Ohio
Owner Financed Businesses For Sale


Key Biscayne, FL

REAL ESTATE INCLUDED
Gregg County, TX

Doraville, GA
St Thomas
Austin, TX
Los Angeles, CA
Estero, FL
Mesa, AZ
Westchester County, NY
Rhode Island
Providence County, RI
Pinellas County, FL
River Rouge, MI
Arvada, CO
Chatsworth, CA
James D. (Jim) Orum
The Lone Star Consultancy
Serving Texas
Regardless of the size of the business you want to 'buy' or 'sell', we are experienced in the process from both sides. We will assist with Business Valuations to determine a marketable ' Asking Price'. We will advise from the LOI, due diligence, data room through a successful 'closing'.
Omaha, NE
Scottsdale, AZ
Brooklyn, NY
REAL ESTATE INCLUDED
McHenry County, IL
Smith County, TX
Nashville, TN
Wilmington, MA
Manchester, NH
Palm Beach County, FL
Fox Creek, AB
Kansas City, MO
Tacoma, WA
Lantana, FL
Tampa, FL
Sunny Isles Beach, FL
REAL ESTATE INCLUDED
Umatilla County, OR
San Bernardino County, CA
Port Richey, FL
Dallas, TX
Colorado
Denver, CO
Denver, CO
Atlanta, GA
Weymouth, MA
Phoenix, AZ
Monmouth County, NJ
San Diego, CA
Cleveland, OH
Mike Chapin
First Class Business Sales
Serving Clackamas County, OR
Residential and Commercial Real Estate, Property Tax Appeals, and Business Sales
Long Beach, CA
REAL ESTATE INCLUDED
Port Saint Lucie, FL
Ouachita County, LA
Worcester County, MA
Lynchburg, VA
Charleston, SC
Buy or Sell a Business with Owner Financing
All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.
Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.
Learn More:
What Is Seller Financing for a Business?
Seller Financing the Sale of a Business: Do's and Don'ts
Popular Searches with Owner Financing:
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How Much Can Be Financed by the Business Owner?
There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan.
Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases.
Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.



