An established title and settlement services company is available for acquisition in the Fredericksburg, Virginia market. The Company provides residential and commercial real estate settlements and title
insurance policies for purchases and refinances, serving realtors, lenders, builders, developers, buyers, sellers, and repeat clients.
With 25 years of local goodwill, the Company has built a strong reputation for quality service, fair pricing, and reliable transaction support. The business has helped thousands of clients through the
home ownership process and maintains a strong public reputation, including a 4.9-star Google rating.
The Company participates in transactions throughout Fredericksburg, Spotsylvania, Stafford, Caroline, King George, Orange, and Westmoreland counties, with licensure to serve clients throughout Virginia. It operates as an agent for three national underwriters and retains 85% of premium collected as commission.
A key strength of the opportunity is transferability. The seller has largely stepped back from daily operations over the past three to four years, while an experienced manager oversees approximately 85% of the business and manages settlement services. Most staff members are licensed title insurance agents, supporting continuity after a sale.
The business generated $924,134 in revenue and $261,620 in Seller’s Discretionary Earnings (SDE) in 2025. For the first half of 2026, revenue totaled $497,758, representing 54% of full-year 2025
revenue. SDE was $166,900, representing 64% of full-year 2025 SDE. Growth opportunities remain through expanded outreach to real estate agents, lenders, builders, developers, and other referral
sources.
Investment Highlights
● 25 years of local goodwill
● Residential and commercial title and settlement services
● $924,134 revenue / $261,620 SDE in 2025
● $497,758 revenue / $166,900 SDE between Jan.-June 2026
● Experienced manager oversees approximately 85% of
operations
● Most staff members are licensed title insurance agents
● 4.9-star Google rating across 273 reviews
● No single client accounts for more than 10% of business
● Agents for three national underwriters
Business Overview
Founded 2001
Location Fredericksburg, VA
Financials
Revenue, Cash Flow Margin
2026
Jan.-June $497,758, 34%
2025 $924,134, 28%
2024 $789,238, 22%
2023 $579,680, 11%
Included Assets
FF&E $100,000
Hours & Staff
Owner 6 FT
Hours M-F: 8:30 a.m. - 5 p.m.
Lease & Property
Seller Owned
Available for purchase or lease
Sq. Ft. 3,850 sq
Ad#:2528759