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Owner Financed Businesses For Sale

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Market Info
Stone Fabrication Shop & Installation Business

Arvada, CO

Stone Fabrication & Installation Business Stone fabrication and installation shop, specializing in granite, quartzite, quartz, and other premium stone materials. Located in Arvada, Jefferson County....

$750,000

$750,000

Established tractor, trailer Outdoor industrial parking and storaglots

REAL ESTATE INCLUDED

Columbia, SC

Jumbo PARKING and STORAGE is South Carolina’s largest tractor trailer boat, RV and HEAVY equipment secured outdoor industrial parking provider....

$24,999,999

$24,999,999

Cash Flow: $500,000

REAL ESTATE INCLUDED

Outdoor Cooking Retail Store For Sale

Washington County, UT

Calling all Grill Masters! Here is a unique opportunity to own a successful and exciting BBQ supply franchise in a desirable Southern Utah location! If you enjoy sharing your love of BBQ and want to...

$175,000

$175,000

Cash Flow: $42,488

Family Entertainment Center for sale

Soldotna, AK

Jumpin' Junction is the only indoor play place on the Kenai Peninsula with fun for the whole family; conveniently located between the cities of Kenai and Soldotna. We provide a range of activities for...

$430,000

$430,000

Established Dive Shop & Charter Business– Optional Seller Financing

Monterey County, CA

Rare opportunity to acquire a well-established, full-service scuba diving business located in the highly desirable Monterey Bay market. Positioned in one of California’s premier coastal destinations,...

$1,000,000

$1,000,000

Cash Flow: $316,000

High End Coral Gables Hair & Nails Salon

Coral Gables, FL

Full Services Salon, established many years. With a recent full upgrade of interiors. Well located on Ponce de Leon. Staffed with 5 Hairdressers; 1 Nail Tech; and a Salon Assistant and Front Desk...

$199,000

$199,000

Cash Flow: $16,000

T-H-U-M-A-N-N-S..P-R-O-V-I-S-I-O-N-S Thumanns ROUTE ...nets $3,150/wk

New York, NY

ROUTE SERVICES OF AMERICA, INC. - The Established SOURCE for the BEST Routes for Sale — over 5 DECADES of proven results. Thumann’s Provisions Route – EXCLUSIVE LISTING. Thumann’s Provisions Route…...

$579,000

$579,000

Cash Flow: $163,800

Fast Casual Mexican Street Food Taqueria - 2 locations

Houston, TX

This is an exceptional opportunity to acquire a fully equipped and profitable fast-casual taqueria operating across two Houston locations. One establishment is situated in Northeast Houston, offering...

$495,950

$495,950

Cash Flow: $360,591

Non-Emergency Medical Transport Business

Fort Wayne, IN

This niche medical transportation business serves primarily insurance-based clients in the Northeast Indiana market. The company specializes in non-emergency medical transport for patients requiring...

$225,000

$225,000

Downtown Bowling & Bar | $208K Cash Flow | Real Estate

Bristol, TN

EXCEPTIONAL ACQUISITION OPPORTUNITY: HIGH-MARGIN EATERTAINMENT VENUE WITH PRIME DOWNTOWN REAL ESTATE Step into one of the most lucrative and rapidly expanding sectors in the hospitality industry. We...

$845,000

$845,000

Cash Flow: $208,006

Active Freight Transportation Company – Seller Open to All Offers

Pickens County, SC

This is a compelling opportunity to acquire an established, revenue-generating transportation company with active routes, reliable drivers, and immediate cash flow. The business is currently operating...

$1,299,000

$1,299,000

Cash Flow: $210,000

SBA Pre-Qual eCom Brand | Engagement Rings & Fine Fashion Jewelry

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified consumer products brand with a specific focus on Engagement Rings, Wedding Bands and other fine diamonds and gemstones. This jewelry company was built 16...

$650,000

$650,000

Cash Flow: $221,750

High Volume Bar & Restaurant ABSENTEE OWNER

Clearwater, FL

SBA LENDER PRE-QUALIFIED WITH APPROXIMATELY $135,000 DOWN, REMAINDER OVER 120 MONTHS AT SBA RATES. MUST BE ABLE TO SHOW THE BROKER A MINIMUM OF $135,000 PRIOR TO ANY INFORMATION BEING RELEASED....

