Financial Services

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Insurance Office for SaleWell established 20+ years Insurance office for Sale!!
Insurance Office for SaleWell established 20+ years Insurance office for Sale!!

Orange, CA

We are looking for someone to buy a well established small agency with office. The office is located in Orange County, CA. Looking to sell soon, owner will carry for right candidate. Owner is primarily interested in the welfare of clients and continuation of the office location. This is a turnkey business ready for some new energy to come in and help it grow! Did you know? Owning a Farmers® agency has been called The Best Small Business Opportunity in America.®

CPA Firm for Sale - Single Partner FirmGrowing CPA Firm for Sale in Phoenix, Arizona - Single Partner firm
$2,483,200 Cash Flow: $970,746 Seller Financing
CPA Firm for Sale - Single Partner FirmGrowing CPA Firm for Sale in Phoenix, Arizona - Single Partner firm

Phoenix, AZ

A well run single partner CPA firm with consistent growth, full staffing compliment, and principal willing to transition over a 2 to 3-year period is available for sale. This high margin firm has roughly 30% in consulting, 25% in tax, 20% in bookkeeping, 15% compilations and 10% review work. This longstanding firm has developed several niches within certain industry segments that continue to provide high margin work and growth. The principal reviews all work leaving the office but spends much of his time networking within the industry niches to continue the consistent growth it has achieved during its operational tenure. The current staff completes all of the daily work flow. Principal would love to take 2-3 years to transition the relationships while continuing his aggressive growth strategy. He will consider a negotiated position if the buyer desires. The cash flows stated above are from the last full year of collected revenue (2017). 2018 is already $30,000 ahead of last year through April 30th. A conservative estimate has the firm collecting $1,950,000 in 2018.

Turn-key Insurance BrokerageHighly-profitable, growing book of business
$699,900 Cash Flow: $269,131
Turn-key Insurance BrokerageHighly-profitable, growing book of business

Orange County, CA

Business focus is on Medicare insurance options. Firm is appointed with a number of insurance companies and offers numerous carriers and products to give clients freedom of choice. Buyer candidate must have Medicare Certifications with all the firm's carriers in order to be considered. Company doesn't charge clients for services but receives commissions from the insurance companies. Product lines include Medicare Advantage, Supplement and Drug insurance. Large base of current business is an excellent platform upon which to continue to expand.

Established Tax And Accounting Firm Now AvailableUniquely Customer-Centered, Profitable Operation
Cash Flow: $483,000
Established Tax And Accounting Firm Now AvailableUniquely Customer-Centered, Profitable Operation

AZ

This acquisition opportunity offers a uniquely customer-focused tax and accounting firm that specializes in helping businesses and individuals maximize their profits by minimizing their taxes through proper, strategic planning. The company is located in the southwest region of the U.S. and is between 15 and 20 years old. Revenues and profits have grown significantly in the past 3 years and 2017 revenues are $984,700. The seller owns the facility and it is also for sale.   To see the full listing, including the company's story, studio-quality video, an owner Q&A, financial documents and more call Bryan Smyth

The Kayak of credit card processing - Price reduced to sell fastKayak of credit card processing - Motivated sellers
$4,999Seller Financing
The Kayak of credit card processing - Price reduced to sell fastKayak of credit card processing - Motivated sellers

Los Angeles County, CA

Slashmyfees is a platform for businesses to receive instant credit card processing quotes from multiple processors. We're rated 5 Stars by our customers. We are an affiliate page for processors, not the processor. This platform can be used for loans, cryptocurrency processing, etc. We've partnered with 8 companies and offer no long term contracts and guaranteed savings. You'll be purchasing the name, web domain and the algorithm which populates instant fee quotes for your customers. the site also comes with an upload feature for customers to upload their credit card statements statements. We've lowered to price to sell fast!! Don't miss out on this!!

Salt Lake City Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Salt Lake City Financial Franchise80% customer repeat. State Licensed Customers. B2B

Salt Lake City, UT

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Milwaukee Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Milwaukee Financial Franchise80% customer repeat. State Licensed Customers. B2B

Milwaukee, WI

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Omaha Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Omaha Financial Franchise80% customer repeat. State Licensed Customers. B2B

Omaha, NE

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

St. Louis Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
St. Louis Financial Franchise80% customer repeat. State Licensed Customers. B2B

Saint Louis, MO

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Portland Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Portland Financial Franchise80% customer repeat. State Licensed Customers. B2B

Portland, OR

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Albuquerque Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Albuquerque Financial Franchise80% customer repeat. State Licensed Customers. B2B

Albuquerque, NM

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Phoenix Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Phoenix Financial Franchise80% customer repeat. State Licensed Customers. B2B

Phoenix, AZ

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Raleigh Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Raleigh Financial Franchise80% customer repeat. State Licensed Customers. B2B

Raleigh, NC

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Miami Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Miami Financial Franchise80% customer repeat. State Licensed Customers. B2B

Miami, FL

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Hampton Roads Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Hampton Roads Financial Franchise80% customer repeat. State Licensed Customers. B2B

Norfolk, VA

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Atlanta Metro Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Atlanta Metro Financial Franchise80% customer repeat. State Licensed Customers. B2B

Atlanta, GA

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Denver Metro Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Denver Metro Financial Franchise80% customer repeat. State Licensed Customers. B2B

Denver, CO

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call 888-560-5501 or visit www.usafranchiseopportunities.com for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

OSHA Compliance/Safety ServicesHistory of Cost-Effective Safety Svcs. for Fortune 500 to Small Biz.
$395,000 Cash Flow: $192,000
OSHA Compliance/Safety ServicesHistory of Cost-Effective Safety Svcs. for Fortune 500 to Small Biz.

