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Owner Financed Businesses For Sale

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Market Info
Don’t Miss Out! Florida Restaurants for Sale! Grocer Anchored Space

Tallahassee, FL

Located on a busy main intersection with heavy daily traffic, this independent Florida Restaurant for Sale offers exceptional visibility and access. Positioned within a bustling retail corridor...

$210,000

$210,000

Distribution and Sales of Medical Supplies #3323

Phoenix, AZ

Distribution & sales of proprietary equipment & medical kits to clinicians with regenerative medicine. They distribute & sell for manufactures and service currently 61 accounts in Arizona. Tons of...

$800,000

$800,000

Cash Flow: $311,000

THIS. IS. THE. ONE. Check out this thriving Allstate agency!

Queen Anne's County, MD

Own a High-Performance Allstate Agency Positioned for Exceptional Returns and Growth Step into immediate profitability with this productive $6.7 million premium sized Allstate agency that is strongly...

$1,425,000

$1,425,000

Hibachi + Sushi Concept - Full Bar - Downtown Location

Riverside County, CA

What a concept! This modern hibachi and sushi restaurant is located in the heart of a vibrant downtown district, surrounded by both thriving businesses and affluent residential communities. With a...

$699,888

$699,888

Cash Flow: $400,000

Solar Contractor

Alberta

Fast-growing residential & commercial solar design & installation business in Alberta with a 10-year track record, trusted brand, and primed for expansion. *Turnkey operations with an experienced and...

$3,500,000

$3,500,000

Cash Flow: $1,072,000

Successful Window Treatment Franchise

Henrico County, VA

The franchisor is an international custom window treatment franchise, in operation since 1992. Approximately 1500 locations are operating throughout the U.S., Canada, & Mexico. The franchisor is...

$499,950

$499,950

Cash Flow: $230,000

Slopeside Brunch Restaurant in CO ski town (Absentee Owner!)

Colorado

For sale is a slopeside breakfast and lunch restaurant located in the base area of one of the largest ski resorts in Colorado - located less than 2 hours from Denver! A well-loved establishment for...

$616,500

$616,500

Cash Flow: $192,650

Profitable Italian Pizza For Sale/ Closed on Sundays

Concord, MA

This well-established and profitable Italian pizza, Italian kitchen, and sub shop is a rare opportunity in a prime Concord, MA location. Closed on Sundays and at 8 pm every day. Situated in the town...

$246,000

$246,000

Cash Flow: $121,000

Sauna/Cold Plunge Business for Sale (Full or Partial Ownership Options

Honolulu County, HI

ESTABLISHED SAUNA AND COLD PLUNGE WELLNESS BUSINESS FOR SALE This wellness business offers a unique opportunity in Honolulu County's growing health and wellness market. Established in 2024, this spa...

$10,000

$10,000

Medical Staffing - Line of Business

Arizona

Established, profitable healthcare staffing company providing nurses, advanced practitioners, physicians, and allied clinical and non-clinical professionals to healthcare facilities across the...

$8,342,000

$8,342,000

Cash Flow: $2,850,198

Established Restaurant in Historic Building | Great Neighborhood

St. Louis City County, MO

Operating business for over 17 years, this establishment is located in a great neighborhood in close proximity to other long established restaurants. This is a great opportunity for someone to open...

$100,000

$100,000

Cash Flow: $20,000

Profitable Auto Repair Shop with Real Estate/Rental Income

Lake County, OH

Highly regarded, award winning, auto repair shop in great location with loyal, repeat customer base. Real estate includes the repair shop and a rent paying tenant. Free estimates/guaranteed service....

$365,000

$365,000

Cash Flow: $134,769

Bike Shop in Growing Cycling Community

Clark County, WA

Established Full-Service Bike Shop - Prime Market Position This bicycle retail and service business offers an exceptional opportunity in Clark County, Washington's dynamic outdoor recreation market....

$350,000

$350,000

Two Profitable Restaurants for Sale – Strong Cash Flow

$2,050,000 - Nassau County, NY

$2,050,000

Nassau County, NY

Become a Planet Smoothie Franchise Owner!

