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Owner Financed Businesses For Sale

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Newly Built Out Restaurant w/ Patio & Function Space

REAL ESTATE INCLUDED

Taunton, MA

Seize this rare opportunity to own a beautifully maintained restaurant with real estate in Bristol County, featuring a full liquor license, a pristine interior, and a new spacious outdoor patio and...

$1,750,000

$1,750,000

REAL ESTATE INCLUDED

Charming Women’s Clothing Store

Lafayette, LA

Sunbelt of Lafayette is pleased to offer this MUST-SEE women’s apparel store nestled in Lafayette’s busy South side. This beautifully appointed shop offers a curated selection of the latest fashion...

$130,000

$130,000

Cash Flow: $45,000

Allstate Agency Located in the Heart of Scottsdale, AZ

Scottsdale, AZ

(Price Improvement!!!) This well-established insurance agency boasts a 40-year book of business with $4.0 million in premium, located in a prime Scottsdale, Arizona location. With an impressive 86%...

$899,000

$899,000

Cash Flow: $278,338

Vintage Charm Meets Modern Style

St Croix County, WI

This is a unique opportunity to acquire a well-established, and profitable Home Décor, Fashion and Gift Business. The thoughtfully curated collection of merchandise found throughout this 4,000 sq ft...

$399,000

$399,000

Cash Flow: $137,321

Bridge City Fight Club, Shop NEW PRICE!

Portland, OR

BRIDGE CITY FIGHT SHOP 7614 SW NYBERG ST, TUALATIN, OREGON One-of-a-kind retail Fight Shop, clothing and equipment store, needed for martial artists and fans alike. This is where to go for Mixed...

$225,000

$225,000

Cash Flow: $75,000

Potential absentee 25 year old Cabinets&Closet Mfg&Contracting

Hialeah, FL

25 year old cabinets and closets manufacturing and contracting business with extensive high end repeat clientele and management in place...

$395,000

$395,000

Cash Flow: $200,877

Restaurant & Pub for Sale in Metro Denver Area

Denver, CO

Highly rated restaurant/pub strategically situated near a vibrant university campus that sees 30,000 visitors daily, complemented by a community of 1,000 apartments within a mile radius, including a...

$149,000

$149,000

Cash Flow: $132,761

Beverage Dispensing Equipment Sales, Service, & Installation

Texas

This is an exceptional opportunity to acquire a well-established business specializing in the installation and servicing of draft beer systems, soda systems, and other beverage equipment for both...

$750,000

$750,000

Cash Flow: $80,824

Well Established and Very Profitable Pharmacy in Riverside County

Corona, CA

Well-established [2011] Retail Pharmacy, located in the area of Corona, Riverside County, near a few major Medical Centers, close to major highways 15 and 91. Near Corona Regional Medical Center. ~...

$3,195,688

$3,195,688

Cash Flow: $1,226,585

Bowling Alley & Family Arcade Center with Real Estate & Inventory

REAL ESTATE INCLUDED

Arkansas

Bowling is enjoyed by 120 million people in more than 90 countries, including 70 million in the United States alone, according to Wikipedia. This 45+ year old bowling alley has been recently updated...

$2,500,000

$2,500,000

Cash Flow: $356,813

REAL ESTATE INCLUDED

Long-standing full-service restaurant ideal for chef/owner

Bristol County, MA

This location is licensed for 63 seats with a full liquor license, plenty of on-site parking and a beautiful buildout. The business has a wood fire pizza oven and has been operating as an Italian...

$285,000

$285,000

Architecture & Home Design Studio– Seller Financing Available – $499K

Edgewater, FL

Architecture & Home Design Studio for Sale – Seller Financing Available – $499,000 **Property Available for Purchase: The office space is for sale separately for $330,000, offering the buyer a chance...

$499,000

$499,000

Cash Flow: $140,000

Outdoor Water Feature Products Biz: 50+ Yrs in Biz

Colorado

In business over 50 years, they have supplied a wide array of water features products for decades to landscaping companies on a wholesale basis and to individual homeowners on a retail basis. The...

$1,452,875

$1,452,875

Cash Flow: $353,277

DUCTS Air Duct Cleaning, Partner Program Opportunity.

Established Beauty Salon and Braiding Business for Sale

Manassas City County, VA

Step into the thriving beauty industry with this well-established salon specializing in high-quality braiding and styling services. Located in a prime area with strong foot traffic and an established...

$50,000

$50,000

Franchise Pizzeria

Oakland County, MI

This is a great opportunity to own a well-established franchise Pizzeria in Oakland County. Located at a busy intersection, this pizzeria is surrounded by plenty of residential and commercial...

