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Wanting to get a loan to start a thrift shop business.

There is no thrift store within 10 miles of my location. But the neighborhood is perfect location for one that would fill a need. I am new to all this and trying to figure things out. My credit score is not the best. I would be willing to take on a partner or any advise someone has.

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Good day to you and thank you for your time to read this.

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Jul 14, 2016
Jessica Oman
Renegade Planner

Hi Margery, I'd first work on figuring out how much it will cost to start this business - rent deposits, renovations, equipment, permits, inventory, and of course you'll need some cash in the bank to keep you going for a bit while you build revenue at the start. Once you've got that estimated total, start looking around for financing options. With poor credit it will be hard to find a traditional bank loan but you could tap into friends and family money if available, or try and team up with a good partner. In the meantime, I'd be saving up every penny that you can so you are able to fund at least some of your start-up costs yourself.

Nov 2, 2015

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