Toms River, NJ

"Safety Consulting Firm - Established. 32 yrs. SERVICING THE TRI-STATE (NY, NJ, CT). This is a full service safety/OSHA compliance consulting firm, providing its clients with analysis of operations, evaluation of potential risk exposures, and development of business strategies to minimize the exposures cost-effectively. They handle everything from OSHA Compliance to workers comp claims mitigation. The owner has created a strong brand over the past 32 years while consulting for varies companies from mid-sized to Fortune 500. He has pared down the business over the past few years due to health concerns, but employers seeking OSHA support continue to call and become clients. He is ready to transition out of the business, but is willing to offer a lengthy training/transition period of approx. 6 months or more to aid in client retention. In the past year (2016) the business grossed approx. $281,540, a 15% increase over the previous year (2015), with a net cash flow of approx. $192,000. 2015 revenue exceeded 2014 by 20%. Current year is on track for approx. a 15% increase in gross (approx. $320,000). This is well documented through P&L's, bank statements, etc. All clients pay by check and 2/3 of clients are under contract. The business sale price is $395,000, with a $240,000 down payment. We are seeking a serious and financially qualified buyer with at least $240K in liquid funds and a CSP license. If you meet the criteria, please call or email Tony Piniat now at (908) 322-2720 or ajpiniat@revelationsafety.com."

Tax Service FranchiseGreat Seasonal Business!
$99,000 Cash Flow: $37,783
Tax Service FranchiseGreat Seasonal Business!

Detroit, MI

Great opportunity to own a well established tax service franchise in Detroit. This location was opened in 2003 and continues to provide a great service to the community. Sellers are completely absentee and still manage to generate $37,783.00 in cash flow for the 2018 tax season. The cash flow was generated in less than four months, from January to April 15th. New owners can be present to increase profits by cutting payroll, and to increase sales by getting involved in the community. Current manager will stay on board with new owners if needed. Transfer and training fee is $5,000.00.

Jackson Hewitt Franchise For Sale Colorado25% Increase in Clientel 2018 Tax Season
$85,000
Jackson Hewitt Franchise For Sale Colorado25% Increase in Clientel 2018 Tax Season

Trinidad, CO

This franchise opportunity is located seasonally within Wal-Mart in Trinidad, CO. We have built a good repoire with staff and client base. We get clients from New Mexico as well since there is not another JH close by. There are not many tax professionals in his area and the clients are looking for good service. I'm selling because I live 80 miles from this location and have another location 72 miles in the opposite direction from where I live and this is located. My husband and I just purchased our first ranch and I need to be available to help him more, running 2 offices makes that difficult. The company is providing opportunity to draw clients in with pretax planning based on new tax law changes. I feel these new tax laws will bring clientele in who normally prepare their own as they will want to make sure they understand the new tax laws. There is a huge need for accounting and payroll in this area as well. We have had several business contact us regarding additional services. It's currently only open Dec 27 through April 15, however, with purchase, you can talk to JH about opening a store front if you choose. Net profit is after paying 1 manager $12 k for the season and 1.5 part time staff members. If buyer can work themselves, profit could be even better for 3.5 months work.

2Revenue Generating Insurance Agency For SaleTurnkey Business Available
$25,000
Revenue Generating Insurance Agency For SaleTurnkey Business Available

DuPage County, IL

With Farmers: • $10,000 start up bonus • Monthly quarterly and yearly bonuses available • Established book of business with flexibility of moving the office location • A business that can stay with your family for generations • True ownership not a franchise!

Lincoln Business Brokerage For Sale Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling
$25,000Seller Financing
Lincoln Business Brokerage For Sale Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling

Lincoln, NE

Lincoln / Omaha business brokerage priced at cost allowing the new owner to ease into it without a major upfront investment. This business is a leader in a high demand field that succeeds in all economic and seasonal times. Business owners will always need to sell his or her business in a confidential manner. This Lincoln / Omaha brokerage is totally turnkey with training / support / certification with an automated leads systems that generates as many inbound leads as you can handle.   This brokerage covers all of area codes 402 / 308 with a primary coverage area of metro Lincoln / Omaha. There are roughly 70,000 businesses in this territory and 10% of businesses have an interest in selling now or within the next 12 months. The average commission per sale is $52,000. This business brokerage is highly lucrative and fun – yes there are lucrative businesses that are fun.   Don’t wait any longer – get immediate access to the entire summary & prospectus at   www.businessbrokersforsale.com   --------------------------------------------

Wichita Business Brokerage For Sale Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling
$25,000Seller Financing
Wichita Business Brokerage For Sale Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling

Wichita, KS

Wichita business brokerage priced at cost allowing the new owner to ease into it without a major upfront investment. This business is a leader in a high demand field that succeeds in all economic and seasonal times. Business owners will always need to sell his or her business in a confidential manner. This Wichita brokerage is totally turnkey with training / support / certification with an automated leads systems that generates as many inbound leads as you can handle.   This brokerage covers all of area codes 316 / 620 with a primary coverage area of metro Wichita. There are roughly 45,000 businesses in this territory and 10% of businesses have an interest in selling now or within the next 12 months. The average commission per sale is $52,000. This business brokerage is highly lucrative and fun – yes there are lucrative businesses that are fun.   Don’t wait any longer – get immediate access to the entire summary & prospectus at   www.businessbrokersforsale.com   --------------------------------------------

