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T Bank

Loan Requirements
Areas Served: Nationwide (HQ: Texas)
Loan Range: $1,000,000 – $5,000,000
Loan Rates: WSJP + 2.5%
Minimum Credit score: 700+
About 
T Bank is an SBA 7(a) Preferred Lender built with one focus—closing transactions for small business buyers and owners. While big banks shuffle files through layers of committees, we put decision-makers in front of you on day one and deliver a pre-qual within 48 hours. Clean files often close in 45 days or less.
 
What we finance
Acquisitions, partner buyouts, real estate, equipment, expansions, start-ups, working-capital lines, plus USDA and SBA 504 pair-ups when they add value. Typical loans range between $1 million and $5 million, with options for minimal down payments and interest-only periods to keep cash flow strong.
 
Industry focus
Businesses with proven cash flow—healthcare (dental, medical, vet), child care, home services, HVAC & plumbing, manufacturing, logistics & trucking, car washes, gas stations/C-stores, convenience & grocery, self-storage, auto repair, landscaping, construction trades, pool construction & maintenance, laundromats & dry cleaning, pet care & boarding, diagnostic labs, event venues, professional services, and franchise resales.
 
Why buyers, brokers, advisors, and CPAs send deals our way

  • Direct access to credit and underwriting—no call-center hand-offs.
  • Transparent communication that flags issues early.
  • Creative collateral and seller-carry solutions that rescue tough scenarios.
  • Nationwide reach, backed by a team that actually answers the phone.
Ready for fast answers and a lender who looks for a way to say yes? Contact us—and let’s start #DrivingSmallBusiness together.
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