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Owner Financed Businesses For Sale

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Market Info
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Franchised Juice Bar - Murrieta/Temecula Area - 100% Employee Run

Riverside County, CA

Great opportunity to acquire a well-established, 100% absentee owned and 100% employee operated, franchised juice bar in very desirable and upscale Murrieta/Temecula Area, County of Riverside. Please...

$125,000

Cash Flow: $78,897

$125,000

Cash Flow: $78,897

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High-Margin Auto Parts Drop-Shipping | Made in USA | Preferred Pricing

Virginia

This mostly automated e-commerce business specializes in automotive parts & accessories. It operates on a 100% drop-ship model and requires only 10-15 hours per week of owner involvement. Founded in...

$875,000

Cash Flow: $277,641

$875,000

Cash Flow: $277,641

High-Growth Opportunity – Profitable Hardcore Fitness Gym

El Cajon, CA

This established Hardcore Fitness gym is a turnkey opportunity for an entrepreneur or investor looking to step into a profitable and growing business. With a loyal membership base, strong community...

$525,000

EBITDA: $187,000

29

$525,000

EBITDA: $187,000

AutoBody Shop: $300K annual cash flow, Turn Key with Room to GROW

Windham County, VT

Confidential Auto Body Shop for Sale – Vermont Price: $650,000.00 Rent: 3 NET, $6,000.00 month Cash Flow: $300,000 (Annual) Facility Size: 7,500 sq. ft. Owner owns complex and there is a growth...

$575,000

Cash Flow: $325,000

$575,000

Cash Flow: $325,000

Established Restaurant Turn Key Ready

REAL ESTATE INCLUDED

Lake Havasu City, AZ

For Sale: Harleyz and Hot Rodz – Lake Havasu’s Premier BBQ & Live Music Destination! Own a piece of Lake Havasu nightlife! Harleyz and Hot Rodz, a well-established and locally loved restaurant and...

$1,699,000

Cash Flow: $600,000

14

$1,699,000

Cash Flow: $600,000

REAL ESTATE INCLUDED

Retail Pharmacy in Oklahoma City - prime location

Growing pharmacy located in the heart of Oklahoma city currently working with a growing number of doctors, NP, and PAs. Low overhead and potential to grow. This pharmacy has a solid 3 year growth plan...

$450,000

Cash Flow: $110,000

$450,000

Cash Flow: $110,000

Thriving Toy Business with Walmart and Amazon sales

New York, NY

This established educational toy brand has been operating since 2017, offering magnetic construction sets designed to promote creative and STEM-based learning for children. The business sells through...

$88,000

Cash Flow: $45,000

3

$88,000

Cash Flow: $45,000

Private Label Product Retailer

Meridian, ID

Located in Meridian, Idaho, this long-standing retail and product distribution business has been consistently operating since 2011. The business sells a well-known line of branded consumer accessories...

$155,000

Cash Flow: $76,000

2

$155,000

Cash Flow: $76,000

Own the World’s Only Mobile Arcade Basketball Business in San Diego

San Diego, CA

Hoop San Diego is the original home of the world’s first *mobile arcade basketball trailer* — a fully self-contained, 16-foot interactive entertainment experience that brings the excitement of an...

$100,000

Cash Flow: $40,000

23

$100,000

Cash Flow: $40,000

Fast-Growing Charcuterie Business

Collin County, TX

If you're looking for a fun, fast-growing business with national brand recognition, this gourmet grazing board and catering concept is a standout opportunity. Located in Collin County, this...

$149,000

EBITDA: $40,000

$149,000

EBITDA: $40,000

Hvac Service & Repair: Midwest Lennox Dealer Since 1920 | $780k Sde

REAL ESTATE INCLUDED

Nebraska

The company, founded in 1919, is a premier HVAC provider servicing residential and light commercial clients in the Midwest. As the second-oldest Lennox dealer in the U.S., the company boasts a century...

$3,200,000

Cash Flow: $780,000

$3,200,000

Cash Flow: $780,000

REAL ESTATE INCLUDED

Booming, Established Frozen Yogurt Business

Lancaster, PA

Why Invest in This Opportunity? -Proven Product: Customers have shown they love the products and return time and time again after a first visit. -Highly Profitable: Business showed strong profits last...

$165,000

Cash Flow: $55,552

2

$165,000

Cash Flow: $55,552

Easy-Run Coin & Collectibles Store, Fully Remote

Orange County, CA

HIGHLIGHTS Unbroker FairVal™: $238,340 Established: 25+ Years Gross Sales (2023): $1,029,713 SDE: $88,155 Inventory (Not Included in Price): $350,000 Equipment Included: $1,649 Home-Based &...

