Due to the mortgage meltdown many real estate investors as well as business owners are struggling to secure funding for their projects. However, this has created an opportunity for private lending for people like yourself. With $600k you could help. Myself I use my money to finance real estate projects along with a few friends of mine. I could let you in and show you how it works. First, you do not need to manage anything, no need to deal with tenants or toilets or learn about underwriting a loan. It's all done for you by a professional team of closing attorneys, escrow/title companies, real estate investors....Hire's the private lending magic: you could keep your money at the bank and take a $2.4M loan for example against your deposit. The bank may charge you 6% or less. That's $144,000 per year or $12,000 per month. You could take the money and start helping investors in MD, DC, VA ... I know the area as well. I could find a local licensed hard money broker to help you place this money into loans, short term, secured by real estate at low loan-to-value (max 65% ltv). You could lend at 12%, 14% or more... In addition, you could take 20 to 25% "equity" profits on each loan. Say you loan at 15% interest, you make: $2,400,000X15% = $360,000 per year on interest alone. You net $216,000. But you are not done yet! If you share 25% of the profit on each loan you make to investors, you could make: $2,400,000X25% = $600,000 in addition to $216,000 or a total of $816,000 per year. You still have $600k at the bank plus $2.4M available for small loans, short term (6 to 12 months) at 65% ltv max, secured by local real estate. It's all done for you. Your money is insured and secured by real estate. I can help. Email me at email@example.com.