Providence Business Brokerage Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling
$25,000Seller Financing
Providence Business Brokerage Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling

Providence, RI

Providence business brokerage priced at cost allowing the new owner to ease into it without a major upfront investment. This business is a leader in a high demand field that succeeds in all economic and seasonal times. Business owners will always need to sell his or her business in a confidential manner. This Providence brokerage is totally turnkey with training / support / certification with an automated leads systems that generates as many inbound leads as you can handle.   This brokerage covers all of area code 401 with a primary coverage area of metro Providence. There are roughly 35,000 businesses in this territory and 10% of businesses have an interest in selling now or within the next 12 months. The average commission per sale is $52,000. This business brokerage is highly lucrative and fun – yes there are lucrative businesses that are fun.   Don’t wait any longer – get immediate access to the entire summary & prospectus at   www.businessbrokersforsale.com   --------------------------------------------

New Orleans Business Brokerage Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling
$25,000Seller Financing
New Orleans Business Brokerage Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling

New Orleans, LA

New Orleans business brokerage priced at cost allowing the new owner to ease into it without a major upfront investment. This business is a leader in a high demand field that succeeds in all economic and seasonal times. Business owners will always need to sell his or her business in a confidential manner. This New Orleans brokerage is totally turnkey with training / support / certification with an automated leads systems that generates as many inbound leads as you can handle.   This brokerage covers all of area codes 504 / 985 with a primary coverage area of metro New Orleans. There are roughly 60,000 businesses in this territory and 10% of businesses have an interest in selling now or within the next 12 months. The average commission per sale is $52,000. This business brokerage is highly lucrative and fun – yes there are lucrative businesses that are fun.   Don’t wait any longer – get immediate access to the entire summary & prospectus at   www.businessbrokersforsale.com   --------------------------------------------

Reno Business Brokerage For Sale Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling
$25,000Seller Financing
Reno Business Brokerage For Sale Generating Unlimited Inbound LeadsMake $300K + Per Year without ever cpold calling

Reno, NV

Reno / Carson City business brokerage priced at cost allowing the new owner to ease into it without a major upfront investment. This business is a leader in a high demand field that succeeds in all economic and seasonal times. Business owners will always need to sell his or her business in a confidential manner. This Reno / Carson City brokerage is totally turnkey with training / support / certification with an automated leads systems that generates as many inbound leads as you can handle.   This brokerage covers all of area code 775 with a primary coverage area of metro Reno / Carson City. There are roughly 30,000 businesses in this territory and 10% of businesses have an interest in selling now or within the next 12 months. The average commission per sale is $52,000. This business brokerage is highly lucrative and fun – yes there are lucrative businesses that are fun.   Don’t wait any longer – get immediate access to the entire summary & prospectus at   www.businessbrokersforsale.com   --------------------------------------------

20,000 client life insurance agency20,000 plus client Life Insurance agency focusing on the Senior Market
$3,500,000
20,000 client life insurance agency20,000 plus client Life Insurance agency focusing on the Senior Market

Ash Township, MI

25-year-old captive final expense agency specializing in products for the senior market. Unique distribution system that is duplicatable. High profit margins. We have developed a unique, duplicatable distribution system that is a proven success in the senior market. Our methods for recruitment of agents, combined with unique training systems provide a platform for high agent performance. Our product line provides our agents with the ability to satisfy the unique medical and life insurance needs of the senior market. The combination of unique recruitment methods, effective product lines, and niche marketing provides an attractive high volume of revenue with impressive margins. Gross revenue in 2017 of nearly $3 million. Experienced staff. Principal may be willing to remain with the operation for a negotiated period of time. Please Call Ernest Thompson at 734-552-4700

Farmers Insurance AgencyEstablished Farmers Insurance Agency in Fair Oaks, CA
$201,000Seller Financing
Farmers Insurance AgencyEstablished Farmers Insurance Agency in Fair Oaks, CA

Fair Oaks, CA

The local agent is retiring and looking to sell their book of business to a qualified and motivated buyer in the fourth quarter of 2018. • Agency has 1,395 Policies in Force and generates roughly $118,000 in residual commissions. • Established in community for 40 years. • Generate an income of up to $190,000 in the first year and $300,000 in the fifth year. Potential owners must be licensed or willing to obtain insurance licensing within 30 days. This is an incredible opportunity with exceptional cross-sell potential for growth!

