How do you find $20k for start up when you have 30 years proven success in your industry?

Exp. In Sales, Marketing, Financial Mgmnt, Operations, Leadership, Systems Driven, Strategic Long Range Planning, Etc. Recognized Nationally as a Leader in Industry.
I am already all in and Biz is taking off. In less than 5 weeks, currently bidding a $200k a year contract in 5 days with a 50%+ gross margin.

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Answers (6)
No User Photo Sameer Deshmukh
Biz2Credit, LLC Financial Advisor

You can find your banking and traditional financing options by going to If you enter your startup information, you'll be connected with lenders on the system that you meet the criteria for. If you're not matched with a lender, the system will show you what criteria you didn't meet for the banks on the system and it will show you how you can improve your chance of getting approved.

Nov 12, 2009

Jan, please email me at



Oct 19, 2009

Mr. Peters,
First thanks for the response. It is in bid form only of course the bid due date was this past Thursday @ 4:00 pm. It is a Landscape Maintenance and Tree Trimming contract I am not sure if they will package them relative to awarding or they wil seperate the two. The tree portion on my proposal represented about $75,000 annually. The maintenance was around $150,000 to $160,000 annually. The customer wants them broken down and ammortorized over the year equally so we are looking at a 16,000 to 19,000/month billing. I am very familiar with the job and the customer. The billing will be genrated monthly on the 1st, this customer usaully pays by the 13th to 15th of the following month. This time of year in AZ labor to % of sale is around 40%. So 40% of the monthly billing is going to be around $6400-$7600 for labor this includes burden.

Thats the job if awarded we have had some preliminary discussion and the client is genuinly interested in negotiating with Board approval with us.

Inregard to offering something that is fair and equitable to both parties. There is a cost of money I know, Banks, CD's and other investments are not yielding real high returns now. I think two things it has to be worth someones while and I am good with that. I would probably research what angel investors are currently getting dependent on the risk factor and structure an intrest rate similiar to those percentages. The money is probably only going to be required for 6-months to a 1 year max and then it will cash flow itself with no problem.

What are your thoughts about what is a fair return?

Oct 18, 2009

would like to discuss further. Curious to see the deals of the contract and what you will be offering for the 20k


Oct 18, 2009
Jon Holmquist Jon Holmquist
Edgemaster Model 400 sharpener President
Marion County, OR

Wow, you have my admiration. You should't have any problem getting help from someone on this site.
Look at all the entries and contact them and someone should be happy to help. This site is great for getting people together. Good Luck, Jon at edgemaster mobile sharpening

Oct 12, 2009
No User Photo Don Barrick
The BAF Group LLC

Honestly, the best way to go for that amount of money is probably family, friends and business associates who may way to invest in you and your business. Historically, a business line of credit or home equity loan (if you own a house) might have been the way to go. But for that small amount of money, on a startup, in this market...local, private money is probably the best and easiest way to go.

Oct 12, 2009