The BizBuySell Small Business Community

  • Get Expert Advice

  •  • Find Local Service Professionals

  •  • Share Your Experiences

Was pre approved by cap one, on the condition they are sending out a appraiser of the collat. We had our own a

No User Photo

Answer This Question

max 5000 characters

Web Reference (optional)

e.g., ""

Review Community Guidelines

Help keep our Community clean and on topic. The BizBuySell Community is a place where you can discuss your questions, concerns and knowledge with others you can trust. It is not OK to use this forum to solicit others for personal or financial gain, or to rant about personal issues. It's all in the guidelines.

Submit Your Answer
Answers (3)
No User Photo
Carson Grant Loan Company
Affordable Loans
Los Angeles County, CA


Are you a business man or woman? Are you in any financial stress? Or do you
need money to start your own business?

Do you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Carson Grant The Terms and Conditions are very simple
and considerate.You will never regret any thing in this loan transaction because i will
make you smile through out this transaction, because you where not born to be a loser

Email (

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
* Home Loans

We offer loans at 2% interest rate

We offer loans to people in need of financial assistant with a low interest
rate of 2%. In order to get a loan with this company, you can tell the exact amount of
loan you need and the time in which you can pay back the loan.

NOTE: You are required to email us on:(

Feb 12, 2017
No User Photo


Good day to you and thank you for your time to read this.

We are financial services and asset management company.

Search for sustainable finances or the financial freedom to expand your business and company and to grow? We may add your company or a client / friend devise a plan for success help, We offer private loan to individuals.

For all types of companies - from small businesses to large corporate companies, we will help you to make your business the right type of financing for your business needs to lower interest rates and fast approvals will act quickly to require help new opportunities and immediate to meet needs.

For more details, please contact directly with your business plans or project view. EMAIL( )

Best regards.

Jul 15, 2016
No User Photo
The BAF Group LLC

Any Bank will normally do an appraisal of any business or property, before final loan is approved. The SBA requires it above a particular loan amount - $350k, I believe. They will not honor your own appraisal because they cannot validate the legitimacy of the appraiser.

Business valuations can be somewhat subjective. We had one with (then) Wachovia Bank, where our own analysis designated a particular price. The Bank's appraiser came in about 10% HIGHER! The Bank then demanded a second appraisal, and it was obvious the appraiser had received instructions to lower the appraisal, because he just about admitted to it. In the end, I sent a three-page letter to the Bank's loan supervisors, and we got it done at the price we had originally designated. But that kind of appeal is tougher now than it was.

Appraisal of collateral is also tough. Real Estate appraisers are under tremendous pressure from the banks to keep values low. It is a serious problem and leads to a lot of the home value declines you see in the media. A reasonably valued home may now receive multiple offers, because the supply of houses is low, in some areas. Those offers may result in competition for the home that exceeds the price set by the Agent, but the bank will beat it back to the price of the last house sold. Unless the Buyer brings the additional money to settlement him/herslef, he will not get the house. What this means is that there can be no increase in home values, in the vast majority of purchases.

Work with the appraiser to understand his/her methods, if you can. Ask for a full report. You may not need any appeal, but if you do, having this information could be vital.

Aug 31, 2012

Start a Discussion