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Owner Financed Businesses For Sale

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Market Info
Highly Profitable RV Managed Fleet, Service and Storage

Ohio

We present an exceptional opportunity to acquire a well-established and booming company located in Ohio. This business is set to just GROW! Profitable Operation: This business has a proven track...

$1,975,000

$1,975,000

Cash Flow: $550,000

Key Biscayne Hair Salon & Spa: Reduced

Key Biscayne, FL

Established Salon Business. Productive, Annual Sales $604K and Average Month: $51K. Staffed by a Team of Top Professionals, compensated #1099. Automated on award winning salon software. Has some W-2...

$177,000

$177,000

Profitable Construction Company

REAL ESTATE INCLUDED

Gregg County, TX

This well-established specialty construction business has been serving the industry for 15 years, earning a reputation for reliability, precision, and high-quality workmanship. With a focus on custom...

$3,100,000

$3,100,000

Cash Flow: $449,545

REAL ESTATE INCLUDED

Turnkey Daycare Center in Doraville

Doraville, GA

Highly profitable, turnkey daycare center ready for a new or experienced daycare owner. Quality rated with CAPS and USDA food program in place. This is for the BUSINESS ONLY. Some seller financing is...

$350,000

$350,000

Cash Flow: $200,000

Pressure Washing Business w/ Truck + Equipment Partial OWNER FINANCING

St Thomas

TURN-KEY Virgin Islands Pressure Washing Business FOR SALE - EVERYTHING Needed to Operate a Thriving Success – Including Work-Truck, Power Washers, Equipment, TONS of Professional-Grade Hoses,...

$29,700

$29,700

Red Light Therapy Ecommerce Brand. Turnkey and easy to run.

Austin, TX

Premium light therapy brand with FDA-registered devices, institutional medical partnerships, and massive social media following (2.1M+ on TikTok) generating $4M+ annual revenue with 70% Gross Margin....

$2,325,531

$2,325,531

Cash Flow: $611,982

Branded eCommerce FBA Business – Highly Profitable & Scalable

Los Angeles, CA

This profitable store runs on minimal man hours. Current owner doesn't spend more than 20 hours per week maintaining the store. Huge opportunity to expand in different geographies and categories. No...

$1,700,000

$1,700,000

Cash Flow: $500,000

Premium Impact Window Solutions Provider

Estero, FL

Established window solutions (sell/install) provider specializing in impact windows, doors, and hurricane screens. INVESTMENT HIGHLIGHTS Differentiated Service Model: Handles everything from HOA...

Not Disclosed

Not Disclosed

EBITDA: $1,000,000

Home Based - Advertisement & Marketing Business!

Mesa, AZ

SELLER FINANCING AVAILABLE. $50,000 down payment required. Seller will finance the remaining amount. An exceptional opportunity to acquire a well-established and highly innovative direct-to-door...

$150,000

$150,000

Cash Flow: $90,000

Established, Legacy Tile and Natural Stone Distributor

Westchester County, NY

Founded over six decades ago, this family-owned business is a leading tile and natural stone distributor in Westchester County, NY. Their large inventory includes wall and floor tiles, trims,...

$299,000

$299,000

Cash Flow: $106,402

Specialty Machine Shop

Rhode Island

General and Production Machine Shop, Well established for over 52 years. 2nd generation, family owned and operated. Steady revenue stream of income. Turn key operation. Some seller financing for...

$750,000

$750,000

Cash Flow: $220,066

Turnkey Food Truck for Sale – Your Next Success Awaits!

Providence County, RI

Are you ready to seize an exciting opportunity in the food industry? Look no further than this fully operational food truck business located in the heart of Rhode Island, United States. this business...

$30,000

$30,000

Restaurant & Bar Business for Sale *Downtown St Pete Central Avenue

Pinellas County, FL

Super Rare Opportunity Flash Sale $99 K plus 10K for Comissions Downtown Bar & Grill Full Liquor Bar Famed Central Avenue Address Popular Shopping & Dining District Our Offering is for an exquisite...

