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Owner Financed Businesses For Sale

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13 FedEx Ground Routes - Hartford, CT - Vehicle Financing

South Windsor, CT

FedEx Ground Routes for Sale: Well-established and highly profitable FedEx Ground routes. All routes are contiguous, making load sharing among routes efficient. Each business, which is comprised of...

$1,650,000

$1,650,000

Cash Flow: $558,566

Barbershops in two adjacent markets Northeast Florida

St. Johns County, FL

Two barbershops operate in adjacent, lively residential neighborhoods, both housed in modern retail centers with major anchor tenants and high-traffic frontage. The shops feature updated appointments...

$550,000

$550,000

Cash Flow: $65,000

Leading Commercial Sign Fabrication & Installation

Weber County, UT

This is a full-service commercial sign company specializes in the design, fabrication, permitting, and installation of premium metal signage for businesses across the state. Founded by experienced...

$1,280,000

$1,280,000

Cash Flow: $307,081

Floral Boutique, Retail & Café – Recurring Revenue

Southwestern, ON

A proven, multi-revenue retail brand with 66% repeat customers, diversified income streams, and fully systemized operations. Combining floral design, boutique retail, and café operations, this...

$990,000

$990,000

Cash Flow: $277,000

Powerhouse Cheese Shop (REDUCED)

New Haven County, CT

Step into a rare opportunity to own a beloved neighborhood institution, a 50?year?old gourmet shop on a lively plaza just off the highway and steps from a bustling university. In 868 square feet, this...

$169,000

$169,000

Cash Flow: $165,000

Well-Established Coffee House

Henderson, NV

A well-established neighborhood coffee shop with excellent reviews, serving freshly brewed espresso drinks, handcrafted specialty beverages, and a selection of light pastries and sandwiches in a...

$195,000

$195,000

Cash Flow: $31,109

Established Residential Irrigation Business For Sale

Union County, NC

This opportunity involves acquiring a proven irrigation services operation with stable demand and a history of repeat customers. The business benefits from consistent inbound work, supported by...

$99,000

$99,000

Profitable Optical Store For Sale

Oakville, ON

Imagine stepping into your own profitable optical practice in one of Oakville's most desirable locations. This well-established optical store has been serving the community for 12 years, building...

$198,000

$198,000

Cash Flow: $120,000

Established Gate and Garage Door Business with Excellent Reputation!

Scottsdale, AZ

Established Gate and Garage Door Business with Excellent Reputation! This well-established automatic gate and garage door service business presents a rare acquisition opportunity in Scottsdale's...

$349,000

$349,000

Cash Flow: $133,691

High-Growth E-Commerce Gaming Table Brand | $838K Revenue

Kings County, NY

LISTING ID # 36812 High-Growth E-Commerce Gaming Table Brand | $838K Revenue | $189K SDE | Drop-Ship Model Rapidly growing e-commerce retailer specializing in luxury, custom gaming tables, including...

$565,000

$565,000

Cash Flow: $189,416

SBA Pre-Qualified: 18-Year-Old Coupon Platform | Recession-Resilient

South Carolina

Launched in 2008, this coupon and deal-finding platform helps families save money on groceries and everyday purchases. This is a wonderfully run business with an 18-year history and a stellar team. It...

$1,515,000

$1,515,000

Cash Flow: $432,811

High-Cash-Flow Auto Repair Shop – $800K Revenue | $172K SDE

Cayce, SC

High-Cash-Flow Auto Repair Shop – $800K Revenue | $172K SDE | 4 Bays | Scalable to $1M+ — Established, highly profitable shop with a dominant local reputation, consistent 5-star feedback, and strong...

$475,000

$475,000

Cash Flow: $172,000

Established Local Tavern with Lottery & Property!

REAL ESTATE INCLUDED

Eugene, OR

Sale pending! Local Tavern for Sale: A 30-Year Legacy in the Community Discover an incredible opportunity to own a well-established tavern that has been a beloved fixture in the community for over 30...

$1,200,000

$1,200,000

REAL ESTATE INCLUDED

Window tinting/custom wraps/custom audio/ accessory shop

$999,999 - Deerfield Beach, FL

$999,999

Deerfield Beach, FL

$199K Turnkey Diner — Strong Cash Flow + $100K Financing

Cuyahoga County, OH

Step into a proven cash-generating breakfast and brunch operation that delivers immediate profitability and long-term wealth building potential. This 40+ year established diner transforms your...

$199,000

$199,000

Cash Flow: $140,838

Profitable Tavern & BBQ Restaurant | Turnkey + 4COP License!

