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Owner Financed Businesses For Sale

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Market Info
Unique Growing E-Comm Clothing Business w/ Patents

New York

LISTING ID # 36987 This is a high-end well-established growing e-commerce clothing business (with patented materials) focused on basics for work, daily and adventure categories featuring socks,...

$1,200,000

$1,200,000

Cash Flow: $146,000

Long Time Well Run Courier Business

New Jersey

LISTING ID # 36113 This long-time well run courier service covers the Tri-State area as well as Pennsylvania, Maryland & Delaware and will gladly deliver to other States as needed. They deliver...

$225,000

$225,000

Cash Flow: $48,000

Data Privacy, AI Compliance and Protection Solutions Company

New York

This fast-growing, market-leading consultancy is at the intersection of two critical industries: data privacy and AI compliance. With global businesses under increasing scrutiny from regulators, the...

Not Disclosed

Not Disclosed

Cash Flow: $1,158,288

Thriving Business in a Hot Location, Increasing Sales Year over Year

Charleston, SC

This established full-service restaurant and bar represents a premier investment opportunity in Charleston's dynamic Washington County market. The business has demonstrated consistent year-over-year...

$2,250,000

$2,250,000

Cash Flow: $488,000

Brewery & Pub for Sale Sales $1.4 Million 4COP Liquor License

Jacksonville, FL

This Brewery & Pub for Sale in a PRIME location in Jacksonville presents an exceptional opportunity for a passionate, hands on owner ready to step into a well established, high performing business....

$650,000

$650,000

Bring Your Own Concept to this Turnkey Arizona Restaurant for Sale!

Scottsdale, AZ

Discover an exceptional opportunity in Fountain Hills, offering a thriving Chinese Arizona Restaurant for Sale that's been delighting locals for six successful years. Located directly off a main...

$180,000

$180,000

Quick-Served Food Fully Equipped Establishments For Sale

Cypress, TX

An unique opportunity to own three well-established food stands located in one of Northwest Houston's busiest shopping centers. These individually branded establishments currently serve a mix of fast...

$290,000

$290,000

Turnkey unique Wellness Spa /Salon concept income streams /clients

Orange County, FL

Beautifully built, fully equipped holistic wellness spa located in the desirable Windermere / Winter Garden area. This is a turnkey opportunity for a hands-on owner, wellness professional, or investor...

$75,000

$75,000

Smoothie & Juice Bar Turnkey $50k down–Prime No Shore Suffolk cty

Suffolk County, NY

Turnkey smoothie and juice business available in a high-traffic North Shore Suffolk County strip center. This beautifully built-out shop is approximately 1,000 square feet and in excellent, like-new...

$50,000

$50,000

13 FedEx Ground Routes, Hampton (Newport News) VA

Hampton, VA

Well-established and highly profitable FedEx Ground P&D (pickup and delivery) routes, fully overlapped, based out of HAMPTON (NEWPORT NEWS) VIRGINIA. Routes are contiguous making load sharing...

$1,099,000

$1,099,000

EBITDA: $439,000

8 FedEx Ground Routes, Hayward CA

Hayward, CA

Well-established and highly profitable FedEx P&D routes, fully overlapped, based out of HAYWARD CALIFORNIA. Routes are contiguous making load sharing efficient. Each route comes with an experienced...

$925,000

$925,000

EBITDA: $243,000

24 FedEx Ground Routes, Kansas City MO

Kansas City, MO

Well-established and highly profitable FedEx P&D (pickup and delivery) routes based out of the KANSAS CITY MO station. Routes are contiguous making load sharing efficient. 100% overlapped in...

$2,795,000

$2,795,000

EBITDA: $749,000

Convenience Store with Beer & Wine - Neighborhood Turn Key Market

REAL ESTATE INCLUDED

Washington, DC

Well-established neighborhood market and deli located in a prime residential area of Washington, DC. Turn-key operation with strong local customer loyalty, steady foot traffic, and multiple revenue...

$1,949,000

$1,949,000

Cash Flow: $200,000

REAL ESTATE INCLUDED

Turnkey Automotive Accessory Business

$900,000 - Los Angeles, CA

$900,000

Los Angeles, CA

Established Muffler & Exhaust Repair Shop with Real Estate

REAL ESTATE INCLUDED

Contra Costa County, CA

The operating business is offered at $110,000, with the commercial real estate priced separately at $1,300,000. While the seller’s preference is to sell the business and property together, each may be...

