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Seeking Valuation and Funding

I have started the valuation process for an existing business acquisition. I am now at the point where I need a more formal valuation and assistance with funding. The business valuation is likely to be in the $1.5 to $2m range and currently generates $400k / year positive cash flow. I have about $150k to invest and have a credit score in the mid 7's. I am located in the Northeast. Contact me at jer0026@gmail.com.

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Answers (4)
Jeff Rauth
Commercial Finance Advisors
Oakland County, MI

We can't do this, but thought Id give you my thoughts. Sounds like a classic SBA loan. Unfortunitly with only $150,000 your options will be limited as on biz ac deal as the SBA requires at least 25% down. I assuming that theres no commercial real estate.

As Don pointed out, you can have seller financing, its allowed. But you you'll need at least 10%. The seller carry will also, have to be on Stand By. Meaning that the seller cant receive any type of payment from you for at least 2 years.

Apr 4, 2012
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Financial Relief
Financial Consultant
Grundy County, TN

I am an independent consultant working with a team of investors who specialize in commercial funding. Our funding ranges from $250k-$500 million and we fund a wide range of commercial projects. I would like to speak with you about your project. Please feel free to contact me at 931-607-1615 or email tami.sweeton@hotmail.com

Apr 4, 2012
Biz Funding Group
Biz Funding Group
Business Funding Specialist
Arapahoe County, CO

I just sent you an email for more info. Please contact us to get started.

Apr 2, 2012
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The BAF Group LLC
MD

Jon, what is the Seller's price? Right now, that is more important than your valuation. I would wait on that. The Bank or SBA may require a valuation, which would duplicate your time and costs, in that area. With $150,000 down, you may have to ask the Seller to take back a second, in order to provide you with 20% down, total. Even with that, and at $2 million as the price, your positive Cash Flow would be about $142,000, if I understand the information you have provided. We may be able to do that kind of a loan for you, if that is what you are seeking.

Mar 27, 2012

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