$1,195,000

$1,195,000

Cash Flow: $412,456

Turnkey Caribbean Adventure Sailing Charter in Vieques Puerto Rico

$295,000 - Vieques

$295,000

Vieques

SBA Pre-Qual Media & Digital Services Agency | Strong Social Following

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified Business operating 2 separate businesses. The first is a 20-year Media Company, and the second is an 11-year Branding Agency. These companies are...

$425,000

$425,000

Cash Flow: $160,672

Turnkey, open and ready to serve!

Poughkeepsie, NY

ESTABLISHED FOOD SERVICE OPPORTUNITY - PRIME COLLEGE MARKET LOCATION This 980-square-foot food service establishment at 11 Marist Drive, Unit 1, represents a proven business opportunity in...

$160,000

$160,000

Cash Flow: $102,400

Best Biz to Buy LLC Texas

Best Biz To Buy, LLC

Serving Dallas County, TX

Our staff has been brokering businesses since 1980 and have MBA's. All Business Brokers are Certified to ensure professionalism, competency and trust. We are here for you from Start to Finish. WE GET THE JOB DONE!!!

Contact Me >

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In-Home Personal Chef Business | Recession-Resistant | Low Overhead

South Bend, IN

Rare opportunity to acquire a fast-growing, service-based franchise in the booming senior care and wellness space. This is a turnkey, home-based business with recurring revenue, strong community...

$49,900

$49,900

Cash Flow: $20,000

Indian Grill Restaurant

Macomb County, MI

This is a great opportunity to own a vibrant Indian Restaurant in Macomb County. Established in 2021, this spacious 4,268 sq. ft. strip center restaurant features 120 seats and is located on busy road...

$125,000

$125,000

Full-Service Architectural Firm

This established full-service architectural firm has been delivering architecture, design, master planning, interior design, and construction documentation services for nearly 30 years. Headquartered...

$2,304,000

$2,304,000

Cash Flow: $596,364

Profitable Residential Cleaning Franchise Resale | Established Team

Cook County, IL

STEP INTO IMMEDIATE PROFITABILITY WITH THIS TURNKEY RESIDENTIAL CLEANING FRANCHISE Transform your entrepreneurial goals into reality with this established Chicago-area cleaning franchise that delivers...

$369,900

$369,900

Cash Flow: $147,771

Established Building Materials & Lumberyard Serving Northern WI & MN

REAL ESTATE INCLUDED

Douglas County, WI

This long-established building materials supplier and full-service lumberyard has served customers across Northern Wisconsin and Northern Minnesota for more than a century. The business operates from...

$6,400,000

$6,400,000

EBITDA: $1,058,438

REAL ESTATE INCLUDED

Established Bar & Restaurant with Real Estate Included – Northern MN

REAL ESTATE INCLUDED

Minnesota

This long-standing bar and restaurant has been serving its community since 1962 and operates from a 4,448 square foot standalone facility in Northern Minnesota. The business features a full-service...

$500,000

$500,000

Cash Flow: $144,879

REAL ESTATE INCLUDED

Profitable Residential Cleaning Franchise – Large NJ Territory

New Jersey

Immediate Cash Flow | Growth Ready | $139,900 Established residential cleaning franchise located in Long Valley, NJ, serving a large protected territory with strong household demographics and...

$119,900

$119,900

Cash Flow: $51,675

CNC Machine Shop Available

Ashtabula County, OH

Small Profitable CNC Machine Shop. Excellent Long Term Customers Skilled Long Term Employees(Programmers/Machinists)...

$275,000

$275,000

Cash Flow: $150,000

Established Business for 25 years! 80-90% Occupancy; 8.8% Cap Rate!

$1,300,000 - Hot Springs, NC

$1,300,000

Hot Springs, NC

New England Craft Contract Brewery and Taproom 20518

Boston, MA

Company is a well-established greater Boston-area, craft/contract brewery, beer packager, and taproom producing high quality beers. The company brews and packages beer for sale and distribution under...

$900,000

$900,000

Cash Flow: $281,296

Industrial & Automation Equipment Manufacturer

Riverside County, CA

Contact business broker for more information regarding this industrial automation system integrator. Since its inception in 1985, the business has been involved the ever-growing need for industrial...

$2,600,000

$2,600,000

Cash Flow: $656,000

New Thai Restaurant for Sale in Lee County $130K Seller's Earnings!

Bonita Springs, FL

This successful Sushi and Thai Restaurant for Sale is ready for a new owner! Boasting over $600,000 sales and six figure owner earnings over $200,000 , this business easily transistions to a new...

