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Where can I find financing for a start up retail wine shop? Besides local bank or SBA...

I have presented very strong and solid business plan to local lenders, all of which like the idea but due to today's current financial crisis can't assist me. SBA requires 20% down in cash which I don't have. I am willing to put land up as collateral against loan. Land is tax valued at $255,000; appraised value of $290,000 prior to financial meltdown and am in need of $220,000 for upfit of building, inventory and equipment (coolers/refrigeration/registers...)

Any assistance is appreciated.

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Answers (5)
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Have you been looking for financing options for your business, new home purchase, construction, real estate loan, refinance, debt consolidation, personal or business purpose? Welcome to the future! Financing made easy with us. Contact us as we offer our financial service at a low and affordable interest rate of 3% for long and short loan term.Interested applicant should contact us for further loan acquisition procedures at

Aug 19, 2016
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Good day to you and thank you for your time to read this.

We are financial services and asset management company.

Search for sustainable finances or the financial freedom to expand your business and company and to grow? We may add your company or a client / friend devise a plan for success help, We offer private loan to individuals.

For all types of companies - from small businesses to large corporate companies, we will help you to make your business the right type of financing for your business needs to lower interest rates and fast approvals will act quickly to require help new opportunities and immediate to meet needs.

For more details, please contact directly with your business plans or project view. EMAIL( )

Best regards.

Jul 15, 2016
Patrick Parks
Ural Patrick Parks-ICG
"Helping Struggling Companies Thrive Everyday"
San Diego County, CA

My name is Patrick Parks and my company lends money against stock portfolios; up to 70% LTV, non-recourse with no credit score requirements and rates that range from 4% to 6% for terms between 3 and 5 years.
Funding is in 5 days.
My company lends on any publicly traded stock as long as there's sufficient volume. It doesn't matter what exchange - New York, London, and Nikkei - as long as it's traded publicly and has volume to justify its price.
My company funds its own transactions. There is no waiting; once an approval is in hand the transfer is then made. Period! Done! What's the value to knowing if you meet the simplest of terms? Basically, with a publicly traded stock that has sufficient volume to justify its price you'll get a loan in 5 days.
When a transaction comes in and the stock is free trading and has no hair on it, the loan will be approved. Even penny stocks that have huge volume can be borrowed against. If you refer someone to me the deal will fund! And in today's economy, where long term banking relationships are unreliable, if you have publicly traded stock then getting funded is SIMPLE with me!
You cannot borrow against retirement funds or your 401k. And if you're a day trader you can't borrow on that portfolio. An interesting thought though, is one could get into longer term stocks leveraging the borrowed money in day trading, or lending the money at 12-18% in today's lending environment, or buying distressed properties. The sky is the limit.
If you know of anyone who might be interested please refer them to me. For those who have stocks that are underwater, would have serious tax consequences from selling stock, or can't borrow money because of credit, it's an amazing tool. The fact it funds in 5 days, at market interest rates, makes it almost unbelievable.
In this economy, the appeal is to those who need money now and have stock they are holding that can be borrowed against and used to pay bills, build out a project, or make other investments.

. Need money for a construction or building project, up to 100 million dollars? Again, if you have publicly traded stock the deal is done. Five days after I get the information and give you a quote, you will have funds in the bank.
. Need money to invest in your business? Need 750k, 1,000,000.00, 2,000,000.00? If you have publicly traded stock, no matter how good or bad your company is doing, the stock is the collateral. No credit requirement. Money in 5 days. If you're using your company stock and it's on a downward trend that may impact the LTV, get me the info and I'll get you a quote.
. No matter the need. If you have stock, that's publicly traded I'll get the deal done.
Most important, there's no limit to the funding amount. The better the stock, the higher the LTV. Regardless of the amount, the COMMITMENT IS MADE WITHIN 4 HRS of a deal coming in and funding will be within 3-5 days.

Just email the amount of funding you seek and a list of your assets that include your publicly traded stock(s) and/or mutual funds to for review.
Should your information meet the criteria, you will be contacted with a quote within 4 hours. Be sure to include your contact information and the best time(s) you may be reached.

Dec 1, 2009
Jon Holmquist
Edgemaster Model 400 sharpener
Marion County, OR

William, see the answer above. Maybe Diamond Financial Services can help you also. Remember, you make a profit with your business, be ready to pay the person who arranges your financing a profit for what they do. But it may keep you growing and when you pay it off you should be better off.

Sep 28, 2009
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Phoenix Management Systems
Oakland County, MI

I may be able to assist you. We have several options that may work in your situation. Please contact me at and we can discuss your project in more detail.

Sep 25, 2009

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