDED

Snohomish County, WA

Established Gas Station with C-store...

$3,290,000

$3,290,000

REAL ESTATE INCLUDED

Furniture Manufacturer & Upholsterer Fully Staffed

Branford, CT

BUYER MUST HAVE UPHOLSTERY EXPERIENCE (OR HAVE SOMEONE WITH EXPERTISE THAT CAN BE PUT IN PLACE TO MANAGE). This is a chance to take over this long-established, highly profitable, family-owned...

$199,999

$199,999

Cash Flow: $135,000

Successful Busy Banquet Facility & Italian Restaurant.

Hudson County, NJ

In business for over 20 years. Excellent reputation Very busy restaurant & bar. Beautifully decorated restaurant and bar area with 2 full kitchens built to handle high volume. 140 Seat restaurant....

$1,000,000

$1,000,000

EBITDA: $434,100

Full Service Car Wash

Nassau County, NY

Long established full service car wash located on a heavily traveled road. Off line vacuuming with nice size stacking line. Also has access to side street at rear of property....

$2,500,000

$2,500,000

Cash Flow: $435,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

Houston Metro

California

San Francisco Bay Area

Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

Atlanta Metro

Washington

Orlando Metro

Massachusetts

Kansas City Metro

Pennsylvania

Columbus Metro

Michigan

Philadelphia Metro Area

Virginia

Nashville Area

Ohio

Denver Metro

Maryland

Washington D.C. Metro

Utah

Cincinnati Metro

Minnesota

Las Vegas Area

Tennessee

San Antonio Metro Area


How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.