Orlando, FL

Step into immediate profitability with this established Planet Smoothie franchise in Orlando's thriving market. You'll bypass the costly startup phase and begin generating revenue from day one with a...

$114,900

$114,900

Premium Cannabis Cultivation Company

Hampden County, MA

We are pleased to present a boutique, fully outfitted cannabis cultivation business for sale in Massachusetts. Opened in 2020 and meticulously maintained, the operation offers a high-end production...

$1,500,000

$1,500,000

Cash Flow: $409,000

Scott Reid

Parasell Inc

Serving Orange County, CA

ParaSell, Inc. is a national real estate services and consulting firm that specializes in commercial leasing and investment sales. We work with principals across the nation and have a proven process, proprietary time-saving technology, dedicated support staff and a relentless commitment to customer service.

Contact Me >

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Restaurant and Bar for Sale in Hampton Roads

Suffolk, VA

Turnkey full-service restaurant and bar known for its great food, extensive beer selection on tap, and relaxed neighborhood atmosphere. Located in a rapidly growing area with a healthy mix of...

$359,900

$359,900

Cash Flow: $114,502

Home Improvement/Custom Stone - Marble Works Design Team, Inc

Westchester County, NY

Marble Works Design Team, Inc. for sale in Yonkers, New York. Full-service home improvement shop offering design and installation services for home and office spaces. FF&E and inventory included. Call...

$1,748,145

$1,748,145

Established Automotive Body Shop with Real Property

REAL ESTATE INCLUDED

Sumter County, GA

This automotive body shop for sale in South Georgia provides auto body collision & repair services. In addition to the owners, they have two full-time employees and an established and loyal customer...

$435,000

$435,000

Cash Flow: $124,655

REAL ESTATE INCLUDED

Construction and Metal Fabrication Business for Sale

REAL ESTATE INCLUDED

Nebraska

Confidential Business Southeast Nebraska Location BUSINESS AND REAL ESTATE | ASKING $3,000,000 Business for sale was established in 1973 as a manufacturer of livestock equipment. The company was...

$3,000,000

$3,000,000

Cash Flow: $465,000

REAL ESTATE INCLUDED

Profitable Pizza Shop for Sale!

Lale Worth, FL

Palm Beach County Pizza Shop for Sale!! Fully equipped and ready for a new owner. Motivated Seller will accept any serious offer. Established in 1989 the seller has decided to embark on a new career....

$250,000

$250,000

Cash Flow: $81,200

Non-Alcoholic Bottle Shop & E-Commerce Brand – Twin Cities Metro

Minnesota

Turnkey specialty retail business in the fast-growing non-alcoholic beverage category. The company operates a sampling-forward storefront and complementary e-commerce channel, offering a deep...

$150,000

$150,000

Cash Flow: $45,358

Unique, Turnkey, Retail Opportunity – Twin Cities Legendary Shop

Minnesota

• Specialty retail • Fun and exciting work environment • 35+ years in business • Legendary reputation • Great repeat customer base • Opportunities for growth • Smooth transition for this turn-key...

$2,000,000

$2,000,000

Cash Flow: $400,131

Commercial Colorado Masonry Contractor – Profitable & Established

Colorado

A well-established commercial masonry contractor serving the Colorado Front Range is available for acquisition. Known for its exceptional craftsmanship, safety record, and operational reliability, the...

$7,100,000

$7,100,000

Cash Flow: $1,347,388

38-Year Established Full-Service Jewelry & Custom Grill Business

$350,000 - Baltimore, MD

$350,000

Baltimore, MD

Signs and Graphic Communications

Brantford, ON

Welcome to the leading franchise in the sign and graphics industry that has been providing high-quality visual communication solutions to businesses of all sizes for over 35 years. Our franchise...

$245,000

$245,000

Cash Flow: $105,000

Fully-operational fuel station, C-Store, and Restaurant for sale

REAL ESTATE INCLUDED

Buhl, ID

This unbranded gas stations is an owner operated business that includes American style menu restaurant as well as C-store type retail items....