Established web business.. $24k in cloud mining contracts only $16kMake $30 to $50 per day. You do no work. Only withdrawl Money
$16,000 Cash Flow: $12,000
Established web business.. $24k in cloud mining contracts only $16kMake $30 to $50 per day. You do no work. Only withdrawl Money

Las Vegas, NV

You would be purchasing my lifetime cloud mining contracts which I have purchased through Minergate for a total of roughly 24,000. The cloud contracts consist of 61 different contracts that were purchased starting Jan 25 of this year through just a couple of weeks ago. Here is the total investment and the total return as of todays date. Invested $23955.75 36618 H/s Returned ($5811.01) This number changes daily as the payout of .22 XMR comes daily. You can use this to reinvest, or you can save it and cash out when the token is at a high price which could double your money, or you could save it and make money when it forks off.... Why am I selling? I am going to need a surgery although it is nice to have $30 to $50 per day the hospital is going to want their money now so I don't have much choice but to let it go to someone can benefit from the daily income All you do is log in and check it... I do it about once a week now to make a withdrawl... I cash it in on something like Poloniex trading, or hitbtc and then move it into my bank account. Whole thing takes about an hour or two to learn . If you don't already know how cryptocurrencies are used. If you do you likely wouldn't need any training... Just to change the user name and password on the account. If you would like me to send you daily reports please send an email to me at oklahomadirect@aol.com and I'll be happy to do it. I can't list them here because they won't allow me to list this many characters. There is nothing needed to run this business except your computer. The work has already been done over the past several months.. My loss due to medical is your gain. I am taking nearly a $10.000 loss. Nobody could recreate what I am offering at the kind of pricing I am offering at.

Well-established, Profitable Accounting Firm for SaleProfitable Business in Beautiful Sunny Florida!
$725,000 Cash Flow: $157,320 Seller Financing
Well-established, Profitable Accounting Firm for SaleProfitable Business in Beautiful Sunny Florida!

FL

LONG STANDING, well established and profitable accounting firm in beautiful South Florida is looking for a buyer to continue its success and take it to the next level of profitability! Complete turn-key full-service CPA in business and at the same location for over 30 years! Selling business and real estate as a package. Booming, high traffic location on main street very close to the beach makes this an ideal location for growth. Highly reputable business built with great history, solid customer base and substantial repeat and referral business. Business has over 750 active individual and corporate accounts. Performs an array of services such as strategic tax planning, tax preparation, estate planning and financial statements. Very easy operation with loyal staff. Uses industry standard DrakeSoftware® tax preparation products. Perfect for an existing accounting firm looking to expand! Seller is willing to train buyer for a seamless and successful transition. Secure your future today and don’t miss out on this GEM!

Franchise RestaurantBest Franchise Restaurant
$175,000 Cash Flow: $71,000
Franchise RestaurantBest Franchise Restaurant

Hernando County, FL

This amazing and well-established Franchise store in Brooksville Florida is truly a once in a lifetime opportunity. Occupying a prime location in a high traffic plaza surrounded by an upscale neighborhood, the spacious 2,000 SQFT and 27 seats store nets over $100,000 a year. Attractive lease terms include a monthly rent of $5,134 with 2% annual escalation over the next 3 years and an option for an additional 5-year extension. Opened as a new location in 2016, this store already has earned an excellent reputation and established customer base. Franchise is extremely supportive and helpful. Current owners have to sell to accommodate significant personal life changes. Their new transition plans create a unique business opportunity for you! For more information please contact: Tima Bella Baychorova Buying / Selling a Business or Commercial Property Florida Licensed Business, Commercial & Real Estate Broker INTEGRITY BUSINESS BROKERS 433 Central Ave Suite 201 St. Petersburg, FL 33701

2Farmers Insurance Agency - Instant RevenueOwn & Run a Farmers Insurance Agency with Training & Support
$230,000 Cash Flow: $65,000
Farmers Insurance Agency - Instant RevenueOwn & Run a Farmers Insurance Agency with Training & Support

Denver, CO

This is an opportunity to purchase an up and running Farmers Insurance agency with a client base already in place. Insurance is one of the most consistent business models in today's changing economy. Insurance provides a recession proof product that is required by law to own. With the backing and guidance of a multi-billion dollar brand name, the potential for growth is limitless. This is an opportunity to take over an up and running agency with a fully furnished and turnkey office if desired. Interested buyer will need to be able to show $25k of liquid assets in order to qualify as a potential candidate with Farmers Insurance. There are financing options available to qualified buyers. There is an extensive training and on-boarding process for those that are coming from another industry in order to help get you off to a fast start. If this is something you'd be interested in I would be happy to setup a time to talk more about it.

$6000+ Week. 2-5% Expenses, A+ Rated. People Call You! Home BasedCash Cow. Home Based. Proven, No Overhead; No Employees. Support.
$3,997 Cash Flow: $270,000
$6000+ Week. 2-5% Expenses, A+ Rated. People Call You! Home BasedCash Cow. Home Based. Proven, No Overhead; No Employees. Support.

Estero, FL

https://dreamworldtravelclubs.com/ Wholesale Discount Travel is Hot! And it sells itself. A one time $3997 investment allows you to make $6000+ a week over and over again like clock work with only 2-5 % marketing costs. People call you! Home Based. High End Hot Travel Consumer Service. NOT MLM; Not Gifting; Not a Pyramid. No Schemes or Scams. A real Deal. A+ Rated BBB. References. Endorsed. Attorney Run. Please watch the video enclosed. Deep Six Figures when you get going. Your telephone activity moves the prospect to join by leading them, with the many tools we have. You really do not sell them. Call Steven at 425-260-6420 EST. We realize this post looks "too good to be true." I can assure you this is 100% accurate and all is verifiable. You just need to do your due diligence. Complete proof is available, just ask for it to be sent to you.

Turnkey... Two Jackson Hewitt Locations for Sale!!!Turnkey... Two Jackson Hewitt Locations for Sale!!!
$120,000 Cash Flow: $68,822 Seller Financing
Turnkey... Two Jackson Hewitt Locations for Sale!!!Turnkey... Two Jackson Hewitt Locations for Sale!!!