Polk County, FL

Profitable Tavern Minutes from Disney Step into ownership of a well-established, full-service tavern located just 15 minutes from Walt Disney World. Positioned in a high-growth area with strong...

$1,000,000

$1,000,000

Cash Flow: $126,369

Vested Business Brokers, Ltd

Vested Business Brokers, Ltd

Serving Suffolk County, NY

GO TO VESTEDBB.COM AND CLICK ON REGISTER AND GET ACCESS TO THOUSANDS OF BUSINESS LISTINGS FOR SALE-MANY WITH OWNER FINANCING WATCH OUR REGISTRATION VIDEO TO LEARN HOW TO UNLOCK YOUR SUCCESS! COPY AND PASTE THE LINK BELOW FOR A FREE MEMBERSHIP https://www.vestedbb.com/free-member-page.html Nathan Goldstein, Chief Executive Officer, founded Vested Business Brokers in January 2000. At that time Nathan was a successful Wall Street investment banker who participated in helping to raise over one billion dollars to fund various projects. However, a number of the deals Nathan hoped to bring to fruition fell apart because of the disparity between the financial information principals were claiming, and the factual financial information uncovered during due diligence. It just was not possible to create parameters in advance that could help in predetermining the veracity of the financials of any deal that was up for consideration. This was because there was no way to compare the financial reporting of a company seeking investment against the reported financial data of existing companies of the same type. There simply was no database in existence at the time that contained this "comparable information," and it was Nathan's desire to create one that led to the birth of Vested Business Brokers.

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Established Construction Company - New York, NY

New York, NY

This established construction company represents a premier opportunity in the New York metropolitan market, operating successfully for two decades with demonstrated expertise in educational...

$2,500,000

$2,500,000

2 Established Hotels on Same Lot, Queens, NY

REAL ESTATE INCLUDED

Flushing, NY

THIS SELLER WILL ONLY SPEAK WITH BUYERS WHO ALREADY OWN OR HAVE SUCCESSFULLY PURCHASED HOTELS IN THE PAST. This is a highly discreet listing for TWO hotels being sold together. This listing is for...

$59,900,000

$59,900,000

Cash Flow: $4,650,000

REAL ESTATE INCLUDED

16 FedEx Linehaul Routes - Kansas City, MO - Vehicle Financing

Kansas City, MO

Asking Price: $1,175,000 in outright cash, plus the possible $1,450,000 in vehicle financing (Total Purchase Price: $2,625,000). FedEx Linehaul Routes for Sale: Well-established and highly profitable...

$2,625,000

$2,625,000

Cash Flow: $522,523

2 Profitable Charleys Franchise Locations – Stuart & Melbourne, FL

Brevard County, FL

Two established Charleys Philly Steaks franchise locations in Stuart and Melbourne, Florida, offered together as a turnkey package for an experienced operator or multi-unit franchisee. Both stores are...

$475,000

$475,000

Cash Flow: $220,000

Campground and Store located in the Heart of the Sierra!

REAL ESTATE INCLUDED

Portola, CA

Please DO NOT contact the business or its owners directly. Contact the Listing Broker to obtain an NDA and Buyer profile. Listing Broker will coordinate a meeting with the owners. Transform your...

$499,000

$499,000

Cash Flow: $20,000

REAL ESTATE INCLUDED

$48K SDE Lakefront Vape & Smoke Shop | Low Rent | High Traffic

Whitmore Lake, MI

This is a rare opportunity to acquire a highly rated, profitable vape and smoke shop located in a prime lakefront setting. It is the only shop in town with a beautiful water view, attracting steady...

$85,000

$85,000

Miami Hair & Nails Salon Reduced for Quick Sale

Miami, FL

Nice Family Beauty Salon, offering Nails & Hair Services. Located in a Calle Ocho Shopping Plaza with Free Parking. Staffed with (3) Nail Techs on Rental & (1) Stylist on Commission. Low Rent $1,900....

$34,999

$34,999

Prime Spring Hill QSR Franchise – Busy Commercial Way Retail Corridor

Spring Hill, FL

Well-established Charleys Philly Steaks franchise located along the highly traveled Commercial Way corridor in Spring Hill. This quick service restaurant (QSR) benefits from strong brand recognition,...

$285,000

$285,000

Cash Flow: $49,000

Custom Audio/remote Start/alarms/window Tinting/accessory Shop

$650,000 - Detroit, MI

$650,000

Detroit, MI

Gas Station with Property in Frederick County MD

Frederick County, MD

Gas Station with property for JUST $1.3M in Frederick County? Usually Gas stations with property easily cost over $2M in Maryland...... Correct.... This is why this is "Value-Add, Pro-Forma"...