$1,410,000

$1,410,000

EBITDA: $37,028

REAL ESTATE INCLUDED

Opportunity to Acquire The Pour Taproom in Downtown Wilmington

Wilmington, NC

The Pour Taproom occupies a premier, high-profile corner at North Front Street and Chestnut Street, anchoring the ground floor of the iconic Murchison Building, a landmark historic high-rise in the...

$300,000

$300,000

James Tiffin

Turning Point Advisors, LLC

Serving Warren County, OH

We provide M & A / Business Brokerage services from the first meeting to the closing that is unmatched. We guide sellers and buyers through the process with confidentiality as a primary focus at ALL times. Whether you are ready to divest now or wish to wait a few more years, we can help you prepare so you can leave with maximum value. We offer valuations and assessments as part of our comprehensive planning and preparation process. Contact us today to get started on your path to finishing BIG!

Contact Me >

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Restaurant For Sale

Tempe, AZ

This Business currently houses an established restaurant operation that has maintained continuous operations since 2005, demonstrating nearly two decades of successful business activity. The location...

$600,000

$600,000

Cash Flow: $388,640

California Optometry Practice for Sale – Central Coast Wine Country

San Luis Obispo County, CA

California Optometric Practice for Sale – Prime Central Coast Wine Country Opportunity Step into a thriving, turnkey practice nestled in the heart of Paso Robles, California’s celebrated Central Coast...

$300,000

$300,000

22 years establish catering co. gross $1.1M yearly

Frederick, MD

very successful over 22 years in business great location low rent fully equip turn key fully staff excellent team in place...

$379,000

$379,000

Cash Flow: $175,000

Turnkey Restaurant Available in Gloucester Downtown

Gloucester, MA

Turnkey Restaurant Available in Gloucester Downtown This established American restaurant presents an exceptional opportunity for restaurateurs, entrepreneurs, or investors seeking a fully operational...

$89,000

$89,000

$400K+ SDE Wholesale Distributor | Michigan | Seller Financing

Wayne County, MI

This established wholesale distribution business has been successfully operating for nearly 20 years, serving as a trusted supplier to convenience-focused retailers throughout Michigan. The company...

$1,000,000

$1,000,000

Cash Flow: $400,000

Profitable, EdTech Music Lesson Marketplace

Dallas, TX

INVESTMENT HIGHLIGHTS • 17-year operating history with national reach • Online marketplace offering lessons for 31 instruments taught by 16,000+ vetted instructors • Over 243,000 lessons delivered to...

$1,000,000

$1,000,000

Cash Flow: $72,000

Profitable Hormone Therapy & Wellness Clinic | Central Texas Location

Round Rock, TX

This established medical wellness clinic in Central Texas specializes in hormone replacement therapy (HRT) for both men and women, along with internal medicine and weight management services. Unlike...

$950,000

$950,000

Cash Flow: $250,000

Full-Service Motorcycle & Automotive Repair

New Mexico

The Company is a full-service motorcycle and automotive repair facility specializing in repair, maintenance, customization, and sales for premium European motorcycles and vehicles. Founded in 2011 and...

Not Disclosed

Not Disclosed

Cash Flow: $185,000

High Profit Window Cleaning Business For Sale in Fort Worth!

$295,000 - Fort Worth, TX

$295,000

Fort Worth, TX

Cash Flowing Lakeside Bar for Sale Loyal Local Crowd!!

Commerce Township, MI

An exceptional opportunity is available to acquire a well established waterfront Restaurant and Bar for Sale located in one of Oakland County's most desirable lakefront communities. Positioned...

$450,000

$450,000

Cash Flow: $63,188

Semi absentee Wing Restaurant for Sale! Owner Earnings over 200k!

Katy, TX

This Restaurant for Sale is an opportunity to acquire a fully built out, operating wing and chicken restaurant located in one of Katy's strongest retail corridors near the Grand Parkway. Opened in...