New York, NY

- Over 1,200 clients -High Population Density -Minutes to the train and buses. -Both territories are prepared for business. -Tax school in Progress with enrolled students!!! -A combined 30+ years staff experience in Tax Preparation. Getting the biggest refund possible makes everyone happy. Our friendly and knowledgeable Tax Pros love digging through the complexities of the tax code to find each and every credit and deduction our customers have coming. We're obsessed with accuracy, and our integrity is second to none.

Open to forming partnership-Leading NY Residential MORTGAGE BROKEROpen to Forming Partnership-Leading NY Residential Mortgage Broker
$850,000 Cash Flow: $350,415 Seller Financing
Open to forming partnership-Leading NY Residential MORTGAGE BROKEROpen to Forming Partnership-Leading NY Residential Mortgage Broker

Nassau County, NY

Consistently recognized as a top mortgage broker nationally. Strong network of referral partners generate business from the city to the east end. Licensed with offices in Long Island, the Hamptons and Florida, too. Loan officers located throughout LI, Westchester, Queens and Palm Beach.

2National Tax Office for SaleLiberty Tax Office
$108,000
National Tax Office for SaleLiberty Tax Office

Mercer County, PA

Liberty tax has been trusted by millions of people since its inception in 1997. Founded by John Hewitt, the only individual to win two awards in Entrepreneur Magazine for his efforts in creating two separate National Franchises, has created a system to help any individual with an entrepreneurial spirit to thrive in their own business. Liberty Franchisees receive ongoing marketing and operational support and already have brand awareness thanks to a national system of over 4000 offices. Accounting Today named Liberty Tax® to its "Top Tax Firms" list from 2010 through 2014. Liberty Tax Service® has been ranked as one of the top franchise opportunities on Entrepreneur magazine’s annual Franchise 500 every year from 1998 to 2017. Liberty Tax Service® is the only tax franchise on the Forbes magazine's "Top 20 Franchises for the Buck" (2012).

Profitable Agency Available-Farmers InsuranceSuccessful 30-year Farmers Agency for Sale!
Seller Financing
Profitable Agency Available-Farmers InsuranceSuccessful 30-year Farmers Agency for Sale!

Schaumburg, IL

Agent retirement announcement opens the door for a qualified insurance professional to take over a profitable thriving suburban business. Interested candidates must be fully licensed in Illinois and have experience in commercial lines as well as property and casualty insurance to assume the ownership of this ongoing business. The agency is well placed in the Northwest suburban Chicagoland market. It’s a turn key opportunity for a seasoned insurance person to establish themselves in a successful ongoing business enterprise affiliated with a major firm in the insurance industry, Farmers Insurance Group of Companies. If you have a proven background in building and managing a business venture, the desire to build and grow a residual income business opportunity and self-Motivated this may be just what you're looking for!

Structural Engineering FirmStructural Engineering Firm
$925,000 Cash Flow: $358,450
Structural Engineering FirmStructural Engineering Firm

Edmond, OK

This structural engineering firm has been in existence for four decades. Today it serves some of the leading companies in the Midwest and about 80% of the workload is from repeat clients. The owner is not in a hurry to leave and is willing to work with the buyer for an undetermined period of time to ensure proper transition of relationships and the continuation of projects. This is a very profitable business showing a 45% margin in 2016. This company would be an excellent addition to an existing firm or would be an incredible opportunity for an individual buyer too.

Existing Farmers Agency OpportunityResidual Income and Equity
Existing Farmers Agency OpportunityResidual Income and Equity

San Bernardino County, CA

We are looking for someone to step in and take over established Book of Business in the Ontario, CA area. New Business Bonus Program Available $10,000 Office Start Up Bonus Available Sign on Bonuses for Bi-Lingual & Military Candidates Quarterly Life Growth Bonus Opportunity Quarterly Profitable Growth Bonus Opportunity Annual Commercial Growth Bonus Opportunity Achievement Clubs and Travel Awards Instant Agency Equity and Ability to Sell Full Training and Support Provided Residual income stream Agencies Available: (Ontario) PIF: (Policies in Force) 745 - $76,000 Total Commission (2017) Asking Price: $50,000 (East Riverside County) PIF: (Policies in Force) 878 - $116,000 Total Commission (2017) Asking Price: $116,000 (Rancho Cucamonga) PIF: (Policies in Force) 731 - $108,000 Total Commission (2017) Asking Price $108,000 (North East Orange County) PIF: (Policies in force) 422 - $54,000 Total Commission (2017) Asking Price $54,000 (Ontario) PIF: (Policies in Force) 897 - $120,000 Total Commission (2017) Asking Price $120,000 Candidate Requirements: • Pass background Check (credit, criminal, driving record) • Minimum of $50,000 in liquid assets seasoned 60 days in the bank • Have or acquire a P&C, Life & Health Licenses (We can guide you through this) • Farmers branded Office Location • For more info contact: Oscar Castaneda 909-605-0300 ocastaneda@farmersagent.com

Profitable Tax & Insurance Business With 140 Monthly Paying CustomersProfitable Tax & Insurance Business With 140 Monthly Paying Customers
$32,000
Profitable Tax & Insurance Business With 140 Monthly Paying CustomersProfitable Tax & Insurance Business With 140 Monthly Paying Customers

Chino, CA

Wow!!! Huge opportunity for you to own your own insurance and tax services business in the heart of Chino. You can expand and conquer this market. Currently they have about 140 monthly paying customers. Also, you are buying 750+ warm past clients who have done business with this company before, allowing you to re-connect with them to offer your services. Nice looking office with great space and layout for you to take over. Desks ready for your employees to start working and making money on day 1 of opening. The space size is about: 900 square feet and they are only paying: $1,000 on a month to month basis. The seller's loss is your gain, with the right marketing strategy and aggressive follow up to their past clients you can acquire new clients. Don't wait, contact the listing agent now.

