New York, NY
? VERIFIED PROFITS — 100% REAL NUMBERS The photo you see? That’s the actual Manhattan outdoor location — netting $2,000+ every single month, fully verified by processor reports. This isn’t a “maybe.”...
$41,000
Cash Flow: $2,000
Banking and Loan Businesses For Sale
Industry Info
ATM Business For Sale in NYC Nightclubs! ROI $1000-$4000 Monthly
2
56 Year-Old Land Development and Finance Company
Georgia
This rural land development company is a profitable, debt-free land development and owner-financing company serving Georgia, South Carolina, and Tennessee since 1969. This turnkey operation...
$13,500,000
Cash Flow: $2,000,000
Pawn Shop Loan Business Gold Buying Jewelry Owner Financing
St. Louis County, MO
“ Exclusive Opportunity Asking Price: $339,000 This includes the right to transfer ownership of license with FF & E. Inventory: Not Included-This will eliminate one of the variables for the...
$339,000
Asset SaleStrategic Partnership Opportunity Manufactured Housing Loans
A specialized financial services business focused on providing financing solutions for manufactured homes on land and mobile homes in parks across multiple states. We’ve built a strong reputation for...
Not Disclosed
Auction
Value-Add Former Bank + Drive-Thru
Farmville, NC
Online auction: January 26-28, 2026
- Off I-587 | Corner signalized intersection
- Former Bank of America with a drive-thru
$150,000 starting bid
26
Start-upOwn one of the only franchised consumer loan companies in the US
Recently featured in Franchising Magazine, KeyStone Financial offers a rare opportunity to break into the multi-million dollar personal loan lending market. If you are looking for a consumer finance...
$50,000
9
Start-upLoan Service Businesses FOR SALE ("TURN-KEY")
Are you looking to step into the financial services industry with a ready-made business? Are you looking to start generating 100K every month? The Potential is HERE Your search ends here! Discover a...
$5,000
2
Start-upFully Automated Online Lending Business
TURNKEY AUTOMATED ONLINE LENDING BUSINESS - LICENSING OPPORTUNITY Established fintech company offers turnkey licensing opportunity for a fully automated payday lending platform. This is not a...
$160,000
2
B2B Lending Company and Platform for Sale - Turnkey Opportunity!
Acquire this existing, historically profitable small-business financing (MCA) marketplace that helps entrepreneurs across the United States access a range of funding solutions via a streamlined online...
$248,000
Cash Flow: $422,560
Established ATM Route in Northern Colorado - $32K Cash Flow
Longmont, CO
Take advantage of a truly turnkey investment with this established ATM route operating along the highly trafficked I-25 corridor in Northern Colorado. The route features 32 strategically placed...
$134,995
Cash Flow: $32,710
FranchiseFranchise Venture Capital
Available in Multiple Locations
You Could Possibly “Make Millions” by Becoming a Managing Partner. Receive royalties, franchise fees and equity in National Franchises.
$150,000
Profitable Repossession Company with 16-Year Track Record in Savannah
Savannah, GA
Operating since 2009, this highly reputable repossession and asset recovery company has built a strong presence in the Southeast, servicing Georgia and South Carolina. The business specializes in the...
$925,000
Cash Flow: $180,000
Small Business Consulting Firm & Partnership
Holtsville
Discover an Exciting Opportunity to Build Your Own Consulting & Advisory Business Imagine running a business that empowers small and mid-sized companies—the most overlooked yet promising segment in...
$25,000
Cash Flow: $209,493
Established Business Funding Franchise!
Houston, TX
Invest in Your Future: Resale Opportunity for Established Business Funding Franchise! Are you ready to step into the world of entrepreneurship with a proven business model? Here's your chance to take...
$15,000
Start-upDigital personal loans provider with instant access to funds
SoonLoan is a fully digital consumer lending platform providing small-ticket loans to creditworthy borrowers. We offer a more affordable and convenient alternative to cash advances and payday loans....
Not Disclosed
Start-upFully Automated Online Lending Business in Austin, Texas
Exclusive Austin Territory Opportunity This is an exceptional opportunity to purchase the exclusive Austin territory and gain access to our fully automated lending platform. Our system delivers a...
2
$160,000
Robert Beach
Procision Business Brokers
Serving Gloucester County, NJ
"YOUR BUSINESS IS OUR BUSINESS"
Contact me
Established Legal Funding Firm Looking for Partner
New York County, NY
$2,200,000
Residential Appraisal Firm (Cochise County, AZ) | VA/FHA Approved
Sierra Vista, AZ
$170,000
Mortgage Brokerage – 35+ Years, Multistate Licensing, 25+ Lender Contr
Bergen County, NJ
$125,000
Commission Advance for Realtors Franchise - NJ and NY
New York, NY
$700,000
Established Century 21 Franchise for Sale
Suffolk County, NY
$10,000
FranchiseSchooley Mitchell Cost Reduction
Available Nationwide
$100,000
Established ATM Route in DFW 2830
Tarrant County, TX
$70,000
Unique Opportunity - New York Commission Advance Firm
New York
$350,000
Real Estate & Private Lending Opportunity
Iowa
$995,000
Asset SaleManufacturing Equipment for sale
Union County, NJ
$150,000
Real EstatePrime real estate in Bristol RI
Bristol, RI
$3,470,000
Real EstateBank, Adult care and building with large parking lot
Philadelphia, PA
$2,800,000
Start-upMortgage Collateral Operations Management Platform
Not Disclosed
Buy or Sell a Lending Business
Banking and lending businesses sold on BizBuySell include a diverse range of financial entities that provide credit without being traditional banks. These include independent mortgage lenders and brokers who specialize in home loans, private lenders and hard money lenders offering flexible, often high-interest loans for real estate or startups, and business funding firms that connect borrowers with investors. Small fintech and online lenders, microfinance institutions, equipment and asset-based lenders, merchant cash advance and factoring companies also sell in this space.
If you are in the market to buy or sell a lending firm, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from banking and loan business for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.
Market Overview
|
Median Asking Price |
$287,500 |
|
Median Reported Revenue |
$156,919 |
|
Median Reported Earnings |
$197,870 |
|
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings. |
|
Lending Business Valuation Multiples
|
Range |
Revenue |
Earnings (SDE) |
|
Lower Quartile |
1.81 |
1.42 |
|
Median |
1.92 |
2.06 |
|
Upper Quartile |
2.14 |
3.23 |
|
Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price. |
||
Read the Report:
Loans & Lending Business Valuation Benchmarks
FAQs
How much does it cost to buy a lending business?
Prices vary depending on the size of the business listed, but the median asking price for loans and lending businesses is $287,500.
How much do lending business owners earn?
Loans and lending business owners report median annual owner earnings of $197,870. These figures are based on businesses that have listed their annual seller's discretionary earnings.
How do I value a lending business?
Valuing any financial services business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the local market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among lending firms listed for sale range from 1.81 to 2.14, with the median at 1.92. Earnings multiples range from 1.42 to 3.23, with the median at 2.06. These values suggest the average lending business in the U.S. may sell for around 1.92 times its annual revenue, and 2.06 times its annual owner’s earnings.
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