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Looking to buy an existing, highly profitable child care centre for $700K. Great Credit!

I, and my partner, have excellent credit. We are looking to buy an existing, highly profitable child care centre that has been in operation for 2.5 years for about $700,000. We can inject upto $200,000 in equity. How can be finance the rest? (SBA is not an option). Thanks!

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Answers (5)
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DM Enterprise
New Castle County, DE

Hi Shaun. Before you invest your capital in a business and then have to take out a loan on top of that, suppose you could invest that capital elsewhere for a short time to triple your money so that you can retain that principal and then pursue your dream with the earnings - could you see how this would put you in a better financial position. It's being done every day but by the few who know about it. You or anyone with $50k or more can do this. If you want to know more, send me an email: or call me at: 800-844-9639 x1245.

Mar 8, 2014
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Marc - tried reaching you. Left you a vm.
Look forward to speaking with you

Mar 6, 2014
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Hi Shaun,

Marc Simpson with Peak Choice Capital. We would be glad to review this deal and see if this is something that fit's our criteria. If you are able to inject up to 200K, we can provide up to 70% of the purchase and can close within 2 weeks (24-48 hours after clear title). Feel free to contact me for more details and a quick decision of commitment or not. There are ways to be flexible when acquiring these properties and we can use work them into the deal if need be.

(Like Don, I'm confused on why SBA wouldn't work but know we can do this based on the numbers you provided)

Marc Simpson
Phone: (920) 267-7682

Mar 5, 2014
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My partner is a citizen and I am awaiting my green card (currently on EAD/AP). Based on this situation, SBA wants to fully collateralize the loan with personal real estate equity ONLY (the business we are contemplating buying is without real estate). We do not have enough real estate to satisfy SBA requirement. Although we do have 401K, brokerage, IRA, savings, CD etc. to potentially back the loan and high salaries to mitigate potential risk, SBA only wants real estate equity as collateral. Thus the need to explore other options.

Mar 5, 2014
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The BAF Group LLC

Why is SBA not an option?

Mar 5, 2014