$499,000

$499,000

Cash Flow: $256,283

50 Yr Iconic High Profit Offering W/value Add Opportunities!

REAL ESTATE INCLUDED

Palm Springs, CA

BILLY REED’S represents a once-in-a-generation chance to acquire: » A powerful 50-year brand » The real estate » Proven high-volume operations » A massive customer base » A turnkey team » Multiple...

$7,500,000

$7,500,000

REAL ESTATE INCLUDED

Donelson, Tennessee Cafe & Bakery for Sale LOW Rent!

Nashville, TN

This independent Bakery for Sale is an ideal match for a motivated owner/operator ready to create their own coffee forward concept. With very limited competition in the immediate Donelson market, this...

$39,000

$39,000

Pizzeria Owner Financing

New Haven County, CT

This established pizzeria represents a turnkey acquisition opportunity in New HavenCounty's competitive food service market. The business generates $885,000 in annual revenue with projected net income...

$275,000

$275,000

Cash Flow: $135,000

Japanese Izakaya Restaurant for Sale Near the Strip!

Las Vegas, NV

Imagine walking into your own Japanese restaurant just minutes from the famous Las Vegas Strip! This established Japanese Izakaya restaurant is waiting for the right owner to take it to the next...

$169,000

$169,000

Cash Flow: $130,000

Pet Grooming Business – 15 Years In business -70K Profit- NO WEEKENDS

Pasco County, FL

FULLY BOOKED FOR 2026 NO WEEKENDS!!!! Asking Price: $130,000 | Discretionary Earnings: $70,000 Turnkey opportunity to own a well-established pet grooming business with a strong reputation and 15 years...

$130,000

$130,000

Cash Flow: $70,000

Certified Laptop Repair – Established biz with large accounts

Cuyahoga County, OH

Certified Laptop Repair is a well-established computer and laptop repair business with a strong local reputation and consistent demand for services. The company specializes in diagnostics, hardware...

$99,000

$99,000

Cash Flow: $34,703

Custom Deck Construction

Utah

Well-established custom decking business specializes in designing, fabricating, and installing high-quality, tailored outdoor decking solutions for residential and commercial properties. With a...

$1,545,000

$1,545,000

Cash Flow: $329,665

What a Sweet Deal! Great New Price!

Sullivan County, TN

Are you ready to sink your teeth into a delicious opportunity? Look no further than this established cookie franchise located in NE Tennessee. With the first cookie franchise opening its doors in 2019...

$361,200

$361,200

Cash Flow: $132,427

Strong Jewelry Business with Solid Operation

$800,000 - Siesta Key, FL

$800,000

Siesta Key, FL

Manufacturing Business with Real Estate in South Jersey For Sale!

REAL ESTATE INCLUDED

New Jersey

Manufacturing Business in South Jersey since 1935 with real estate for sale. Manufactures custom residential and commercial awnings and canopies, sells retractables, service and storage put up and...

$495,000

$495,000

Cash Flow: $135,244

REAL ESTATE INCLUDED

Luxury & Cash Flowing Nail Salon for Sale!

Suwanee, GA

This established nail salon represents a compelling acquisition opportunity in the personal care services sector. Operating continuously with documented financial history and an established customer...

$425,000

$425,000

Reliable Cash Flow: Recession-Proof Porta John Rentals

Washington County, VA

This business is ideal for either a hands-on owner-operator or an investor looking to expand an existing service company. So many opportunities to add more customers! With strong demand and room to...

$750,000

$750,000

Cash Flow: $183,600

Logistics Infrastructure Products Sales/Distribution - $900,000

Douglas County, NE

Imagine owning a thriving industrial supply company that's been serving customers for over four decades. You'll step into a well-established business that specializes in architect's Division 10 items,...

$900,000

$900,000

Cash Flow: $205,000

Gas Station, Convenience Store, and Restaurant For Sale

Bay Shore, NY

Step into immediate profitability with this turnkey three-revenue-stream operation that eliminates the guesswork of starting from scratch. You'll generate income from multiple sources from day one: 16...

$400,000

$400,000

Profitable Multi-Location Automotive Oil Change Business in Western NC

REAL ESTATE INCLUDED

North Carolina

This well-established, turnkey quick-lube business operates two high-traffic locations in growing areas of Western North Carolina. With a trusted brand, loyal customer base, and strong local presence,...