$195,000

$195,000

Cash Flow: $100,541

Long Established Asian Restaurant with Full Liquor License ($175K)

SBA LOAN ELIGIBLE

Berks County, PA

Established Asian Restaurant with Full Liquor License - Prime Commercial Location| $950 K buildout This well-established Asian restaurant has been serving Berks County since 2008, building a strong...

$800,000

$800,000

Cash Flow: $471,428

SBA LOAN ELIGIBLE

$3K/Day Casino Venue – $1M+ Potential Revenue + Owner Financing

Cypress, TX

This is a rare opportunity to acquire a fully built, turnkey casino-style entertainment venue located in Cypress, Texas, operating at the intersection of nightlife, hospitality, and experience-based...

$600,000

$600,000

Aviation Maintenance & Inspection Shop in Arkansas

Arkansas

Headquartered in Arkansas, this aircraft repair station provides industry-leading expertise in complex structural repairs and modifications. Serving corporate, charter, and government clients, the...

$4,500,000

$4,500,000

Cash Flow: $1,500,000

A Great Looking Place, Breakfast-Lunch only, and with Great potential!

Terre Haute, IN

This established breakfast and lunch restaurant presents a compelling investment opportunity in Terre Haute, Indiana, strategically positioned at the crossroads of US Highways 40 and 41. The business...

$425,000

$425,000

Highly Profitable Convenience Store in Prime Location - Decatur

Decatur, IL

The Opportunity: Own a high-traffic, recession-proof business that serves as the go-to hub for a vibrant, loyal community. This established convenience store and smoke shop has been a neighborhood...

$95,000

$95,000

Cash Flow: $85,500

Bus Tour Rental Company - $45K Profit - 15K Down Owner Financing

Pittsburgh, PA

This is a rare opportunity to acquire a highly specialized vintage transportation business serving Pennsylvania and the greater Tri-State region. The business generates approximately $102,000 in...

$250,000

$250,000

Cash Flow: $45,000

Turnkey Multi-Location Used Auto Dealership Group | GM in Place

Erie County, NY

Established multi-location automotive dealership platform with nearly 50 years of operating history, strong regional brand presence, and experienced management already in place. This is a rare...

$4,250,000

$4,250,000

Cash Flow: $1,100,000

Pre Owned Car Delaership for sale in Cleveland, GA

$499,000 - Cleveland, GA

$499,000

Cleveland, GA

Pain Medicine Physician – Practice Ownership Opportunity

New Castle County, DE

Opportunity to acquire an established, highly profitable outpatient pain management practice generating ~$3M in annual revenue. This is a rare opportunity for a pain physician or anesthesiologist...

Not Disclosed

Not Disclosed

EBITDA: $1,600,000

$531K Revenue Convenience Store – $100K SDE + Seller Financing

Corpus Christi, TX

This is a strong opportunity to acquire a well-established convenience store with consistent revenue, solid cash flow, and a loyal local customer base in Corpus Christi, Texas. The business generates...

$450,000

$450,000

Cash Flow: $100,000

SBA Pre-Qual eCom Apparel & Consumer Products Brand | 43% Repeats

Tampa, FL

WebsiteClosers® presents an SBA Pre-Qualified eCommerce Fashion Apparel & CPG Brand that has built a loyal following over more than 2 decades in business and continues a strong year-over-year growth...

$8,000,000

$8,000,000

Cash Flow: $1,866,274

Hospice for Sale – SoCal

Van Nuys, CA

Fully accredited hospice agency - priced at $295,000 This is a unique opportunity to acquire a Medicare-certified hospice agency located in Southern California, servicing a broad geographic service...

$295,000

$295,000

Well Established High Volume Event Center with Big Profits

Pasadena, TX

Imagine walking into your own stunning 11,000 square foot wedding venue in Pasadena, just minutes from downtown Houston. This isn't just any event space - it's a modern industrial gem that's been...

$650,000

$650,000

Cash Flow: $298,000

Massage Spa and Therapy Studio

Fairfax County, VA

Established over 15 years this thriving salon is ready for the next owner. Fully staffed....

$550,000

$550,000

Harbinger North Carolina Bimbo Thomas Entenmann’s Route for Sale

Harbinger, NC

Price: $191,545 – Weekly Sales: $12,753 This listing is for a Bimbo bread distribution route with a price of $191,545. The owner distributes a variety of bakery products produced by Bimbo Bakery to...