$1,300,000

$1,300,000

REAL ESTATE INCLUDED

Tropicana Route - Jersey Shore - NO WEEKENDS

Toms River, NJ

Net an average of $3,350 per week after all expenses delivering Monday through Friday (NO WEEKENDS). This route picks up product in Burlington County New Jersey and delivers to towns in Ocean County...

$450,000

$450,000

Cash Flow: $172,777

FreeStanding Building on Busy Street! For 33 years well established.

Dallas County, TX

Restaurant Brokers® Exclusive Listing Ref#3487 Prime Location! On the busy area! Seller Financing Available! Seller wants to retire now! Make an offer! More info. coming soon! Best way to get more...

$265,000

$265,000

Cash Flow: $180,000

Sales Person Wanted to Take Over a profitable Used Car Business!

Nashville, TN

Imagine stepping into a thriving used car dealership where you can build on 14 years of proven industry expertise! This established Nashville business specializes in quality pre-owned vehicles - think...

$775,000

$775,000

Cash Flow: $425,000

Fried Chicken w Variety of Sauces-Franchise Opportunity

Lynnwood, WA

Prime Location - Situated within a high traffic, branded grocery store. Well-known established brand franchise with a strong reputation for quality and convenience. Turnkey Operation - Fully equipped...

$350,000

$350,000

Magazines & Multi-Channel Media Network - Commercial Lighting #69608

Tennessee

BUSINESS HIGHLIGHTS The Company is an industry standard, magazine and multi-channel media company acting as a one stop shop for all pertinent and critical information regarding news in the lighting...

Not Disclosed

Not Disclosed

EBITDA: $215,000

Prime WA Property Management Franchise Territory w/Immediate Revenue

King County, WA

This listing represents an opportunity to acquire a territory of an established residential property management franchise operating in Washington. The brand has built a strong reputation for...

$360,000

$360,000

Cash Flow: $113,000

Established Mediterranean Grill Restaurant

California

A rare opportunity to acquire a well-established Mediterranean grill restaurant , known for its unique “grill-at-the-table” dining experience. It attracts constant foot traffic, group events, and...

$600,000

$600,000

Cash Flow: $196,990

Hair Salon/Nail Tech, Barber suite Rentals

Tampa, FL

TURNKEY SUITE RENTAL BUSINESS DELIVERING IMMEDIATE CASH FLOW AND LONG-TERM WEALTH BUILDING Step into a proven income-generating asset that transforms your investment into consistent monthly returns....

$425,000

$425,000

Cash Flow: $207,600

Self Serve CarWash For Sale

$625,000 - Coalinga, CA

$625,000

Coalinga, CA

Florida Home Health Agency – Medicare Certified

Pasco County, FL

Florida Home Health Agency – Medicare Certified, TJC Accredited, Multi-County License Confidential, Medicare-certified, Joint Commission–accredited home health agency serving multiple counties in the...

$314,578

$314,578

Money Making Beach Bar & Restaurant w/RE

REAL ESTATE INCLUDED

Hernando County, FL

Look at this family owned Money Making Bar and Restaurant close to the beach. It has a full kitchen, live music and open 7 days a week. The business has 4 managers and staff of 47. The sale includes a...

$2,500,000

$2,500,000

Cash Flow: $404,000

REAL ESTATE INCLUDED

Self-Storage Facility Fully Occupied With Expansion Land

REAL ESTATE INCLUDED

Lewis County, WA

Passive Income | Exceptional Growth Potential This is a turnkey opportunity to acquire a fully booked, 24-hour access storage facility with a waiting list and no employees required. The property is...

$1,650,000

$1,650,000

Cash Flow: $50,000

REAL ESTATE INCLUDED

Premier Marine Dock, Seawall Construction Company

Palm Harbor, FL

Premier Marine Dock, Seawall construction company for sale in Tampa Bay FL. New seawall installation, repairs, erosion control and new dock installation. Growing industry, especially in Pinellas...

$750,000

$750,000

Cash Flow: $242,154

Tech-Enabled Immigration Services Co | 360+ Clients | 80% Activation

Tampa, FL

WebsiteClosers® presents an AI-powered Global Immigration Support Platform, purpose-built to guide elite international talent through employment-based and extraordinary-ability visa pathways with...