$172,300

Cash Flow: $88,155

2

$172,300

Cash Flow: $88,155

Dump Truck Company

Cypress, TX

Dump Truck Company established with contracts in place with the biggest companies around Houston area....

$420,000

Cash Flow: $350,000

$420,000

Cash Flow: $350,000

Sam Saa

Metropolitan Restaurant Brokerage

Serving Fairfax County, VA

Metropolitan Restaurant Brokers LLC (MRB) is a leading restaurant business brokerage firm serving the Mid-Atlantic region including Virginia, Maryland, and Washington DC. As a business brokerage that is exclusively operating in the restaurant and food service business, MRB brings together the most qualified business buyers and sellers to successfully facilitate the purchase or sale of a restaurant or food service business. MRB has the resources to ensure the success of the entire transaction from assessment to legal, to financing, and beyond. And once your transaction is successful, MRB can help you find qualified resources to assist you in business and marketing plan development, space planning, equipment acquisition, and construction and renovation. If you need to value your business, we offer 3rd party business valuations. We are also uniquely qualified to assist with an owner's exit strategy from the business. Metropolitan Restaurant Brokers are specialists in buying and selling Restaurants and other food service businesses. We have negotiated dozens of business transactions for our clients. We are considered one of the foremost authorities on how to buy and sell a restaurant business in the Mid-Atlantic region. We have representatives that speak various languages as well as people who can assist obtaining B1, B2 visas.

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Successful Fully-Equipped Dry Cleaner

Portland, OR

Dry Cleaner with Organic Cleaning machine, Cissell High Tech 1-piece Shirt pressing equipment, full alterations equipment, and dressing room. Excellent lease in the Shopping Center. Large space with...

$119,000

Cash Flow: $79,000

$119,000

Cash Flow: $79,000

Amazon FBA Kitchenware Brand – $4.44K Avg Monthly Profit | 14% Margin

Austin, TX

U.S.-based Amazon FBA brand selling Latin-inspired kitchenware & pantry items with 14 SKUs and Amazon Brand Registry. 12-month averages: $32,092/mo revenue and $4,444/mo profit (~14% margin). Sales...

$142,197

Cash Flow: $53,328

2

$142,197

Cash Flow: $53,328

Established Mental Health Agency – $140K Cash Flow / Absentee-Run

Meridian, ID

Well-established, trauma-informed counseling and community mental health agency in Idaho’s Treasure Valley. The business serves 300–400 active clients each month through a skilled team of licensed...

$450,000

Cash Flow: $140,000

$450,000

Cash Flow: $140,000

Real Estate Investment Company | Section 8 Investments Market

Tampa, FL

WebsiteClosers® presents a Real Estate Investment Firm offering strategy and consultation in the field of acquiring undervalued properties, applying swift and efficient renovations, and reselling...

$6,500,000

Cash Flow: $2,057,058

$6,500,000

Cash Flow: $2,057,058

FedEx Routes for Sale <> St. Petersburg, FL

St. Petersburg, FL

*This opportunity is only open to existing FedEx Contractors* Take advantage of a rare opportunity to acquire a profitable FedEx delivery business with established operations in a high-demand Florida...

$809,000

Cash Flow: $201,037

$809,000

Cash Flow: $201,037

Profitable, Fast Growing Abilene Coffee Shop with Prime Real Estate

REAL ESTATE INCLUDED

Dallas County, TX

This well established retail coffee beverage business offers a compelling opportunity for an operator or investor seeking a well-located, turnkey operation with real estate included. Situated along a...

$1,650,000

Cash Flow: $112,807

$1,650,000

Cash Flow: $112,807

REAL ESTATE INCLUDED

Rare Opportunity: Vogue Featured Jewelry Brand With 2,000+ Retailers

Shelby County, AL

This is a rare opportunity to acquire a widely recognized and highly respected jewelry brand with established retail and wholesale operations. Founded by a female entrepreneur in 2012, the brand has...

$299,000

Cash Flow: $131,205

$299,000

Cash Flow: $131,205

Turn Key & Cash Flowing Vending Route w/ Latest Vending Technology!

Charleston, SC

ESTABLISHED VENDING MACHINE ROUTE - CHARLESTON METRO AREA This turnkey vending machine operation represents a fully established business opportunity in the Charleston metropolitan region, specifically...

$155,000

Cash Flow: $40,000

$155,000

Cash Flow: $40,000

Profitable and Well-Established Functional Medicine/Family Practice

Greenwood Village, CO

Year over Year Growth for 15 years Established Patient List High Growth Area of Medicine Highly trained and Tenured Staff No Insurance, Cash Pay Branding in Place Niche Medical Practice with High...