$99,000

$99,000

Oil change & repair on busy major road

River Rouge, MI

Quick oil change & auto repair on major road. 3 bays. 30k/m sales. Low rent $1500/m 3yr left. Great opportunity to get into bus. Price in inventory. 50% down....

$110,000

$110,000

Established Dry cleaning shop in an excellent location

Arvada, CO

It is in a prime location in a community center, which is anchored by a major grocery store. It is a clean, beautiful facility with ample parking and fully functioning, well-maintained equipment. The...

$295,000

$295,000

Cash Flow: $150,000

Junk Hauling/Recycling Removal business

Chatsworth, CA

This Junk hauling/Recycling business opened November 2016 and is owned and operated by a brother and sister team. Great opportunity for buyer to come in and continue to grow the market by adding...

$349,000

$349,000

Cash Flow: $91,500

James D. (Jim) Orum

The Lone Star Consultancy

Serving Texas

Regardless of the size of the business you want to 'buy' or 'sell', we are experienced in the process from both sides. We will assist with Business Valuations to determine a marketable ' Asking Price'. We will advise from the LOI, due diligence, data room through a successful 'closing'.

Contact Me >

Contact me
Café & Lunch Hot Spot with Passive Ownership

Omaha, NE

This diner specializes in breakfast, brunch, and lunch, with dinner accounting for only 10% of total revenue. The cafe operates out of a spacious 4,000 square foot facility. With over 40 staff...

$2,475,000

$2,475,000

Cash Flow: $616,632

Price Adjusted - Dynamic Scottsdale 6000+ sq ft Athletic Center

Scottsdale, AZ

Price Adjusted - Dynamic Scottsdale 6000+ sq ft Athletic Center Well-Established Performance Athletic Training Facility for Sale with Loyal Client Base! Rare opportunity to own a growing, 6,000+ sq...

$299,000

$299,000

Full Service Car Wash Next To Expressway - Seller Finance Available!

Brooklyn, NY

HS Listing ID-65451 Full service car wash in Brooklyn. 90 Foot Tunnel. Tunnel equipment is 8 years old. Detail bay. Manager in place. No memberships (Value add). There is a Deli and c-store inside the...

$2,100,000

$2,100,000

Cash Flow: $450,000

$539,384 Profit; 2 new large revenue streams w/recent FDA approval !

REAL ESTATE INCLUDED

McHenry County, IL

This listing is pending at the moment. But we are still accepting buyers tBottom line price $2.4M (includes $100,000 working capital, $300,000 Seller note -no pmts until 4/1/2029) MADE IN USA, in...

$2,400,000

$2,400,000

Cash Flow: $539,384

REAL ESTATE INCLUDED

Window Coverings and Outdoor Living Products

Smith County, TX

This well-established and highly profitable business specializes in premium window coverings and custom patio solutions, helping homeowners enhance both the beauty and functionality of their living...

$2,400,000

$2,400,000

Cash Flow: $404,121

#1 Bachelorette Brand in #1 Bachelorette US Party Town!! Mega Oppt'y!!

Nashville, TN

Nashville's bachelorette party scene found its perfect match when NASHLORETTE was born from an entrepreneur's vision to serve the city's booming celebration tourism market. What started as a passion...

$149,000

$149,000

Thriving Dry Cleaner Drop-Off Store – Rare Business Opportunity!

Wilmington, MA

Don’t miss this rare opportunity to own a well-established and profitable dry cleaner drop-off store. Located in the bustling heart of town along a busy numbered route, this business has been serving...

$38,000

$38,000

Cash Flow: $60,000

Established BPO Company with Strong Financial Performance

Manchester, NH

This highly profitable New Hampshire-based BPO company specializes in providing outsourced inside sales and customer service capabilities to a diverse range of clients across the United States...

$350,000

$350,000

Cash Flow: $137,733

Seize the opportunity to own a thriving retail franchise

Palm Beach County, FL

Unlock Your Future with a Thriving Retail Franchise in Palm Beach County! Step into success with this established retail franchise, a beacon of sustainability and style in the heart of Palm Beach...