$129,000

$129,000

Cash Flow: $69,565

Arthur Warsoff

Transworld Business Advisors of Utah County

Serving Utah County, UT

Transworld Business Advisors is the world leader in the marketing and sales of businesses, franchises and commercial real estate. Whether you represent an acquisition-minded corporation, or are personally interested in owning your own company, Transworld offers the professional services that successfully bring buyers and sellers together. From business brokerage to mergers and acquisitions; we are the business sale specialists.

Contact Me >

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Women's Fashion Accessory Manufacturing and Online Sales

Minnesota

For sale is an online women's apparel accessory business. This business markets on two major websites and has thousands of reviews between the two sites. There is no physical store location, and the...

$118,000

$118,000

Cash Flow: $56,830

Auto Hauling Business

Middlesex County, NJ

Seize this opportunity to own a well-established and highly profitable auto hauling business with a solid foundation and established contracts with industry leaders. Operating since 2007, this...

$975,000

$975,000

Cash Flow: $300,000

Nationwide Freight Business

Saline County, AR

A well-established general freight transportation company with four 53' Vans and one Hotshot Flatbed, all with under 1m miles, is now available for acquisition. This business operates nationwide and...

$900,000

$900,000

Cash Flow: $250,000

Towing & Repo Companies!

REAL ESTATE INCLUDED

Rochester, NY

Fleet of 38 Tow Trucks, all very well maintained! Real Estate with Service Bays, Offices, etc.! Has many ADDBACKS!...

$11,950,000

$11,950,000

REAL ESTATE INCLUDED

Fast Casual QSR Franchise Opportunity or 2nd gen turn key

Norfolk County, MA

This Port of Peri Peri franchise represents a turnkey acquisition opportunity in Norfolk County's competitive food service market. The business has maintained continuous operations for over one year...

$199,000

$199,000

Commercial Custom Millwork Company #1920

North Carolina

Listing Price: Market Value This contemporary woodworking business specializes in premium custom millwork for both commercial and residential clients. The sought after company is recognized for its...

Not Disclosed

Cash Flow: $648,685

Not Disclosed

Cash Flow: $648,685

Premium Retail Sales & Custom Jewelry Design Repair Store in Annapolis

Anne Arundel County, MD

Are you looking to step into or continue in the glamorous world of jewelry? Look no further! We are thrilled to present to you a well-established, profitable jewelry business for sale in Annapolis,...

$495,000

$495,000

Cash Flow: $335,000

Wedding Venue in Southern Metro. $800K business; $1.7M for Real Estate

Minnesota

Rustic wedding and event venue is a charming countryside destination that blends rustic charm with modern amenities. • 2025 season booked near capacity • Gorgeous rural setting • Indoor & outdoor...

$800,000

$800,000

Cash Flow: $127,891

Loan Service Businesses FOR SALE ("TURN-KEY")

Well-established Edible Arrangements Store Located in W. Maryland

Maryland

Business for Sale: $500,766 Sales, with $84,510 Cash Flow in 2024. • Opportunity to buy a great, high-traffic franchise location. • Owner is semi-absentee and doesn’t work in store full-time. • The...

$120,000

$120,000

Cash Flow: $84,510

Edible Arrangements Franchise Location in Western Detriot

Michigan

Business for Sale: 2024 Sales = $663,417; Cash Flow = $75,536. • 2024 Sales were up over 17% over 2023! • 2024 Gross Profit and Cash Flow are both up over 2023! • Consistently one of the Top 10 Edible...

$95,000

$95,000

Cash Flow: $75,536

Profitable Print & Graphics Shop: Signs & Banners

Pasco County, FL

This well-established sign and print shop has been serving its market for decades, providing high-quality signage and printing solutions to a diverse B2B customer base. The company specializes in...

$399,989

$399,989

Cash Flow: $110,303

Own a Thriving RV Garage Construction Business w/ Proven Success

Mohave County, AZ

Looking for a thriving business in a booming market? This construction company specializes in high-demand residential remodels and additions, making it a standout opportunity for the right buyer....

$295,000

$295,000

Cash Flow: $230,720

Bar & Restaurant Between Spokane Valley & Liberty Lake w Real Estate

Spokane Valley, WA

Boomers Bar & Grill | Business & Real Estate For Sale Boomers Bar & Grill | Business & Real Estate FOR SALE LOCATION: Located on Appleway Avenue, close to Barker exit providing easy I-90 access SALE...

$595,000

$595,000

Grocery Store For Sale with 3 Bedroom Apt.