$12,000,000

$12,000,000

Cash Flow: $3,220,702

Real Estate Staging Business for Sale!

Las Vegas, NV

• FF&E (Included in Asking Price) $200,000 • Listings on this type of business are rare. It won’t last long. • Business provides a steady on-going cash flow with monthly re-occurring business and...

$250,000

$250,000

Cash Flow: $100,000

Very Busy , Breakfast & Lunch, Hrs-7:00 to 3:00 , Low rent, Cash Flow!

Saint Paul, MN

Great Location with many surrounding good Tenant's , Nino's Pizza , Bui's Tailor, Safeway Driving School , Tobacco Shop ,Nail Saloon , Maplewood Dental . A good return if you love to cook , its ready...

$175,000

$175,000

Chiropractic Practice for Sale in Philadelphia PA Area

Montgomery County, PA

Established, profitable chiropractic practices for sale (featuring 2 locations) in Philadelphia, Pennsylvania, with the Seller's Income in the top 25% of all DCs! This established chiropractic...

Not Disclosed

Not Disclosed

Cash Flow: $397,895

Katie Haslam

Arizona International Real Estate

Serving Maricopa County, AZ

Built on trust. Proven by results

Contact Me >

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E2 VISA Turnkey Wine Import & Distribution Business with Active Licens

Miami, FL

Turnkey Wine Import & Distribution Business with Active Licensing – Miami, FL Alday Wines LLC presents a fully operational wine import and distribution business specializing in premium Argentine wines...

$155,000

$155,000

Cash Flow: $47,000

Niche Precision Machining Business Serving Automotive Markets

Charleston, SC

This established precision machining business combines modern CNC manufacturing with sophisticated digital infrastructure to create a highly scalable and defensible operation. The company operates...

$2,000,000

$2,000,000

Established European Bakery & Real Estate for Sale

$925,000 - Green County, WI

$925,000

Green County, WI

Price Reduced Turnkey Burger Franchise For Sale, Keep Or Convert

Kennesaw, GA

Huge $100,000 price reduction! This Franchise for Sale presents a fantastic opportunity for a hands on owner seeking to take over an established business. Now priced at $295,000, this Kennesaw...

$295,000

$295,000

Iconic Lunch and Breakfast Restaurant in Palm Beach County

The Lunch and Breakfast Restaurant for Sale in Palm Beach County, Florida is a one of a kind opportunity. Great Sales, Great Earnings, Long term customers, and employees make this a home run. Serving...

$299,000

$299,000

Cash Flow: $158,778

Asian Fast Food Take-Out Restaurant for Sale! Centennial Center.

Las Vegas, NV

Established Asian fast food take-out restaurant strategically located within Centennial Center, a high-traffic retail destination in Las Vegas, Nevada. This turnkey operation represents a compelling...

$139,000

$139,000

Cash Flow: $120,000

Successful and rapidly growing Fried Chicken concept

Fairfax County, VA

Turnkey Ownership Opportunity – Fast-Growing Fried Chicken Concept SBA pre-approved This is your chance to acquire a successful and rapidly growing Fried Chicken concept in the heart of Northern...

$415,000

$415,000

Cash Flow: $180,000

Restaurant for Sale in Ballantyne with Turn Key Kitchen Setup!

Charlotte, NC

This Restaurant for Sale in the busy Ballantyne area of Charlotte, NC, is a ready to go opportunity for a motivated buyer. At approximately 1,600 square feet, this fully equipped space is designed for...

$349,000

$349,000

Dahlonega Restaurant for Sale with Hood, Grill, Beer/Wine

Dahlonega, GA

Buy this second generation Restaurant for Sale in Dahlonega, Georgia, and launch your concept fast. This flexible space is fully built out from kitchen to bar, giving you the bones, utilities, and...

$118,000

$118,000

Cash Flow: $18,000

Final price drop on this well equipped bakery for sale!

Tomball, TX

This established Bakery for Sale in North Houston has built its reputation on gourmet cupcakes, custom cakes, and rich, creamy ice cream, and it is too sweet to pass up! The shop is fully equipped,...

$30,000

$30,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

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Illinois

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New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

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Washington

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Massachusetts

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.