$185,000

$185,000

Cash Flow: $90,000

Environmental Clean-up & Waste Disposal with President in Place

Fox Creek, AB

This company currently has 250 clients, of which 50+ of those are recurring with the typical client being a municipality or utility company. This company handles all aspects of the industrial clean up...

$4,565,000

$4,565,000

Cash Flow: $1,155,650

Organizational Development & Strategic Planning Firm with Non-Profit

Kansas City, MO

This firm provides organizational development, leadership training and consulting services focused in Strategic Planning. The majority of clients are non-profits and for purpose driven organizations,...

$930,000

$930,000

Cash Flow: $304,570

SDVOSB PM Firm Specializing in Military Bases and Federal Properties

Tacoma, WA

A professional PM firm that plans and manages renovations and maintenance for military bases across the upper West Coast. Clients are 90% Federal/Government and 10% private, including the VA, Navy, US...

$44,000,000

$44,000,000

Cash Flow: $14,478,050

Expertly Crafted Custom Cabinetry Business Opportunity

Lantana, FL

For 36 years, this custom, high-end cabinetry business has been a trusted name in the industry. It has been family owned and haven't changed hands since its establishing, building a reputation for...

$3,200,000

$3,200,000

Cash Flow: $1,060,231

AI-Powered SaaS Music Platform | Recurring Revenue | Growth Ready

Tampa, FL

SellerForce® presents a cutting-edge AI-powered social media platform designed for Musicians, Labels, and Independent Artists. This platform offers a revolutionary way for artists to connect directly...

$1,180,000

$1,180,000

High ROI Opportunity Turnkey Medical Spa Salon in Sunny Isles

Sunny Isles Beach, FL

Discover an incredible opportunity to own a thriving medical spa salon specializing in comprehensive total body rejuvenation services. This well-established facility is located in a high-traffic plaza...

$2,250,000

$2,250,000

Cash Flow: $598,780

High-Volume Package of Two Gas Stations

REAL ESTATE INCLUDED

Umatilla County, OR

Opportunity to acquire two well-positioned, absentee-owned gas stations with real estate. These stations benefit from strong daily traffic counts (13,000-30,000 VPD), established customer bases, and...

$6,499,999

$6,499,999

REAL ESTATE INCLUDED

Well-Run Sports Bar with Food, Part-Time Ownership

San Bernardino County, CA

This offering presents an excellent opportunity to acquire a well-established, high-volume sports bar and restaurant with a strong reputation and loyal customer base. The business features a clean,...

$375,000

$375,000

Cash Flow: $135,000

Classic Italian Pizzeria in Pasco County!

Port Richey, FL

After 40+ years in business, this beloved Italian pizzeria is now available for sale! Located in the heart of Pasco County, FL, this established eatery has become a staple in the community, known for...

$425,000

$425,000

Cash Flow: $143,348

Secure Storage Solutions Company in IN: Patented Technology

Dallas, TX

Exceptional investment opportunity: a cutting-edge security solutions company located in Brook, Indiana. Established in 2017, this innovative business specializes in developing and manufacturing...

$5,000,000

$5,000,000

Cash Flow: $10,000

Cash Generating, Specialized Massage Studio

Colorado

An exciting opportunity to own a thriving, fully operational massage studio is now available. This establishment was founded from the owner's passion for helping others and stands out by focusing...

$175,000

$175,000

Cash Flow: $98,569

Popular Distillery Brand for Sale

Denver, CO

Seize this incredible opportunity to own a thriving distillery in a highly sought-after location! This well-established distillery serves its award-winning, unique spirits on-site. It boasts an...

Not Disclosed

Not Disclosed

Cash Flow: $1

Sports Memorabilia Business for Sale

Denver, CO

This business sells sports, music, and entertainment memorabilia and products. Sales have increased every year, with revenue coming from retail sales for the most part. They offer a very large...