Build your own legacy, be your own boss Top National Insurance Agency$3.5 Million Book! 88% Retention. Wow!!!!
Build your own legacy, be your own boss Top National Insurance Agency$3.5 Million Book! 88% Retention. Wow!!!!

Chicago, IL

Densely populated Chicago, established National insurance provider agency is well known in the community. Step right in & enjoy immediate cash flow with an established team • 88% retention rate with advanced premium • Ownership of the economic interest in the book of business • Potential to own multiple locations! • Brand-name recognition from a Fortune 100 company • Comprehensive education program. • Co-op marketing program and marketing materials • Customizable SEO Website • Business development team support • An exciting awards and recognition program that rewards you for achieving business objectives.

Professional Check Cashing StoreHighly Profitable | Attractively Priced | No Experience Required
$190,000 Cash Flow: $100,000
Professional Check Cashing StoreHighly Profitable | Attractively Priced | No Experience Required

North Haven, CT

This professional franchise check cashing business is very attractively priced. It is the closest thing to having your own neighborhood branch bank. It has a bank look and feel, and offers a full menu of financial services to the "un-banked" or "under-banked" customer. Services include check cashing, money orders, wire transfer, electronic bill payment, gold, and gift-card buyback program. This professionally run store has a profit margin close to 50%, being offered at a very attractive price. Have a 401k or IRA? Use it to buy this business with NO tax penalties. Take advantage of the Seller's successful track record, web presence, advertising, social media, and local marketing. And enjoy the franchisor's wealth of proven marketing resources, marketing knowledge, operating systems and support.

Professional Check Cashing StoreTremendous Opportunity | Attractively Priced | No Experience Required
$50,000 Cash Flow: $35,000
Professional Check Cashing StoreTremendous Opportunity | Attractively Priced | No Experience Required

Hartford, CT

This professional franchise check cashing business is very attractively priced. It is the closest thing to having your own neighborhood branch bank. It has a bank look and feel, and offers a full menu of financial services to the "un-banked" or "under-banked" customer. Services include check cashing, money orders, wire transfer, electronic bill payment, gold, and gift-card buyback program. This professionally run store has a profit margin close to 50%, being offered at a very attractive price. Have a 401k or IRA? Use it to buy this business with NO tax penalties. Take advantage of the Seller's successful track record, web presence, advertising, social media, and local marketing. And enjoy the franchisor's wealth of proven marketing resources, marketing knowledge, operating systems and support.

Professional Check Cashing StoreHighly Profitable | Firmly Established for 27 Years | No Experience Required
$150,000 Cash Flow: $85,000
Professional Check Cashing StoreHighly Profitable | Firmly Established for 27 Years | No Experience Required

Philadelphia, PA

This professional franchise check cashing business is very attractively priced... having been in operation for 27 years. It is the closest thing to having your own neighborhood branch bank. It has a bank look and feel, and offers a full menu of financial services to the "un-banked" or "under-banked" customer. Services include check cashing, money orders, wire transfer, electronic bill payment, gold, and gift-card buyback program. This professionally run store has a profit margin close to 50%, being offered at a very attractive price. Have a 401k or IRA? Use it to buy this business with NO tax penalties. Take advantage of a long successful track record, web presence, advertising, social media, and local marketing. And enjoy the franchisor's wealth of proven marketing resources, marketing knowledge, operating systems and support.

Copy Of: Denver Metro Financial Franchise80% customer repeat. State Licensed Customers. B2B
$25,000
Copy Of: Denver Metro Financial Franchise80% customer repeat. State Licensed Customers. B2B

Denver, CO

This unique factoring franchise services where cash is truly king. This Commission Advance service provides real estate professionals with immediate cash flow by converting receivables (Real Estate Commissions) to cash. Commission Express is the oldest and largest provider of this service in the country. This territory offers a large network of Real Estate Agents and Brokers, many who have already used Advance Services. Exceptional income margins and an easy to run operational profile with an 80% repeat business, customers are state licensed. White collar 5 day work week Commission Express has 60+ offices and has been in business for over 26 years. Commission Express has working relationships with most major real estate companies in the country. Please call or visit online for more information. For training, you will come to Fairfax, Virginia where we teach you how to buy earned but unpaid real estate sales commissions (accounts receivable) at a discount. We provide initial training and ongoing training through our National office and our on-line support, webinars and annual conferences. Our proven underwriting system is designed to enable you to buy accounts receivable with minimal risk. Our National office is available to provide guidance and assist with underwriting. We teach you how to purchase financial assets from willing sellers where both parties benefit.

Student Loan-Cash Cow!Loan business-Booming!
$169,000 Cash Flow: $136,750
Student Loan-Cash Cow!Loan business-Booming!

Houston, TX

This business can help millions of Americans with student loan debt! Ask just about anybody and they either have student loan debt or know someone close to the struggling with it. This business can help the student lower their payment dramatically, usually by 50% or more depending on their particular situation. Great systems in place!