$495,000

Cash Flow: $590,000

$495,000

Cash Flow: $590,000

Custom Signage Business – High-Demand Market

Hunterdon County, NJ

This is a turnkey opportunity to acquire a fully equipped sign and graphics business with serious growth potential. Located in a commercial area along a main highway in Hunterdon County, the shop...

$90,000

Cash Flow: $20,000

$90,000

Cash Flow: $20,000

Toy Store 3.2k proft per month

New York

This established New York–based kids’ toy store has built a loyal customer base over the years — offering a curated selection of educational, creative, and sensory toys that parents love and kids...

$75,378

Cash Flow: $90,286

$75,378

Cash Flow: $90,286

High-Traffic Fast Casual Mediterranean Restaurant

Palm Beach County, FL

This is a well-established fast casual restaurant located in one of South Florida’s most desirable commercial areas. The business has built a loyal customer base and benefits from strong local...

$650,000

$650,000

Cooking Show Production Company

Nassau County, NY

This is a unique lifestyle network, website and sales platform. It provides education about food and cooking to over 72 million users on a web-based platform. Utilizing a state-of-the-art commercial...

$980,000

Cash Flow: $450,000

$980,000

Cash Flow: $450,000

U.S. Pet Care Amazon FBA Brand – $7.0K Avg Monthly Profit | 23% Margin

Beaumont, TX

Founded in 2021 "ZESTY PAWS" , this U.S.-based Amazon FBA brand operates in the Pet Care niche with a focus on calming and wellness products for pets. The business averages $30,256 in monthly revenue...

$210,281

Cash Flow: $84,108

$210,281

Cash Flow: $84,108

Profitable Family/Children Content Site w/ Amazon Storefront – $6.25K

Spring, TX

This is a 12-year-old content business in the Family, Home & Children niches, monetized primarily by display advertising, with additional revenue from Amazon Associates / affiliate and digital...

$243,736

Cash Flow: $75,000

$243,736

Cash Flow: $75,000

Turnkey Ecom Gear Store

Houston, TX

This profitable online motorsport accessories and gear business, established in 2021, offers over 165,000 SKUs through a streamlined drop-shipping model. Built on the BigCommerce platform, the site is...

$595,000

Cash Flow: $180,000

4

$595,000

Cash Flow: $180,000

Established Insurance Agency- Farmers Insurance

Temecula, CA

This is your chance to step into ownership of an established insurance agency with solid foundations, a loyal client base, and strong recurring revenue from steady renewals. With room for growth and...

$200,000

$200,000

Award Winning Online Fashion Brand + Storefront/$929K Rev/$120K Inv

Bertie County, NC

Step into ownership of an established, award?winning women’s fashion brand with a thriving e-commerce engine and a beloved local boutique presence. Founded in 2013, this business generates 80% of its...

$425,000

Cash Flow: $155,909

$425,000

Cash Flow: $155,909

Be Your Own Boss – $295K Entry, $400K+ SDE, Nearly $2M in Sales!

Hillsborough County, NH

Operate a proven, high-volume community favorite with decades of brand loyalty. This turnkey, easy-to-run restaurant and bar is fully staffed with strong local management and runs successfully under...

$295,000

Cash Flow: $400,000

2

$295,000

Cash Flow: $400,000

Turnkey Franchise for Sale - High-Growth Opportunity

Anne Arundel County, MD

This is a unique opportunity to acquire an upscale franchise beauty salon located in a high-growth area of Maryland — plus gain the rights to three additional franchise licenses for future expansion...

$450,000

$450,000

State of the Art Cannabis Cultivation in Tulsa, OK

Tulsa, OK

Fully licensed, Metrc and OMMA compliant indoor cultivation facility for sale with cultivation and processing license. Located in the heart of Downtown Tulsa, only minutes from the airport. This...

$6,000,000

11

$6,000,000

Profitable turnkey family run scratch bakery cafe! - UNDER CONTRACT

Saco, ME

JUST VOTED BEST BAKERY IN BIDDEFORD/SACO FOR THE 12TH YEAR! (https://www.bestofsurveys.com/survey/152/biddeford-saco) Scratch bakery and cafe with a great reputation in the community. Located in the...

$70,000

Cash Flow: $118,000

6

$70,000

Cash Flow: $118,000

$400K Net, MONEY MAKER 7 yr old Contemporary Restaurant & Bar

Chicago, IL

A beautifully appointed American restaurant with a very cool unique design, a very popular menu for Dinner, Lunch, and Brunch on weekends, a large lounge bar scene after dinner, very popular for...

$695,000

Cash Flow: $400,000

$695,000

Cash Flow: $400,000

Proven Wholesale Operation – Ready for Next Owner

Apopka, FL

Located in Apopka, Florida, this well-established wholesale and retail distribution company has built a strong reputation for reliability, quality, and efficient operations. The business supplies...

