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Financing a Purchase

I'm very interested in purchasing a business I've recently been made aware of, but I'm not sure SBA would back it. The business does about 1.9M in sales a year, and the asking price is 2M. The SBA Adjusted Cash Flow is about 180K a year, but that doesn't include dollars the owner is taking out of the company such as child support, mortgage payments, salary for non-working relatives, etc. If these are included the cash flow is closer to 750k a year. These monies are all verifiable, but the SBA person I spoke to doesn't seem to think they would figure into the cash flow they would base a loan off of. I'd like to put down 10% and the owner will put down 10% - my credit is above 800, and I have experience in this industry - is there any way this could be done outside of SBA? Thanks

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We are financial consultants to a group of investors whom we have their consent to manage their funds which is in our custody for cooperation in joint venture business investments.

Our areas of interest include Property Development and real estate, Health Care, Education and training, Mining and exploration, Energy, oil and gas,Technology, Software development, Agriculture, Manufacturing, Finance Services and Leisure.However, all viable proposals within reason will be considered.

Funds shall be made available to you as a direct investment loan at 3% interest rate per annual for a period of 2 or 30 years depending on what you prefer. You may contact us if you have interesting investment proposal for possible business collaboration for our study.

We look forward to your reply to enable us provide you with details or you may visit our website.

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Thank you.

Yours Sincerely
Jesse Peterson
phone: (980) 239-7539

Jun 6, 2017
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Biz2Credit LLC
New York County, NY


In case you can show another source of income as of now and also you are not going to pay your mortgages ( I am assuming you have no child support) , it will get added back. We do a large no. of SBA deals and all these items are added back.

Also seller note counts for 10% equity participation and rest 10% to 15% can be put down by you.

We at Biz2Credit have over 87 lenders and 140 products to chose from. In case you need more information write to me at

May 13, 2010

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