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How do you find $20k for start up when you have 30 years proven success in your industry?

Exp. In Sales, Marketing, Financial Mgmnt, Operations, Leadership, Systems Driven, Strategic Long Range Planning, Etc. Recognized Nationally as a Leader in Industry.
I am already all in and Biz is taking off. In less than 5 weeks, currently bidding a $200k a year contract in 5 days with a 50%+ gross margin.

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Answers (7)
Patrick Parks
Ural Patrick Parks-ICG
"Helping Struggling Companies Thrive Everyday"
San Diego County, CA

My name is Patrick Parks and my company lends money against stock portfolios; up to 70% LTV, non-recourse with no credit score requirements and rates that range from 4% to 6% for terms between 3 and 5 years.
Funding is in 5 days.
My company lends on any publicly traded stock as long as there's sufficient volume. It doesn't matter what exchange - New York, London, and Nikkei - as long as it's traded publicly and has volume to justify its price.
My company funds its own transactions. There is no waiting; once an approval is in hand the transfer is then made. Period! Done! What's the value to knowing if you meet the simplest of terms? Basically, with a publicly traded stock that has sufficient volume to justify its price you'll get a loan in 5 days.
When a transaction comes in and the stock is free trading and has no hair on it, the loan will be approved. Even penny stocks that have huge volume can be borrowed against. If you refer someone to me the deal will fund! And in today's economy, where long term banking relationships are unreliable, if you have publicly traded stock then getting funded is SIMPLE with me!
You cannot borrow against retirement funds or your 401k. And if you're a day trader you can't borrow on that portfolio. An interesting thought though, is one could get into longer term stocks leveraging the borrowed money in day trading, or lending the money at 12-18% in today's lending environment, or buying distressed properties. The sky is the limit.
If you know of anyone who might be interested please refer them to me. For those who have stocks that are underwater, would have serious tax consequences from selling stock, or can't borrow money because of credit, it's an amazing tool. The fact it funds in 5 days, at market interest rates, makes it almost unbelievable.
In this economy, the appeal is to those who need money now and have stock they are holding that can be borrowed against and used to pay bills, build out a project, or make other investments.

. Need money for a construction or building project, up to 100 million dollars? Again, if you have publicly traded stock the deal is done. Five days after I get the information and give you a quote, you will have funds in the bank.
. Need money to invest in your business? Need 750k, 1,000,000.00, 2,000,000.00? If you have publicly traded stock, no matter how good or bad your company is doing, the stock is the collateral. No credit requirement. Money in 5 days. If you're using your company stock and it's on a downward trend that may impact the LTV, get me the info and I'll get you a quote.
. No matter the need. If you have stock, that's publicly traded I'll get the deal done.
Most important, there's no limit to the funding amount. The better the stock, the higher the LTV. Regardless of the amount, the COMMITMENT IS MADE WITHIN 4 HRS of a deal coming in and funding will be within 3-5 days.

Just email the amount of funding you seek and a list of your assets that include your publicly traded stock(s) and/or mutual funds to for review.
Should your information meet the criteria, you will be contacted with a quote within 4 hours. Be sure to include your contact information and the best time(s) you may be reached.

Dec 1, 2009
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Biz2Credit, LLC
Financial Advisor

You can find your banking and traditional financing options by going to If you enter your startup information, you'll be connected with lenders on the system that you meet the criteria for. If you're not matched with a lender, the system will show you what criteria you didn't meet for the banks on the system and it will show you how you can improve your chance of getting approved.

Nov 12, 2009
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Jan, please email me at



Oct 19, 2009
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Mr. Peters,
First thanks for the response. It is in bid form only of course the bid due date was this past Thursday @ 4:00 pm. It is a Landscape Maintenance and Tree Trimming contract I am not sure if they will package them relative to awarding or they wil seperate the two. The tree portion on my proposal represented about $75,000 annually. The maintenance was around $150,000 to $160,000 annually. The customer wants them broken down and ammortorized over the year equally so we are looking at a 16,000 to 19,000/month billing. I am very familiar with the job and the customer. The billing will be genrated monthly on the 1st, this customer usaully pays by the 13th to 15th of the following month. This time of year in AZ labor to % of sale is around 40%. So 40% of the monthly billing is going to be around $6400-$7600 for labor this includes burden.

Thats the job if awarded we have had some preliminary discussion and the client is genuinly interested in negotiating with Board approval with us.

Inregard to offering something that is fair and equitable to both parties. There is a cost of money I know, Banks, CD's and other investments are not yielding real high returns now. I think two things it has to be worth someones while and I am good with that. I would probably research what angel investors are currently getting dependent on the risk factor and structure an intrest rate similiar to those percentages. The money is probably only going to be required for 6-months to a 1 year max and then it will cash flow itself with no problem.

What are your thoughts about what is a fair return?

Oct 18, 2009
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would like to discuss further. Curious to see the deals of the contract and what you will be offering for the 20k


Oct 18, 2009
Jon Holmquist
Edgemaster Model 400 sharpener
Marion County, OR

Wow, you have my admiration. You should't have any problem getting help from someone on this site.
Look at all the entries and contact them and someone should be happy to help. This site is great for getting people together. Good Luck, Jon at edgemaster mobile sharpening

Oct 12, 2009
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The BAF Group LLC

Honestly, the best way to go for that amount of money is probably family, friends and business associates who may way to invest in you and your business. Historically, a business line of credit or home equity loan (if you own a house) might have been the way to go. But for that small amount of money, on a startup, in this market...local, private money is probably the best and easiest way to go.

Oct 12, 2009

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