Accounting - Bookkeeping - Software Support FirmGreat Opportunity in a Beach Town!
$489,000Seller Financing
Accounting - Bookkeeping - Software Support FirmGreat Opportunity in a Beach Town!

San Diego County, CA

A well-established 17-year old San Diego County non-certified outsourced CFO, accounting, bookkeeping and software support services company. The client list runs the gamut of sole proprietors to professional LLC’s to large corporations. Most clients are on a signed retainer, monthly automatic payment basis; there is virtually no accounts receivable.

Farmers Insurance Agency for SaleFarmers Insurance Agency For Sale
Farmers Insurance Agency for SaleFarmers Insurance Agency For Sale

Saint Charles County, MO

We have multiple agencies for sale as well as Retail opportunities within our District. We are looking for capitalized candidates who are interested in being in business for themselves.

Independent Financial Management FirmThis firm in Eastern Iowa has been working with individuals and businesses for 2
$1,750,000 Cash Flow: $613,516
Independent Financial Management FirmThis firm in Eastern Iowa has been working with individuals and businesses for 2

IA

This Independent Financial Management Firm for sale in Eastern Iowa has been working with individuals and businesses on investment and retirement planning for 26 years. With their dedicated staff and independent status, the company has set themselves apart from branded agencies by placing a strong focus on what is best for their customer. With over 1,000 clients, the business has grown through word of mouth, workshops and educational dinners. The business is located in a well-maintained 2,800 square foot building in a larger metropolitan area.

TURN_KEY, INTERNET BASED Merchant to Consumer Finance-remote manageProfitable, stable merchant/customer financing company-scalable
$990,000 Cash Flow: $278,366 Seller Financing
TURN_KEY, INTERNET BASED Merchant to Consumer Finance-remote manageProfitable, stable merchant/customer financing company-scalable