$3,820,000

Cash Flow: $920,000

2

$3,820,000

Cash Flow: $920,000

Move to Florida and own a Simple successful business! Owner retiring

Palm Beach County, FL

Simple is best when it comes to success! Perfect for first-time business owners or those relocating to Florida. Success requires strong people skills, community engagement mindset, and commitment to...

$150,000

3

$150,000

Buddy Fisher

CORE Commercial

Serving Bexar County, TX

Core Commercial Business Brokerage, an extension of Core Commercial Real Estate, brings over three decades of combined expertise in commercial brokerage, business operations, and strategic growth to every transaction. Based in San Antonio, Texas, our team connects business owners and investors with opportunities across the U.S. and internationally. At Core Commercial Business Brokerage, we understand that selling or acquiring a business isn’t just a transaction—it’s a transition. Our approach blends real-world business insight with strategic marketing and negotiation expertise to maximize value and ensure a smooth process from listing to closing. Whether you’re a business owner ready to sell, an investor seeking your next venture, or a franchise looking to expand, our team provides the experience, reach, and personalized service to help you achieve your goals.

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AI Tech-Enabled Immigration Services Agency | 320+ Active Engagements

Tampa, FL

WebsiteClosers® presents an AI, tech-enabled eLearning Immigration Services Company that turns complex, talent-based Visa rules into a clear, guided path for exceptionally skilled workers and founders...

$16,000,000

Cash Flow: $3,250,827

$16,000,000

Cash Flow: $3,250,827

Profitable Amazon FBA Pet Care Brand – $20K Monthly Profit

Belleville, NJ

This is a verified and well-established Amazon FBA business in the pet care niche, created in November 2019 and focused on the well-being of cats. The brand is Amazon Brand Registered and includes 7...

$705,896

Cash Flow: $242,016

$705,896

Cash Flow: $242,016

Thriving Custom Framing Business in Prime Arts District

Essex County, NJ

Established for 20+ years in a high-end, arts-driven community, this well-respected custom framing business is now available for acquisition. Located in a prime, high-traffic location, this business...

$180,000

Cash Flow: $78,000

$180,000

Cash Flow: $78,000

Profitable Remote Staffing Co. – Work from Anywhere & Highly Scalable

Spring, TX

Established and profitable remote staffing agency offering two proven revenue streams: Managed Staffing with Recurring Revenue and Direct Placement Services. This fully remote business is supported by...

$750,000

$750,000

Garage Door Installation and Service, Commercial and Residential

Stafford County, VA

Fully staffed team that installs and services garage doors in Virginia to both residential and commercial customers....

$595,000

Cash Flow: $205,725

$595,000

Cash Flow: $205,725

Hyperbaric Oxygen & Regenerative Medicine Center

Calabasas, CA

Turnkey hyperbaric and regenerative medicine center in Calabasas. This 1,900 sq. ft. facility combines a modern med-spa design with advanced medical technology. Features two medical-grade hard-shell...

$1,250,000

Cash Flow: $500,000

$1,250,000

Cash Flow: $500,000

Prosperous Pool Supply Franchise!! Just Listed!!

Mansfield, TX

This offering is as good as it gets! Sales have surpassed $1.5 Million, and the store is located in one of the most desirable areas in Texas! They say service is where the BIG $$$ is.... this location...

$725,000

Cash Flow: $271,954

$725,000

Cash Flow: $271,954

Artisanal Concrete Pottery Manufacturer

Denver, CO

This home-based manufacturer currently creates and sells a uniquely designed line of pottery made from concrete, mostly at weekend art markets and festivals. Most of its pieces are, indeed, art...

$127,500

Cash Flow: $55,000

2

$127,500

Cash Flow: $55,000

B2B Promotional Products & Apparel Business for Sale

Rockingham County, NH

This is a unique opportunity to own a well-positioned branded apparel and promotional products business in Rockingham County. Part of the $27 billion promotional products and apparel industry, this...

$130,000

2

$130,000

Extremely Profitable Fast Food, NET $235K

Broward County, FL

Extremely Profitable, Well Establish for more than 60 years, Best Sub in Town. Superb opportunity. Successful Cash machine, do not miss this opportunity of a turnkey business. approval for investor E2...

$730,000

Cash Flow: $235,000

$730,000

Cash Flow: $235,000

Own or Partner in a Ready-to-Go Auto Sales & Recon Center!

Houston, TX

Used Car Sales & Auto Reconditioning Center for Sale – Equipment Included, Prime Location. An outstanding opportunity to own a well-established used car sales and full-service reconditioning center,...

Not Disclosed

EBITDA: $3,800,000

3

Not Disclosed

EBITDA: $3,800,000

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.