$1,300,000

$1,300,000

$160K+ SDE | Profitable Drywall & Painting Business | Built to Scale

Destin, FL

$160K+ SDE | $509K Asking Price Inbound Lead Engine. 12-Year Brand. Built to Scale Across the Gulf Coast. This is a rare opportunity to acquire a digitally-driven drywall & painting platform with a...

$509,000

$509,000

Cash Flow: $160,000

Pharmacy for Sale in Suffolk County NY

Suffolk County, NY

LISTING ID # 35482 Turnkey pharmacy for sale in Suffolk County, NY with consistent prescription volume of 60–70 scripts per day and all major insurance contracts in place. This established pharmacy is...

$490,000

$490,000

Cash Flow: $180,000

Established Multi-practice Law Firm with consistent revenue and growth

Kent, WA

Calling all attorneys looking to acquire a well-established, multi-practice law firm with over 20 years of operating history in Kent, Washington. Founded in 2005, the firm has built a strong...

$450,000

$450,000

Cash Flow: $182,000

Oilfield Logistics Services Company | Multi-Revenue St

Riverton, WY

This established Wyoming-based logistics and environmental services company has operated continuously since 2014, serving the oil and gas sector through diversified revenue streams and strategic...

$750,000

$750,000

Cash Flow: $130,000

Chocolate Business for Sale in Hudson County, NJ

Hudson County, NJ

LISTING ID # 27957 Longstanding and profitable chocolate business for sale. Wide variety of chocolate products produced on site, along with many custom made possibilities. Sale includes three...

$85,000

$85,000

Cash Flow: $150,000

2 Award Winning Facial-Bars plus two opportunities

DuPage County, IL

Unique investment opportunity offering immediate revenue from two established, profitable stores, with expansion potential through the rights to build 2 additional locations. Facials in 30 Minutes. A...

$400,000

$400,000

Cash Flow: $74,782

Flowers Bakery Route – $419,000 - West Palm Beach

West Palm Beach, FL

Flowers Bakery Route PRICE: $419,000 West Palm Beach - Palm Beach County Depot in Riviera Beach ------------------------------------------------------------ Flowers Bakery is one of the largest...

$419,000

$419,000

Cash Flow: $156,310

Profitable Boutique Personal Training Facility-South Florida

Parkland, FL

Highly respected private fitness and personal training studio with a long-standing reputation for results, client retention, and personalized coaching. This established operation has been serving the...

$463,000

$463,000

Cash Flow: $181,735

Healthcare Related Business for Sale in New York

Nassau County, NY

LISTING ID # 37163 This established, 40 plus year company specializes in high-end, niche home-care equipment - premium lift chairs, specialty beds, and related mobility products. With a growing aging...

$500,000

$500,000

Cash Flow: $110,000

Established Tex-Mex Restaurant - - Owner Financing

$395,000 - Alexandria, VA

$395,000

Alexandria, VA

Profitable Facial Bar with Two Expansion Territories

Cook County, IL

Facials in 30 Minutes. A rare opportunity to own an exclusive modern facial bar revolutionizing skincare with efficient, results-driven treatments in just 30 minutes. Designed for busy individuals who...

$150,000

$150,000

Cash Flow: $42,341

Strong and Special Cafe and Catering

Chester County, PA

LISTING ID # 34237 Looking to invest in a strong and successful catering business? Look no further than this long-established breakfast and lunch spot, which is now available for sale. This niche...

$375,000

$375,000

Cash Flow: $162,000

Profitable Pak Mail Franchise | 2 Locations | 30+ Years in Business

Fort Wayne, IN

This well-established Pak Mail franchise operation represents a premier shipping and packaging services enterprise serving the Fort Wayne market for over three decades. The business operates two...

$150,000

$150,000

Cash Flow: $31,239

PRICE REDUCED, Retail Vape and Smoke Shop Stores

Rare opportunity to acquire a well-established, multi-unit (over 20 stores) vape & smoke retail platform with 25+ years of market presence and a large, loyal customer base. 20+ retail locations...

$7,300,000

$7,300,000

Cash Flow: $1,700,000

Solar Platform — $4.2M EBITDA | $40M Revenue

Rare opportunity to acquire a scaled, profitable solar platform with institutional-grade infrastructure in the Mid-Atlantic Overview Leading fully integrated solar installation and origination...