$191,545

$191,545

Cash Flow: $116,000

Very Profitable Auto Glass Repair/Replacement, HIGH PROFIT MARGINS

Clearwater, FL

***SBA LENDER PRE-QUALIFIED WITH $250,000 DOWN*** PROFITABLE auto glass replacement, repair and calibrations business with an ESTABLISHED and REPUTABLE full-service operation specializing in...

$1,900,000

$1,900,000

Cash Flow: $539,538

Mark Sullivan

KW Greater Columbus Realty / KW Commerci

Serving Franklin County, OH

Mark is the Commercial Director of Greater Columbus Commercial of The Sullivan Group at Keller Williams Greater Columbus. Keller Williams Greater Columbus is a top-performing brokerage in Columbus, OH, operating with about 318 agents covering all of your needs in both residential and commercial real estate. Seeking top professional representation in your next interest in buying or selling real estate, whether residential or commercial, contact the leaders in the industry.

Contact Me >

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East Central Indiana Branding & Promotional Products Franchise

Indiana

This East Central Indiana branding and promotional products franchise is available for acquisition. It serves its local business community. Operating under a recognized national franchise, the company...

$200,000

$200,000

Cash Flow: $84,937

SBA Pre-qualified: 20+ Year Amazon/eBay Custom-Fit Automotive Brand

Missouri

This established custom-fit automotive accessories business, operating for over 20 years, serves niche markets, including RVs, classic cars, and discontinued vehicle models. As an authorized dealer...

$650,000

$650,000

Cash Flow: $242,491

Kids Business Platform - Profitable Base + Significant Growth Upside

$1,200,000 - Chino Hills, CA

$1,200,000

Chino Hills, CA

Powder Coating & Cerakote Oven Manufacturer | $2.7M+ SDE

Illinois

This company designs and manufactures curing ovens and spray booths for the powder-coating, cerakoting, and related finishing industries. Founded in 2016 by an engineer-turned-entrepreneur with a...

$10,950,000

$10,950,000

Cash Flow: $2,773,001

Secure Your Future with High Retention Agency!

Ellicott City, MD

The Gold Standard of Agency Acquisition: $3.4M+ Exclusive Allstate Agency Available Now! Looking for more than just a book of business? Step into a high-performance, PRO-achievement Allstate agency...

$525,000

$525,000

Turnkey Burger & Wings Franchise in Prime Commercial Location

Bergen County, NJ

Turnkey Burger & Wings Franchise in Prime Commercial Location Established fast-casual franchise operating under a nationally recognized brand with strong customer loyalty and consistent performance....

$450,000

$450,000

Cash Flow: $225,000

Established High-End Residential Remodeling & Construction Company

Chester County, PA

Malvern, PA Area Asking Price: $2,475,000 Gross Revenue: ~$3,900,000 Cash Flow: ~$500,000 SBA Eligible With Strong Debt-Service Coverage Business Description This well-established residential...

$2,475,000

$2,475,000

Cash Flow: $500,000

Award Winning Kentucky Bourbon Tour Company for sale

Louisville, KY

Want a business that is fun, social, and profitable? This exciting and profitable Bourbon Tour Company is the perfect business. Take advantage of the exploding tourism market in Kentucky Bourbon...

$320,000

$320,000

Cash Flow: $91,674

Profitable Jewelry Retailer | $440K SDE | Inventory-Free Model

Contra Costa County, CA

This highly profitable Northern California jewelry retailer generates approximately $1.1M in annual revenue and $440K in Seller Discretionary Earnings while operating with a unique inventory-free...

$1,750,000

$1,750,000

EBITDA: $440,392

Thriving SouthEast Denver Restaurant plus Bar !

Arapahoe County, CO

Over $500k in leasehold improvements in 2025, POS, High end bar and LED TV, sound systems, prep table, refrigerator, ice machine, blenders, sealing machines, freezer, walk in cooler, furniture....

$280,000

$280,000

Cash Flow: $200,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

Houston Metro

California

San Francisco Bay Area

Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

Atlanta Metro

Washington

Orlando Metro

Massachusetts

Kansas City Metro

Pennsylvania

Columbus Metro

Michigan

Philadelphia Metro Area

Virginia

Nashville Area

Ohio

Denver Metro

Maryland

Washington D.C. Metro

Utah

Cincinnati Metro

Minnesota

Las Vegas Area

Tennessee

San Antonio Metro Area


How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.