Baltimore, MD

This is the one you have been looking for inside sales are $85,000 per month location in Baltimore, MD. The location is surrounded by big communities and Great Business opportunities. Inventory is not...

$490,000

$490,000

Cash Flow: $240,000

TEXAS Only Adult Club with Alcohol in Major Tourist City

Galveston, TX

**Business Name**: Wispers **Location**: 2020 Mechanics Street, Galveston, TX 77550 **Type of Business**: Adult Use Club (Pasty) **Establishment**: - Operating since: Over 20 years (closed during the...

$600,000

$600,000

Railings, Stairways and Metal Manufacture

Portland, OR

Railings. Stairways and Metal Manufacture for sale. Providing wholesale aluminum and steel railing and stairs for apartment buildings and commercial projects for 41 years. Powder coating finishes done...

$300,000

$300,000

Cash Flow: $80,000

UpScale Liquor & Wine Store - SC - Price Improvement

Charleston, SC

Beautiful Liquor and Wine Store located in Charleston SC. This Profitable (4) Year Old Establishment Offers Fine Liquors and Specialty Wines. Caters to both the local clientele and tourist alike. The...

$125,000

$125,000

Cash Flow: $67,000

Transform Homes, One Wall at a Time!

Newport News, VA

**Established Residential and Commercial Painting Franchise For Sale** Invest in a thriving, established painting franchise that caters to both residential and commercial properties. With financing...

$575,000

$575,000

Cash Flow: $143,750

Senior PCA,Home Health & Hospice Care Franchise/$0 Fee Veteran Program

Disrupt An Industry & Transform Homes, One Floor at a Time!

Maumee, OH

Mobile Floor Showroom and Installation Business For Sale Make an investment in a thriving, established flooring franchise that's revolutionizing the industry! With financing options available and an...

$247,000

$247,000

Cash Flow: $61,750

Profitable Bakery Business

Sedgwick County, KS

We have a preferred lender who will loan on this business with only 10% down for a qualified buyer! This is a unique opportunity to own two successful bakeries in one prime location! This business is...

$325,000

$325,000

Cash Flow: $160,000

Highly Profitable Turnkey Packaging & Shipping Business-LOCATION!

Seminole County, FL

A premier packaging and shipping business located in a great location on a busy road. Multiple revenue streams producing high-margin income. This prime location allows the business to efficiently...

$124,999

$124,999

Cash Flow: $101,464

Profitable & Turnkey Surveillance Security Business

Houston, TX

This premier provider of residential and commercial surveillance security solutions, proudly serving the greater Houston metropolitan area since 2015. With a commitment to safety, reliability, and...

$650,000

$650,000

"REDUCED" Established Southern Style Restaurant for over 15 years

Hilton Head Island, SC

Very attractive restaurant specializing in Southern fare, Turn-key restaurant staff in place, long term lease, outside seating with bar, live entertainment, great location, Key West look, many awards,...

$649,000

$649,000

Cash Flow: $250,000

Convenience Grocery Store

Rhode Island

Convenience Store, Price reduced !!! Located on a very busy street. High traffic account. Located in a highly concentrated residential neighborhood, with multi family homes. owner has other interests,...

$200,000

$200,000

Cash Flow: $370,773

Great Auto Repair Shop in Toronto- Owner Retiring after 30 yrs

Toronto, ON

Are you ready to take the wheel of a highly reputable and profitable auto repair business on a busiest highway of Toronto? This business has been a trusted name in the community for over 30 years,...

$545,005

$545,005

Cash Flow: $279,831

Communications and Public Relations Firm #68457

Texas

BUSINESS HIGHLIGHTS: The Company has leveraged its over three decades of experience to establish itself as a leading communications partner across diverse industries. Known for its ability to navigate...

Not Disclosed

EBITDA: $852,000

Not Disclosed

EBITDA: $852,000

Jason Thomas

Raincatcher

Serving Denver County, CO

Raincatcher is a national business brokerage and mergers and acquisitions firm committed to giving you the ultimate edge in the marketplace and get top dollar for your business, by using our years of experience to make sure your company is in tip-top sale-ready shape, and then guide you through every step in the sales process. At Raincatcher, we rapidly transform small to medium-sized businesses into companies that are built to sell, and in turn help buyers find remarkable enterprises in which to create their own legacy.

Contact Me >

Contact me
Martins Potato Rolls Route - Only 10K down -3 days per week (20 hours)

Morgantown, WV

Route can be run out a personal vehicle in only 20 hours per week and has plenty of room for growth with additional restaurant and supermarket sales. Route delivers bread around Morgantown West...