$100,000

$100,000

Cash Flow: $83,971

Established & Thriving Hot Wing Restaurant – Exclusive Space in a Comp

Atlanta, GA

This well-established hot wing restaurant is located in a high-traffic shopping center, ensuring a steady customer flow. Despite the presence of three other wing restaurants in the area, this business...

$350,000

$350,000

Cash Flow: $165,000

Scoop Up Profits – Make Great Money with Ice Cream

Weymouth, MA

Profitable Ice Cream & Sandwich Business for Sale – $12K/Week average sales around the year! More than $24k during the summer. This is a rare opportunity to own a well-established, highly profitable...

$349,000

$349,000

Cash Flow: $128,000

Chimney/Air Duct Cleaning Established 1982 #11106

Phoenix, AZ

This established chimney and air duct cleaning business has operated continuously since 1982, providing over four decades of specialized cleaning services in the Phoenix market. The company has...

$336,000

$336,000

Cash Flow: $100,000

Turnkey Holiday & Family Event Business - Seller Financing

Monmouth County, NJ

**Seller Financing Available** This is your chance to own an immersive event experience that is mainly operational between Halloween and Christmas. You can choose to be absentee, semi-absentee, or an...

Not Disclosed

Not Disclosed

Cash Flow: $315,388

Profitable Med Spa w/over 2 decades of Loyal Clientele

San Diego, CA

A Unique Opportunity for a Dedicated Medical Professional. A well respected and long-standing medical spa, with over two decades of successful operation, presents an exceptional opportunity for a...

$650,000

$650,000

Historic Little Italy Pizza Shop & Eat-In Seating

Cleveland, OH

ESTABLISHED PIZZA RESTAURANT AND GELATO SHOP - CLEVELAND, OHIO This turnkey food service establishment represents a rare acquisition opportunity in Cleveland's historic Little Italy district. The...

$195,000

$195,000

Cash Flow: $68,700

Mike Chapin

First Class Business Sales

Serving Clackamas County, OR

Residential and Commercial Real Estate, Property Tax Appeals, and Business Sales

Contact Me >

Contact me
Fast Food - Burgers - Drive Thru

Long Beach, CA

Price Reduction! Freestanding restaurant with a Drive Thru. 100% help run business. Seller spends very little time there. Restaurant has been in operation for about 40 years as a Hamburger Stand. Very...

$195,000

$195,000

Cash Flow: $70,000

Established Marble and Granite Supplier and installer

REAL ESTATE INCLUDED

Port Saint Lucie, FL

**Don’t Miss Out on This Exceptional Opportunity to Own a Thriving, Established Business in the Heart of St Lucie West, Florida!** This highly regarded business, specializing in premium marble and...

$1,500,000

$1,500,000

EBITDA: $450,000

REAL ESTATE INCLUDED

American / Southern Diner

Ouachita County, LA

Benchmark Business Brokers presents a well-established American food diner that has stood the test of time. This restaurant has been serving delicious "home comfort food" for more than fifteen years....

$450,000

$450,000

Well-established dry cleaner drop-off store for sale

Worcester County, MA

Seize the chance to own a well-established dry cleaner drop-off store situated in a prime, high-traffic location along a busy route. Serving the community for over 20 years, this thriving business...

$349,000

$349,000

Great moving business includes 20 foot box truck web site and more

Lynchburg, VA

Since August 2018, this company has been the owners passion and full-time operation, serving over 2,000 happy customers with a 4.7+ rating across Google, Facebook, and other platforms. This turnkey...

$79,990

$79,990

Cash Flow: $50,000

Incredible vending business over 800 machines and 12 vans included

Charleston, SC

Thirty years of success make this a dominant force in the low country vending business. Over 800 quality machines in over 200 premier locations. Fully staffed with experienced crew includes 12 vans...

$2,495,000

$2,495,000

Cash Flow: $500,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

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California

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Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

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Washington

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Massachusetts

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Pennsylvania

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Michigan

Philadelphia Metro Area

Virginia

Nashville Area

Ohio

Denver Metro

Maryland

Washington D.C. Metro

Utah

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Minnesota

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Tennessee

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.