$20,000,000

$20,000,000

EBITDA: $4,200,000

Reputable Family-Owned Interior Design Business

Omaha, NE

Established in Omaha in 1977, this respected interior design studio offers full-service residential and light commercial design, including space planning, custom window treatments, furniture...

$195,000

$195,000

Cash Flow: $101,981

Boutique Gym SBA Approved | Established Recurring Revenue

Charleston County, SC

Established boutique fitness studio specializing in personal training and small group sessions, located in an affluent area of Charleston. The business has built a strong brand over 10+ years,...

$72,500

$72,500

Cash Flow: $52,644

Minority Equity Stake - $7M Auto Reconditioning Business

Harris County, TX

Here is an opportunity to acquire a minority ownership stake in a high-volume, full-service automotive reconditioning business. The company delivers end-to-end mechanical, body, and cosmetic services,...

$1,100,000

$1,100,000

Cash Flow: $692,371

Dominic Serra

Aria Business Advisors

Serving Oakland County, MI

We make business acquisition simple. Our experienced team of sell-side business brokers offers in-house valuation, legal, and consultation services for middle-market businesses. Aria is unique in that we provide a full suite of services in house that save our clients time and money up front. The Aria team brings decades of experience delivering results and closing high-ticket deals, and as experienced business owners ourselves, we know every business transaction is unique – let us do all the heavy lifting.

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Interior Design & Layout and Purchasing Agents

Boston, MA

With more than three decades of experience, this established interior design and procurement firm has built a reputation for delivering high-end, turnkey interiors to a loyal base of commercial...

$515,000

$515,000

Cash Flow: $166,150

B2B Office Layout and Furnishings with Installation Services

Omaha, NE

Presenting a well-established, vertically integrated commercial furniture procurement and installation business. The Company primarily serves the Omaha metropolitan area with both regional and...

$1,050,000

$1,050,000

Cash Flow: $288,372

Midtown Social & Midtown Hall | Turnkey Restaurant, Cocktail Lounge, E

$700,000 - Chester County, PA

$700,000

Chester County, PA

Residential Glass Company with Strong Local Demand

Omaha, NE

This locally trusted specialty glass business has been serving the greater Omaha metro area for over 3 decades! The company focuses primarily on residential glass services, which make up the majority...

$450,000

$450,000

Cash Flow: $122,001

Structural Engineering with Niche in Manufacturing Clients

Philadelphia, PA

This is a structural engineering firm offering a range of services including structural design, analysis, investigation, and forensic evaluation, with a niche in supporting manufacturing clients on...

$1,100,000

$1,100,000

Cash Flow: $290,272

Behavior Change Science Consulting Firm

Dallas, TX

This company has offered behavior change science solutions, consulting, research development, professional training, and software as a service licensing services since 1997. The company’s client base...

$1,495,000

$1,495,000

Cash Flow: $953,818

Structural & Civil Engineering Firm with Multiple Locations

Houston, TX

Specializing in bridge design, transportation engineering, construction engineering support, and vertical structural design, serving public infrastructure and private sector projects across multiple...

$4,825,000

$4,825,000

Cash Flow: $1,323,855

Downtown Spokane Speakeasy For Sale

Spokane, WA

Established downtown Spokane Craft Cocktail bar with a speakeasy vibe. The rent listed is all in, the only other cost is $150/month for parking. Great opportunity for an owner/operator that is fluent...

$500,000

$500,000

Well Established Computer and Cell Phone Business

Denver, CO

Well-established dual-location computer and cell phone repair business serving the Metro Denver area since 2019. This family-owned service company has built a strong reputation as the exclusive...

$130,000

$130,000

Cash Flow: $45,000

Established Beauty Salon For Sale – Excellent Location, Ready for New

Newark, DE

Turn-key beauty salon located in a highly desirable and growing area of Newark, Delaware. This modern, fully equipped salon offers a clean, stylish setup with multiple stations, shampoo bowls, dryers,...

$130,000

$130,000

Cash Flow: $55,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

States

Metro Areas

Arizona

Houston Metro

California

San Francisco Bay Area

Colorado

Austin Metro Area

Florida

Miami-Fort Lauderdale Area

Georgia

Sacramento Area

Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

Atlanta Metro

Washington

Orlando Metro

Massachusetts

Kansas City Metro

Pennsylvania

Columbus Metro

Michigan

Philadelphia Metro Area

Virginia

Nashville Area

Ohio

Denver Metro

Maryland

Washington D.C. Metro

Utah

Cincinnati Metro

Minnesota

Las Vegas Area

Tennessee

San Antonio Metro Area


How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.