$30,000

$30,000

Cash Flow: $28,340

Chiropractic Practice for Sale in New Brunswick NJ Area

Somerset County, NJ

Award-winning, low-overhead, established chiropractic practice for sale in affluent suburbs of Somerset County – close to New Brunswick, New Jersey! This business offers you a “best of ALL worlds”...

Not Disclosed

Cash Flow: $231,301

Not Disclosed

Cash Flow: $231,301

Side Hustle or Full Time Bus Cost Analysis w/ BIG Profits from Home!

Michael Stavrinakis

Stavrinakis Franchise & Business Brokerage

Chiropractic Practice for Sale in South Bay San Diego CA, Area

San Diego County, CA

Established & thriving chiropractic practice for sale in the South Bay Area of San Diego, California! Want to love where you live and work? You can find it here – south of downtown San Diego and just...

Not Disclosed

Cash Flow: $500,285

Not Disclosed

Cash Flow: $500,285

Some locations sell food. This one sells Dreams

San Mateo County, CA

Why simply open a restaurant when you can create a phenomenon? This 4,700 sq. ft. corner spot in San Mateo County, wrapped in floor-to-ceiling windows, is a ready-made stage for your culinary...

$750,000

$750,000

Chiropractic Practice for Sale in Albuquerque, NM

Bernalillo County, NM

Established, affordable chiropractic practice for sale in the growing west side of Albuquerque, New Mexico! If you’re looking for a place to live and work with over 300 sunny, dry days per year to...

Not Disclosed

Cash Flow: $410,262

Not Disclosed

Cash Flow: $410,262

Destination Niche Plant Nursery with 2 Locations

California

Thriving specialty plant nursery with two vibrant locations in Northern California, catering to plant lovers and design enthusiasts alike. Offering an exceptional selection of rare and unique plants,...

$499,000

$499,000

Structural Engineering Business

Alameda County, CA

Well established Structural Engineering company based in the San Francisco Bay Area, has been a trusted provider of engineering services and solutions in the Bay Area for over 30 years. The company...

$800,000

$800,000

Cash Flow: $304,690

Chiropractic Practice for Sale in Athens GA Area

Morgan County, GA

Thriving, established, 95% CASH chiropractic practice for sale in Morgan County, Georgia! This business offers you a “best of both worlds” location where you are conveniently located with all the...

Not Disclosed

Cash Flow: $403,474

Not Disclosed

Cash Flow: $403,474

Chiropractic Practice for Sale in Seattle-Tacoma, WA Suburbs

King County, WA

Thriving, profitable chiropractic practice for sale in Federal Way, Washington — close to BOTH Seattle and Tacoma! Come live, work and play in Federal Way — a growing, vibrant community situated close...

Not Disclosed

Cash Flow: $367,002

Not Disclosed

Cash Flow: $367,002

Buy or Sell a Business with Owner Financing

All businesses listed for sale here have indicated that the selling business owner is open to financing some amount of the purchase price.

Owner financing is becoming increasingly common among business owners looking to sell their business. Commonly referred to as seller financing, offering to include some amount of the sale price as installment payments with some interest added typically allows business owners to sell at a higher price. Buyers often struggle to raise the financing necessary to meet business owners asking prices, and so seller financing often bridges that gap. Additionally, SBA lenders are more inclined to finance a business acquisition that includes some financing by the business seller, as it shows confidence in the business, and alleviates some risk.

Learn More:

What Is Seller Financing for a Business?

Seller Financing the Sale of a Business: Do's and Don'ts


Popular Searches with Owner Financing:

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Metro Areas

Arizona

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Colorado

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Florida

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Georgia

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Illinois

New York City Metro

New Jersey

Tampa Bay

New York

Greater Los Angeles

North Carolina        

Raleigh-Durham-Chapel Hill Area

Texas

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Washington

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Massachusetts

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Pennsylvania

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Ohio

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How Much Can Be Financed by the Business Owner?

There is no limit to how much of the acquisition price can be financed by out-going ownership, but typically owner's (and any lenders involved) want the buyer to have skin in the game. Most often, sellers will finance 10-25% of the acquisition price, with the rest covered by cash from the buyer, and an acquisition loan. 

Less often, the owner will finance up to 50% of the price, but that tends to be about the upper limit beyond exceptional special cases. 

Social media "influencers" like to peddle the idea of buying a business with nothing down and the entire purchase price financed by the seller, but that type of deal rarely happens. When it does, there are special circumstances, or the business owner cannot otherwise sell the business.