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Need a loan or Investment for an already built out Bagel and Coffee shop

I am seeking $40k at 20% for 6 months ($48k due in 6 months) or I can do $50k for 5% of ENTIRE business (with minimum monthly set at $1,500 (we plan additional locations).

I am located in a business park of 5,000 employees with our plaza being the only food location for 5 miles. Additionally a few of the businesses are already looking to sign up for weekley catering for meeting etc.

Here is an equipment list which is currently installed and completely owned:

Revent Oven $8,000
Conveyor Toaster $660
Bagel Slicer $700
Ice Machine $800
Federal Grab and go cooler $2,000
Proofer $3,000
Commercial drip machine BUNN $1,200
Walk in Cooler and freezer $16,000
Espresso Machine 2 group $4,100
Panini Press $600
Turbo Chef Oven $1,800
Egg Station $1,300
Coffee Grinder $800
Sandwich Prep cooler table $1,300
Undercounter Fridge $500
All prep sinks $1,100

Additoinally I have on deposit $18,000 which I will also add as collateral if requested.

I can send photos of unit

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