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i have $40,000 and i want to buy a $100,000 business.

can i get bank financing if i got a zero credit score. i live in hawaii and would like to buy a fast food restaurant. maybe subway??

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Answers (7)
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Have you ever searched for funds, loans, financial assistance or need an accredited lender to help you meet up with your needs and demands? Do you want an Investment Loan for your business Or have your bank turned you down? Is your monthly income disappearing due to high interest rate on your Loans, Credit or Bonds? Then you have no alternative than to get an instant and reliable service. Contact us today for Legit/accredited Loans, Mortgages and Investment funds. For Quick application, Apply within; Full Name: Loan Amount needed: Loan Purpose: Loan Duration: Phone number: Address/Country:

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Jesse Peterson
phone: (980) 239-7539

Jun 1, 2017
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Try a deli and/or diner. It's hard work, but good rewards and fun. Plus in the right area it is an excellent investment that will grow. And you can do this anywhere there are people. We doesn't like to eat great food? Also, know of 2 possible locations in Florida under a different name that may be available together or separate.

Nov 8, 2009
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Small Business Underwriters

You won't be able to get financing with bad credit, unless there is some extraordinary circumstance like a major medical illness. The best way to find a business opportunity is to look at your own likes and strengths. In todays market, there are lots of opportunties to buy used equipment from busineses that have gone under. The asset sales page on bizbuysell are a good place to start.

Aug 1, 2009
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If you are wanting to start your own business and open to other ideas, why not tuck away your $40,000 and start a business where you need very little capital. My mother had a restaurant for years and I know the hours are long in that type of business. In the end, what do you really have? Unlike the fast food industry you can set your own hours and then you can use your $40,000 to enjoy in other ways.

Jul 30, 2009
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Gamatoria Biz Brokerage & Consulting
Harford County, MD

The answer is 99.9% no chance of bank financing, only an act of god will change that. As far as a Subway or franchise simular, you don't qualify unless you are personally worth a large amount of money. The chain decides who gets to buy, not just the owner. They want you to have BIG money, so unless your wealthy you should ne looking for a local business that has owner financing. Be prepared to work a lot for a little. Also, some chains will limit your opportunities in HI. I am in Maryland, if you ever decide you want to move here and have restaurant experience, I may be able to find you a place if your willing to work open to close almost everyday for a year.

Jul 17, 2009
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Hi, If you purchase a franchise, they usually want you have a surplus of cash available in addition to your down payment. I'm afraid that if you have a zero credit score, the only financing you might get is owner financing.

If you decide not to get a franchise, please keep me in mind as I do have three different website businesses available in different price ranges that do offer owner financing. A domain reselling business offering hosting and other services through godaddy, with a stable of "premium" domains and website included, a 10 year old known dating service selling it's website, domains, adv etc. as an asset business, and an ebay website selling unique, antique movie memorabillia selling as an asset sale. They are all relocatable to anywhere. You can reach me at "". Need to sign an NDA form for information.

Best of luck to you in whichever business you decide to purchase.

Jul 16, 2009
Carl Pallini
Tri State Franchise Authority
Pike County, PA
Premium Broker

With a zero credit rating it might be difficult.I would suggest seeking finnacing through Subway or an existing fast food owner and ask them to hold a note from you.
Carl pallini

Jul 16, 2009

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