El Cajon, CA

Global Check Services Inc (GCS) GCS was founded in 1994. Since that time Global Check has created and patented their B2C financing system called “ARC90”. ARC90 is an alternative to typical instant-decision finance programs. It’s designed for use by a merchant in their store or on their website for customer purchase financing up to $3,500. The platform is designed to increase a merchant’s profit by facilitating more sales at a n attractively low cost to the merchant compared to other options. It operates through an internet portal, as a SAAS platform. The platform renders an immediate decision and sets a spending limit, similar to a credit line in traditional terms, for the customer to make a purchase. ARC 90 enables a merchant to take payment for products or services via a series of account debits for up to 12-months. From the merchant's perspective this is a short-term alternative to a credit finance program. GCS does not check the customer's credit with the standard reporting agencies. ARC90 is itself a credit matrix based on several months of consumer activity. It is designed to give average income earners a better option to their credit card, a loan, or lease. It gives stores the ability to sell a more profitable item for the same payments the customer would otherwise make for less expensive and/or lower profit margin sales, thus enhancing the merchant’s overall bottom line profit. The customer is assigned spending limits through a qualification process. The application process is much easier than the typical credit application. In most cases they fill out a short, on- line form, and within a minute are given their approval status. The effective rate charged for their purchase is lower than most credit-based systems. This gives GCS an advantage over most other customer financing options for merchants. The alternatives today are typically either FICO score decision-driven with revolving interest rates of 29.9%, or an instant-decision lease at up to 100% effective rates. GCS offers the most affordable solution and is very easy to understand. There are no hidden fees, charges or surprises for the customer. GCS offers consumers an alternative to traditional instant-financing for purchases. The platform utilizes a non-FICO score-based decision matrix to facilitate short-term lending. This allows merchants to make more B2C sales that may otherwise be lost due to a lack of financing options for which their customer will qualify. It's designed to facilitate consumer purchases with payments of up to a year in length. It accomplishes this by examining recent account activity associated with income and day to day living. The system utilizes over 30 parameters ranging from overall economic conditions in their locale to the customer's own level of financial responsibility to create a “spending limit” as opposed to a “credit limit” without looking at the major credit bureaus, using a social security number or doing a hard or soft credit pull. This isn't a ‘no credit check’ program, simply an alternative to FICO score credit determinations. It is not a rent to own, or one of the many variations meant to gouge a consumer who may have less than an ideal FICO score. It's not for people who don't pay their bills either. The 3-major bureaus have 7 or more years of history which is fine for loans extending over long durations. This proprietary system is much more efficient for determining a consumer’s current financial ability and is an accurate alternative for shorter term loans. The GCS system looks at the last few months of bank/employment activity and makes a fair assessment of the individual's financial position. Technically this is not a bank loan and doesn’t charge the customer traditional “interest”. The customer makes a first payment of 15%-25% of the purchase amount as a ‘down payment’. There is a one-time, per-sale fee of $35.00 assessed to the customer. The merchant is charged a discount rate(the fee as percent of the sale amount), to guarantee the payments and this discount rate is passed through to the customer automatically during the sale process. The store is actually charging the customer interest in the pass-through process. Most consumers appreciate the low, fixed -rate provided by the merchant. The rate is not customer specific or arbitrary, and it is better than the average credit card rate today. It is far less expensive than any instant-decision lease or rent to own program. The rate charged to the store is based on the duration of the payment plan. Three or six months is 9%. Nine months is 12%, and 15% is for a year. These rates apply to every customer that gets approved with no variation. In addition, if the customer pays off their balance within the first 90 days the discount is waived entirely, resulting in a “90-days, same as cash” incentive scenario. No other fees are added in to get this benefit. Thus far the benefits explained mostly affect the customer. A low rate, early pay off without fees, and a fair rating of their financial strength. Although we provide these benefits it still needs to appeal to the store owner. The merchant can easily see form the illustration that a lower rate is a huge benefit to them. With the high effective interest rates charged by the instant credit and instant approval leasing programs, it’s extremely compelling to offer this program to their customers. If a person is qualified for a $1000.00 purchase and the instant credit company is charging a revolving rate, it is typically 29.99% or the highest revolving rate allowed by most states. If a customer makes the minimum payment, the final payment on the $1000 purchase occurs at + 30-years. In the case of an instant decision lease where the company is charging 80% effective interest in a factored rate, the customer is going to make around $1800.00 in payments. For the same $1800.00 in payments they would qualify for about a $1550.00 purchase with GCS. The merchant can sell more items for the same payments. Looking at the below figures and tables it becomes crystal clear. These illustrate a typical rent to own lease where the customer is paying 80% over the price of the item to rent it for a year. In all cases it's assumed the payments are made for the entire year without any early pay off. The figures given are based on data at the time and using the same requirements of: No NSF activity in the customer’s primary bank account, with consistent deposit and payment activity, and steady employment. The components are indicative of a ‘safe customer’, or low risk, with no financial or money management issues. The value in GCS at the asking price is less than a 4x multiple of Net Profit, yet most of the intrinsic value is evidenced in the many years of development of the proprietary systems, software and coding as listed in the Intellectual Property (I.P.), of the company. As a result, the company has a consistent >5% default rate. This is among the lowest for any type of consumer financing, industry-wide. Because of the proprietary nature of this I.P., all prospective purchasers will be required to sign an NDA agreement before examining any additional operational information or financial records (*please see the I.P. description and list attached below). GCS has operated profitably since inception. There is no debt, and the Operating Income has been consistent, and positive over the past years. The entire company runs on a 5-person team of 2 underwriting analysts, and 3-customer service representatives. It has minimal equipment, no CRE and can be operated from any location remotely or relocated to suit the purchaser. There are approximately 1800 merchants enrolled in the platform currently, and at least 20% can be considered extremely active, while the balance ranges from intermittently active to inactive users. The marketing budget has been nominal (> 3% of annual gross revenues) and the sales force has been run using an Independent Sales Office (I.S.O.) model since inception. The opportunity to scale this company is limited only to the marketing and sales investment allocation. The program has wide appeal and is easily adapted in a merchant’s place of business, on their website ass a link, and now available in an e-commerce checkout cart code. The opportunity to purchase GCS is available as a result of health issues which have severely limited the founder, developer and owner of this private company from continuing to manage the day to day business. He will make contractual commitments with the purchaser to provide transitional consulting for up to 1-year, and also has current employees familiar with the company and the process that will consider continuing their employ with the new owner. This company has operated profitably since inception. There is no debt, and the Operating Income has been consistent, and positive over the past years. The entire company runs on a 5- person team of 2 underwriting analysts, and 3-customer service representatives. It has minimal equipment, no CRE and can be operated from any location remotely or relocated to suit the purchaser. There are approximately 1800 merchants enrolled in the platform currently, and at least 20% can be considered extremely active, while the balance ranges from intermittently active to inactive users. The marketing budget has been nominal (> 3% of annual gross revenues) and the sales force has been run using an Independent Sales Office (I.S.O.) model since inception. The opportunity to scale this company is limited only to the marketing and sales investment allocation. The program has wide appeal and is easily adapted in a merchant’s place of business, on their website ass a link, and now available in an e-commerce checkout cart code.The opportunity to purchase GCS is available as a result of health issues which have severely limited the founder, developer and owner of this private company from continuing to manage the day to day business. He will make contractual commitments with the purchaser to provide transitional consulting for up to 1-year, and also has current employees familiar with the company and the process that will consider continuing their employ with the new owner. INTELLECTUAL PROPERTY (IP) 1. Loan Decision Matrix s SOFTWARE & SYSTEMS (PROGRAMMING C/XBASE) 1. Internal Processing a. Customer Application b. Decision Logix - checking account verification c. Cost of Living, local economy, variables are programmed in the matrix d. National-in all 50 states (HI and NY are difficult) e. Identities Govt. /Military Pay – easiest to verify f. Internet Security – Behind Firewall g. Financial Conditions are included in matrix h. Scans Bank Statements then converts them into XML format, and scans for “Attorney at Law”, variations in paycheck amounts, and other unusual activity i. Employer Amounts/Spikes/drops/unusual deposits or payments, ETC. ALL UNUSUAL ACTIVITY TRIGGERS A MANUAL REVIEW 2. Merchant features a. Merchant E-Commerce Link – “Final Checkout” needs to have a confirm number b. Merchant Web Site Link – Customers can apply on website c. Proprietary – Videos/Merchants and Customer 3. Customer features Automated application online. The opportunity to purchase GCS is available as a result of health issues which have severely limited the founder, developer and owner of this private company from continuing to manage the day to day business. He will make contractual commitments with the purchaser to provide transitional consulting for up to 1-year, and also has current employees familiar with the company and the process that will consider continuing their employ with the new owner.


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