$3,650,000

$3,650,000

Cash Flow: $502,074

REAL ESTATE INCLUDED

Imaging center_ MRI _x ray

Imaging Center for Sale – Turnkey Operation Well-established medical imaging center offering comprehensive diagnostic services in a modern, fully equipped facility. The center features...

$1,400,000

$1,400,000

Cash Flow: $750,000

Turn-Key Restaurant-Bar Nature Coast Of Florida

Citrus County, FL

TURN-KEY restaurant-bar opportunity located in a busy and highly visible plaza in a unique town known for its manatees along the Nature Coast of Florida. At about 4000 sq. ft. there is large dining...

$349,000

$349,000

Cash Flow: $138,138

Dean A. Koutroumanis, D.B.A., M.B.A.

Re/Max Elite Realty Commercial

Serving Pinellas County, FL

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Upscale Japanese restaurant with good rating

New Orleans, LA

Established Japanese Restaurant - Prime New Orleans Location This well-established upscale Japanese restaurant has been serving the New Orleans market since 1999, operating from a strategically...

$800,000

$800,000

Cash Flow: $491,710

Staffing Services Company | Delivery, Merchandising & Warehousing

Tampa, FL

WebsiteClosers® presents a fast-growing Niche Staffing operation built to support companies that rely on route-based delivery, warehouse, and merchandising teams to keep daily operations moving. This...

$4,500,000

$4,500,000

Cash Flow: $1,488,036

Freestanding Dual-Concept Fast-Casual Restaurant Franchise

$349,999 - Emerson, NJ

$349,999

Emerson, NJ

3+ Yr Old Shopify Automotive Brand | YoY Growth | 30% Profit Margins

The business is a profitable automotive focused eCommerce operation that has quickly established itself as a credible player in the car audio market. Launched in 2022, it operates with strong margins...

$320,000

$320,000

Cash Flow: $118,000

6+ Yr Old Wellness Brand | Strong Repeat Purchase Behavior | DTC + B2B

The business is a well-established Australian health and wellness ecommerce company specializing in herbal remedies, superfoods, and nutraceutical products. Operating primarily through a...

$750,000

$750,000

Cash Flow: $222,043

6+ Yr Old Swimwear & Accessories Brand | YoY Growth | High Margins

The business is a well established and profitable ecommerce brand within the lifestyle and swimwear space, offering a compelling turnkey opportunity for a new owner to step in and focus on growth...

$275,000

$275,000

Cash Flow: $154,222

UP TO $25K TOWARDS CLOSING Established Local Bar/Music Venue FOR SALE

Memphis, TN

UP TO $25K TOWARDS CLOSING COST IF WE CLOSED BY JUNE 1, 2026. MOTIVATED SELLER. Prime opportunity for someone looking to walk into an established business and hit the ground running. Seize the...

$159,900

$159,900

Highly Reputable Engineering Consulting Firm

Erie County, PA

History: This well-established engineering consulting firm has a rich history of providing exceptional services for several decades. Founded by industry veterans, the firm has built a strong...

$725,000

$725,000

Cash Flow: $237,557

Catering Business for Sale! New Buildout! Special Event Space!

Smyrna, GA

This is a rare opportunity to acquire a Catering Business for Sale! Operate as an event operator, or food production business and acquire a nearly completed, never opened commercial kitchen and...

$280,000

$280,000

Well-Established Ice Cream & Dessert Shop with Prime Location

Duval County, FL

This popular neighborhood ice cream and dessert shop has been delighting customers for over 15 years with a variety of frozen treats, beverages, and snack offerings. Located in a high-traffic retail...

$150,000

$150,000

Cash Flow: $28,666

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

Houston Metro

California

San Francisco Bay Area

Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

Atlanta Metro

Washington

Orlando Metro

Massachusetts

Kansas City Metro

Pennsylvania

Columbus Metro

Michigan

Philadelphia Metro Area

Virginia

Nashville Area

Ohio

Denver Metro

Maryland

Washington D.C. Metro

Utah

Cincinnati Metro

Minnesota

Las Vegas Area

Tennessee

San Antonio Metro Area


How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.